Comparison

Xpence vs Moneybase

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xpence

Manage business expenses and finances with a platform that allows for instant corporate card issuance and automated bookkeeping. Upload receipts and ensure compliance with transaction approvals.

Highlights
  • Issue corporate cards instantly
  • Set customized card controls
  • Automate bookkeeping
  • Upload and store receipts
  • Transaction approvals for compliance
Read full description

Streamline your business finances with Xpence - the GCC’s new way of business spending.
 Take control of your expenses with our award-winning platform:   -    Issue corporate cards in less than a minute and set customised controls
 -    Automate your bookkeeping and say goodbye to manual entries and expense reports -    Upload and store receipts in-app
 -   Transaction approvals are here to help ensure full compliance with company policies  We are PCI DSS 4 compliant which means we protect your data in accordance with the highest industry standards.   Ensure your business stays ahead with Xpence – download now! 

 Features may vary by region

About

Moneybase

Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.

Highlights
  • Transactional banking with IBAN
  • Physical and virtual card management
  • Instant SEPA and bank transfers
  • Access to 20,000+ investments
  • Competitive foreign exchange rates
  • Real-time transaction notifications
  • 7-day customer support
Features
Read full description

Welcome to Moneybase, we’re focused on making finance easier and we are on a mission to redefine the way you grow and manage your money. Moneybase is a powerful platform for all things finance, offering transactional banking, physical and virtual cards, instant payments as well as access to over 20,000 investments all under the same ecosystem. Bank Payments in the blink of an eye - Send or receive money easily with SEPA Bank transfers and Instant payments. Get your own IBAN today. Full in-app control of your physical or virtual cards - Thanks to our safety features and controls, you can freeze, unfreeze or cancel your card whenever you wish. You can even set up customized permissions and restrictions such as ATM withdrawals, Online Payments or Swipe payments or view your PIN directly from the Moneybase app! Generate your virtual card instantly or order a physical contactless card. Save when travelling or spending abroad - We offer competitive exchange rates that allow you to save money when spending abroad, so that you can spend at will and make the most of your trip. We’re there for you 7 days a week, call us anytime - Our customer service team are ISO Certified, the Gold standard for customer care. Our team is ready to assist you right away via phone or live chat. Your money at your fingertips - Get real-time notifications when you make a card transaction, when you receive money and much more. With Moneybase you can instantly keep updated on your finances, with full view of past transactions, you can take control of your spending. Create your account in minutes - With fast signup right from your phone you can get started in just a few minutes. High value service with Ultra Low fees - Life is full of unexpected surprises, but fees shouldn’t be one of them. With Moneybase what you see is what you get – no hidden fees, our ultra-competitive pricing is easy to understand. Community-driven - With an exciting pipeline ahead, we invite you to join us in shaping the next-generation financial platform. Our public roadmap, community and Facebook group all allow you to log in and have your say about what we develop next. Together lets make money simple!

Screenshots

Xpence4 screens
Moneybase4 screens

Verdict

The call

The clearest difference is rating: Moneybase at 3.0 against Xpence's 1.0. Moneybase also leads on ratings volume (8 vs 2). Xpence's advantage is review sentiment (67% vs 50%) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Moneybase holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 8 respectively. Written reviews complicate that: 67% of Xpence's written reviews are positive against 50% of Moneybase's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Xpence ships an update every 2 weeks, Moneybase every 3 weeks. The most recent releases landed on June 5, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
Xpence versus Moneybase: the parameters behind the verdict, then further details
ParameterXpenceMoneybase
PriceFreeFree
Rating1.0 (2 ratings)3.0 (8 ratings) — better
Positive reviews66.7% of reviews — better50.0% of reviews
Number of ratings28 — better
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, Apple Watch
Requires iOS15.0 — better17.0
Further details — not scored
Size151 MB177 MB
Age rating4+4+
DeveloperXpenceMoneybase Ltd

Customer experience

Xpence

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Moneybase

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Xpence

No in-app purchases

None

Moneybase

No in-app purchases

Questions

Is Xpence free?
Xpence is free to download, with no in-app purchases.
Is Moneybase free?
Moneybase is free to download, with no in-app purchases.
Which has better reviews, Xpence or Moneybase?
Moneybase is rated higher. Xpence averages 1.0 out of 5 from 2 ratings, while Moneybase averages 3.0 from 8 ratings.
Do Xpence or Moneybase have ads?
Neither Xpence nor Moneybase shows ads.
Which is updated more often, Xpence or Moneybase?
Xpence ships an update every 2 weeks, and Moneybase every 3 weeks. Most recently, Xpence was updated on June 5, 2026 and Moneybase on September 20, 2026.

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