Comparison

SAMA Money vs PIORABANK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAMA Money

This African Fintech app facilitates money transfers and mobile payments. It offers real-time access to your account 24/7 with an internet connection, allowing for various transactions like sending money, paying bills, and purchasing services.

Highlights
  • Money transfer
  • Mobile payments
  • Account access
  • Bill payments
  • Service purchases
  • Transaction history
Features
Read full description

SAMA Money est une Fintech africaine qui opère dans le secteur du transfert d'argent et du paiement mobile. L'application SAMA Money permet au client d’avoir accès à son compte partout, à tout moment et en temps réel, 24h/ 24, 7j/7 utilisable AVEC connexion internet. Transfert d’argent : GRATUIT Dépôts : GRATUIT Retraits : Á partir de 0.5% Achats de service : GRATUIT Paiements de facture : GRATUIT Les opérations sont : - Envoi d'argent - Consultation de solde - Consultation de l’historique de transactions - Dépôt et retrait d’argent - Achat de crédit téléphonique (tous les opérateurs téléphoniques) - Paiement de factures (Eau, Électricité, Abonnement TV, Internet ...) - Assurance - Bank to Wallet - Achat de biens et services en ligne - Paiement de salaires - Paiement de mase - Consultation des tarifs des différents services

About

PIORABANK

This platform enables instant money transfers between various financial institutions across a region. It allows citizens to make secure and interoperable payments in seconds, available 24/7.

Highlights
  • Instant fund transfers
  • Interoperable between financial institutions
  • Secure payments
  • 24/7 availability
  • Simple to use
Features
Read full description

La Plateforme Interopérable du Système de Paiement Instantané (PI‐SPI) est une infrastructure régionale de paiement conçue et opérée par la Banque Centrale des Etats de l’Afrique de l’Ouest (BCEAO). Elle permet d’envoyer et de recevoir des fonds instantanément entre différentes structures financières que sont les banques, les émetteurs de monnaie électronique, les institutions de microfinance et les établissements de paiement. Grâce à PI‐SPI, chaque citoyen de l’Union peut effectuer des paiements en quelques secondes, 24h/24, 7j/7, de manière plus simple, sécurisée et interopérable.

Screenshots

SAMA Money4 screens
PIORABANK3 screens

Verdict

The call

The clearest difference is rating: SAMA Money at 3.3 against PIORABANK's 2.0. SAMA Money also leads on ratings volume (4 vs 1). PIORABANK's advantage is update cadence (every 2 weeks vs every 5 months) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SAMA Money holds the better App Store score, 3.3 against 2.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

SAMA Money ships an update every 5 months, PIORABANK every 2 weeks. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 5 level
SAMA Money versus PIORABANK: the parameters behind the verdict, then further details
ParameterSAMA MoneyPIORABANK
PriceFreeFree
Rating3.3 (4 ratings) — better2.0 (1 ratings)
Number of ratings4 — better1
Update frequencyEvery 5 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size39 MB57 MB
Age rating4+4+
DeveloperSAMA MONEY SAOrabank Togo

Customer experience

SAMA Money

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

PIORABANK

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

SAMA Money

No in-app purchases

None

PIORABANK

No in-app purchases

Questions

Is SAMA Money free?
SAMA Money is free to download, with no in-app purchases.
Is PIORABANK free?
PIORABANK is free to download, with no in-app purchases.
Which has better reviews, SAMA Money or PIORABANK?
SAMA Money is rated higher. SAMA Money averages 3.3 out of 5 from 4 ratings, while PIORABANK averages 2.0 from 1 ratings.
Do SAMA Money or PIORABANK have ads?
Neither SAMA Money nor PIORABANK shows ads.
Which is updated more often, SAMA Money or PIORABANK?
SAMA Money ships an update every 5 months, and PIORABANK every 2 weeks. Most recently, SAMA Money was updated on October 27, 2026 and PIORABANK on October 30, 2026.

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