frankly. Pillar 3a vs Invoice Tracker Pro

Pillar 3a made easy. With frankly, the digital pension solution – developed by Zürcher Kantonalbank. You can open your pillar 3a or vested benefits account quickly and conveniently without visiting the bank either via the app or via your computer or tablet. You can now also select a cash strategy with no price risk. frankly, the new retirement planning app from the Savings 3 Pension Foundation of Zürcher Kantonalbank, is aimed exclusively at Swiss residents. Download the vested benefits and pillar 3a app free of charge now and get started. The frankly advantages: • Open an account in just a few minutes All you need is a smartphone and an ID card, and you’re ready to start. Of course, we’ll help you every step of the way. By the way, it’s also easy to use frankly via your computer or tablet. • Clear & simple – fully digital We are completely rethinking the retirement planning, which is why you can carry out your 3a retirement planning and vested benefits directly in the frankly app and check your account performance at any time. • Deposit as little as CHF 1 You decide yourself how much you want to deposit in your pillar 3a account. There is no minimum deposit and no minimum term. • You save taxes With every franc you pay into your pillar 3a retirement savings plan, you reduce your taxable income (up to t he maximum amount) and therefore save on taxes! This means you benefit twice over. • Investment products selected by you The ultimate goal is to build up your assets. You decide with your strategy how much risk you want to take. No matter whether you want to save in cash with no price risk or invest in securities while taking advantage of potential returns, there's something for everyone. • Easy to switch Do you already have a pillar 3a or vested benefits solution? We offer you an easy, free transfer service. We pay your transaction fees and account closing costs (applies to the transfer of pillar 3a accounts from bank foundations). • frankly is cost-effective frankly also doesn’t charge any all-in fee (the current all-in-fee is 0.43%) on your account assets. With frankly, you can expect no securities custody fees and no flat-rate administrative fees for the investment product; they are included in the current all-in-fee of 0.43%. Saving securities with frankly is half the price of comparable offers. Please note that issue and redemption charges apply in favour of the fund for the indexed investment products in particular and these are not included in the all-in fee (current all-in-fee is 0.43%). You can find an exact definition of the all-in fee in the FAQs. • Our community discount The greater the number of customers who use frankly, the cheaper the all-in fee of currently 0.43% becomes for everyone. frankly will become even cheaper with more users. Planning your private pension like this is fun. • Our community discount The greater the number of customers who use frankly, the cheaper the all-in fee of currently 0.43% becomes for everyone. frankly will become even cheaper with more users. Planning your private pension like this is fun. • Security and experience frankly was developed by Zürcher Kantonalbank for its pension foundation. Further information on the pillar 3a and vested benefits app, including pension calculator: www.frankly.ch Sparen 3 pension foundation of Zürcher Kantonalbank Bahnhofstrasse 9 8001 Zürich Zürcher Kantonalbank Vested Benefits Foundation Bahnhofstrasse 9 8001 Zurich Zürcher Kantonalbank Vested Benefits Foundation II Bahnhofstrasse 9 8001 Zurich

Invoice Tracker helps businesses scan invoices, review extracted details, track vendor balances, monitor due dates, and record payments in one simple place. Designed for small businesses, retailers, wholesalers, and managers who handle multiple invoices, Invoice Tracker gives you a clear view of what is owed, what is paid, and what needs attention. Key features: • Scan invoices quickly Use your phone to scan invoice documents and extract important invoice details. • Review before saving OCR results are never auto-saved. You can review extracted fields such as vendor name, invoice date, total amount, subtotal, tax, phone number, email, and payment term before saving. • Track company and vendor balances See outstanding balances by company or vendor so you always know who you owe and how much is still open. • Smart aging view Break balances into current, 30-day, 60-day, 90-day, and overdue periods to help you stay ahead of payments. • Record payments Log payments and keep your balances updated across invoices and vendors. • Dashboard overview View total balance due, open invoices, overdue balances, recent scanned invoices, and paid amounts from your dashboard. • Reports Review totals by aging period, outstanding balance, paid amounts, overdue amounts, and balances by company or vendor. Invoice Tracker is built to help you stay organized, reduce missed payments, and manage invoices with confidence. Important note: Invoice Tracker uses OCR and automated extraction to help organize invoice information. OCR may not always be accurate. Always review all extracted details before saving or relying on the information. Invoice Tracker is not accounting, tax, legal, or financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/