52 Week Challenge vs Chrumek

Make saving for what matters simple. 52 Week Challenge turns a financial goal into a plan you can follow. Choose a target, pick the classic 52-week challenge or a monthly plan, and record each contribution as you go. PLAN YOUR WAY • Use the 52-week challenge to build momentum one week at a time • Create a monthly plan for a fixed saving amount • Set your target amount and start date • Choose an image that keeps your goal visible TRACK REAL PROGRESS • Mark contributions as saved • See your current balance, target, and completion percentage • Compare planned and actual savings • Explore monthly and accumulated savings charts • Switch between list and grid views for your goals STAY CONSISTENT • Schedule reminders for upcoming contributions • Review the full plan before creating a goal • Track multiple goals for trips, an emergency fund, a car, a home, or anything else Your money stays in your own account. The app helps you plan and track your progress; it never moves funds or requires a bank connection. Start small, stay consistent, and turn a goal into something you can measure. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Chrumek is a savings journal with one simple rule: only what you actually set aside counts. Not just “I didn’t buy coffee”, but real money moved into a piggy bank, your account, or an envelope. How it works • You add declared savings to the Journal: – when you skipped a purchase, – when you bought something cheaper (the difference is your saving), – when you canceled a subscription you don’t really use. • When you actually set the money aside, you tap “I added it to savings” and the entry goes to History. • Only these set aside/transferred amounts count toward your goals and stats. What you get • A Journal of entries “to transfer” with quick editing and clean organization • History of savings you actually set aside (you can move an entry back if needed) • Savings goals with progress based on real amounts • Charts: daily rhythm, categories, savings path, yearly summary • A streak that grows when you keep saving for real • Reminders to transfer/set money aside when you have an amount “to transfer” • CSV export if you want to work with the data on your computer Privacy No accounts. No logins. No analytics. Your data stays on your device. And remember: Chrumek believes in real transfers, not intentions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/