Comparison

BAF Mobile vs M

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BAF Mobile

This app simplifies financial services across Indonesia, allowing users to apply for various financing options and track their installment status. Access product information, promotions, and manage your contracts conveniently from anywhere.

Highlights
  • Apply for financing (motorcycles, electronics, furniture, cars)
  • Check installment status
  • View product and promo information
  • Manage contract details
  • Simulate financing
  • Pay installments online
  • Digital insurance application
Features
Read full description

PT Bussan Auto Finance melalui aplikasi BAF Mobile menghadirkan kemudahan pelayanan buat kamu di seluruh wilayah Indonesia. Melalui BAF Mobile, kamu dapat mengajukan pembiayaan produk hingga cek status cicilan lebih praktis dan mudah. Kamu bisa mengakses dan mendapatkan informasi terbaru kapan pun dan di mana pun #PakaiBAFMobileAja! Pengajuan pembiayaan meliputi: • Motor Baru Yamaha • Elektronik & Furnitur • Mobil Baru • Motor Bekas Berkualitas • BAF Dana Syariah (Pembiayaan dengan memanfaatkan BPKB) Dengan BAF Mobile, kamu bisa mengajukan pembiayaan untuk mendapatkan barang Impian kamu dengan harga terbaik dan berbagai promo yang menarik mulai dari Uang Muka mulai dari 0%, Potongan Cicilan hingga 5x, dan Cashback BAF Points. Berbagai fitur di BAF Mobile: • Pembayaran cicilan • BAF Points • Pengajuan pembiayaan • Cek Status pembiayaan • Informasi produk dan promo terbaru • Informasi detail kontrak • Cek simulasi pembiayaan • Informasi pembayaran cicilan BAF online melalui e-commerce partner/transfer BANK/BAF partner, dan lain - lain. • Pengajuan asuransi digital untuk kendaraan roda dua • Reservasi online pengambilan BPKB • Reservasi online pengiriman BPKB via kurir Tunggu apalagi, ajukan barang impianmu sekarang juga #PakaiBAFMobileAja! Proses Cepat Angsuran Tepat! Segera ikuti akun resmi media sosial BAF untuk mendapatkan informasi terbaru, melalui: Instagram: @bafindonesia Facebook: @BussanAutoFinanceIndonesia TikTok: @bafindonesia Twitter: @BAF_Indo LinkedIn: Bussan Auto Finance LINE: @baf.indonesia YouTube: Bussan Auto Finance Website: www.baf.id Layanan informasi lainnya: BAF Care 1500750 Email: bafcs@baf.id WhatsApp: 081180138873 PT Bussan Auto Finance Berizin dan Diawasi oleh Otoritas Jasa Keuangan

About

M

This official tax management app provides easy access to tax regulations, important deadlines with reminders, and your taxpayer profile including your electronic NPWP. It aims to simplify tax obligations for individuals.

Highlights
  • Tax regulations access
  • Tax deadline reminders
  • Taxpayer profile viewing
  • Electronic NPWP display
  • Manage tax obligations
Features
Read full description

M-Pajak adalah aplikasi resmi Direktorat Jenderal Pajak (DJP) yang memudahkan Wajib Pajak (WP) dalam mengelola kewajiban pajaknya. Dapatkan berbagai layanan perpajakan di genggaman Anda, seperti: 1. Peraturan Perpajakan: - Lihat status peraturan perpajakan terbaru. - Baca peraturan perpajakan dengan mudah. 2. Tenggat Pajak: - Dapatkan pengingat tanggal-tanggal penting terkait perpajakan pada tahun berjalan. - Pastikan Anda tidak terlambat dalam pelaporan dan/atau pembayaran pajak. 3. Profil Wajib Pajak: - Lihat informasi lengkap dan NPWP elektronik Anda. M-Pajak: Solusi mudah dan cepat untuk mengelola pajak Anda. Unduh sekarang dan rasakan kemudahannya!

Screenshots

BAF Mobile3 screens
M3 screens

Verdict

The call

The clearest difference is rating: BAF Mobile at 4.8 against M's 1.0. BAF Mobile also leads on review sentiment (25% vs 0%) and ratings volume (58 vs 2). M's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BAF Mobile holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: BAF Mobile has 58 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 25% of BAF Mobile's written reviews are positive against 0% of M's.

UpkeepUpdate frequency

BAF Mobile ships an update every 2 months, M every 3 weeks. Both last shipped on November 3, 2026.

Scorecard6 real differences · 4 level
BAF Mobile versus M: the parameters behind the verdict, then further details
ParameterBAF MobileM
PriceFreeFree
Rating4.8 (58 ratings) — better1.0 (2 ratings)
Positive reviews24.5% of reviews — better0.0% of reviews
Number of ratings58 — better2
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size125 MB93 MB
Age rating17+4+
DeveloperPT Bussan Auto FinanceDIREKTORAT JENDERAL PAJAK

Customer experience

BAF Mobile

All ratings49 ratings
Positive95.9%
Neutral0.0%
Negative4.1%
Written reviews53 reviews
Positive24.5%
Neutral3.8%
Negative71.7%

M

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BAF Mobile

No in-app purchases

None

M

No in-app purchases

Questions

Is BAF Mobile free?
BAF Mobile is free to download, with no in-app purchases.
Is M free?
M is free to download, with no in-app purchases.
Which has better reviews, BAF Mobile or M?
BAF Mobile is rated higher. BAF Mobile averages 4.8 out of 5 from 58 ratings, while M averages 1.0 from 2 ratings.
Do BAF Mobile or M have ads?
Neither BAF Mobile nor M shows ads.
Which is updated more often, BAF Mobile or M?
BAF Mobile ships an update every 2 months, and M every 3 weeks. Most recently, BAF Mobile was updated on November 3, 2026 and M on November 3, 2026.

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