Comparison

BAF Mobile vs OSS Indonesia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BAF Mobile

This app simplifies financial services across Indonesia, allowing users to apply for various financing options and track their installment status. Access product information, promotions, and manage your contracts conveniently from anywhere.

Highlights
  • Apply for financing (motorcycles, electronics, furniture, cars)
  • Check installment status
  • View product and promo information
  • Manage contract details
  • Simulate financing
  • Pay installments online
  • Digital insurance application
Features
Read full description

PT Bussan Auto Finance melalui aplikasi BAF Mobile menghadirkan kemudahan pelayanan buat kamu di seluruh wilayah Indonesia. Melalui BAF Mobile, kamu dapat mengajukan pembiayaan produk hingga cek status cicilan lebih praktis dan mudah. Kamu bisa mengakses dan mendapatkan informasi terbaru kapan pun dan di mana pun #PakaiBAFMobileAja! Pengajuan pembiayaan meliputi: • Motor Baru Yamaha • Elektronik & Furnitur • Mobil Baru • Motor Bekas Berkualitas • BAF Dana Syariah (Pembiayaan dengan memanfaatkan BPKB) Dengan BAF Mobile, kamu bisa mengajukan pembiayaan untuk mendapatkan barang Impian kamu dengan harga terbaik dan berbagai promo yang menarik mulai dari Uang Muka mulai dari 0%, Potongan Cicilan hingga 5x, dan Cashback BAF Points. Berbagai fitur di BAF Mobile: • Pembayaran cicilan • BAF Points • Pengajuan pembiayaan • Cek Status pembiayaan • Informasi produk dan promo terbaru • Informasi detail kontrak • Cek simulasi pembiayaan • Informasi pembayaran cicilan BAF online melalui e-commerce partner/transfer BANK/BAF partner, dan lain - lain. • Pengajuan asuransi digital untuk kendaraan roda dua • Reservasi online pengambilan BPKB • Reservasi online pengiriman BPKB via kurir Tunggu apalagi, ajukan barang impianmu sekarang juga #PakaiBAFMobileAja! Proses Cepat Angsuran Tepat! Segera ikuti akun resmi media sosial BAF untuk mendapatkan informasi terbaru, melalui: Instagram: @bafindonesia Facebook: @BussanAutoFinanceIndonesia TikTok: @bafindonesia Twitter: @BAF_Indo LinkedIn: Bussan Auto Finance LINE: @baf.indonesia YouTube: Bussan Auto Finance Website: www.baf.id Layanan informasi lainnya: BAF Care 1500750 Email: bafcs@baf.id WhatsApp: 081180138873 PT Bussan Auto Finance Berizin dan Diawasi oleh Otoritas Jasa Keuangan

About

OSS Indonesia

This application provides an integrated electronic business licensing service. It streamlines the process of obtaining permits and licenses for businesses through a digital platform.

Highlights
  • Integrated electronic licensing
  • Business permit application
  • Digital platform
  • Streamlined process
Features
Read full description

OSS Indonesia merupakan aplikasi perizinan berusaha terintegrasi secara elektronik

Screenshots

BAF Mobile3 screens
OSS Indonesia4 screens

Verdict

The call

The clearest difference is rating: BAF Mobile at 4.8 against OSS Indonesia's 1.0. BAF Mobile also leads on ratings volume (58 vs 1) and review sentiment (25% vs 4%). OSS Indonesia's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BAF Mobile holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: BAF Mobile has 58 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 25% of BAF Mobile's written reviews are positive against 4% of OSS Indonesia's.

UpkeepUpdate frequency

BAF Mobile ships an update every 2 months, OSS Indonesia every 3 weeks. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.

Scorecard6 real differences · 4 level
BAF Mobile versus OSS Indonesia: the parameters behind the verdict, then further details
ParameterBAF MobileOSS Indonesia
PriceFreeFree
Rating4.8 (58 ratings) — better1.0 (1 ratings)
Positive reviews24.5% of reviews — better4.0% of reviews
Number of ratings58 — better1
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size125 MB41 MB
Age rating17+4+
DeveloperPT Bussan Auto FinanceKementerian Investasi dan Hilirisasi/Badan Koordinasi Penanaman Modal

Customer experience

BAF Mobile

All ratings49 ratings
Positive95.9%
Neutral0.0%
Negative4.1%
Written reviews53 reviews
Positive24.5%
Neutral3.8%
Negative71.7%

OSS Indonesia

Written reviews50 reviews
Positive4.0%
Neutral2.0%
Negative94.0%

In-app purchases

None

BAF Mobile

No in-app purchases

None

OSS Indonesia

No in-app purchases

Questions

Is BAF Mobile free?
BAF Mobile is free to download, with no in-app purchases.
Is OSS Indonesia free?
OSS Indonesia is free to download, with no in-app purchases.
Which has better reviews, BAF Mobile or OSS Indonesia?
BAF Mobile is rated higher. BAF Mobile averages 4.8 out of 5 from 58 ratings, while OSS Indonesia averages 1.0 from 1 ratings.
Do BAF Mobile or OSS Indonesia have ads?
Neither BAF Mobile nor OSS Indonesia shows ads.
Which is updated more often, BAF Mobile or OSS Indonesia?
BAF Mobile ships an update every 2 months, and OSS Indonesia every 3 weeks. Most recently, BAF Mobile was updated on October 25, 2026 and OSS Indonesia on October 21, 2026.

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