Comparison

PHP Reimbursement Account vs BSM eXtrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PHP Reimbursement Account

Easily manage your FSA, HRA, and DCAP reimbursement accounts on the go. Check balances, view account details, and submit claims with attached receipts through a secure and intuitive interface.

Highlights
  • Check account balances 24/7
  • View account details and summaries
  • Submit claims with receipt photos
  • Manually submit medical and dependent claims
  • Store expense information and documentation
  • Contact customer service via call or email
Features
Read full description

Save time and hassles while making the most of your FSA, HRA, and DCAP reimbursement accounts by quickly checking your balances and details. Our secure app makes managing your accounts easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure · Simply login to the intuitive app using the username and password retrieved from your reimbursement account at phpni.com Connects You with the Details · Quickly check available balances 24/7 · Access account details · View charts summarizing account(s) · Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) · View claims requiring receipts · Ability to manually submit medical FSA and dependent claims when necessary · Take a picture of a receipt and submit for a new or existing claim · Using Dashboard, enter medical expense information and supporting documentation to store for later use in paying claims via your health benefits website Powered by WEX Health®

About

BSM eXtrack

Read full description

BSM eXtrack is a fully digitalized app/portal to record and submit expense claims on the go. The elegant and user-friendly interface makes the claims submission process an effortless and seamless experience. Approvers and threshold amounts for auto-approval are configurable. The approval process for the claim can also be configured. Approvers can mark approve, reject, or dispute the expenses or submitted claims. BSM eXtrack thereby eliminates the submission of physical forms.

Screenshots

PHP Reimbursement Account4 screens
BSM eXtrack4 screens

Verdict

The call

The clearest difference is update cadence: BSM eXtrack at every 3 weeks against PHP Reimbursement Account's every 4 months. BSM eXtrack also leads on iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PHP Reimbursement Account ships an update every 4 months, BSM eXtrack every 3 weeks. The most recent releases landed on October 2, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 7 level
PHP Reimbursement Account versus BSM eXtrack: the parameters behind the verdict, then further details
ParameterPHP Reimbursement AccountBSM eXtrack
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size29 MB126 MB
Age rating17+4+
DeveloperPHYSICIANS HEALTH PLAN OF NORTHERN INDIANA INCMariApps Marine Solutions Pvt. Ltd.

In-app purchases

None

PHP Reimbursement Account

No in-app purchases

None

BSM eXtrack

No in-app purchases

Questions

Is PHP Reimbursement Account free?
PHP Reimbursement Account is free to download, with no in-app purchases.
Is BSM eXtrack free?
BSM eXtrack is free to download, with no in-app purchases.
Do PHP Reimbursement Account or BSM eXtrack have ads?
Neither PHP Reimbursement Account nor BSM eXtrack shows ads.
Which is updated more often, PHP Reimbursement Account or BSM eXtrack?
PHP Reimbursement Account ships an update every 4 months, and BSM eXtrack every 3 weeks. Most recently, PHP Reimbursement Account was updated on October 2, 2026 and BSM eXtrack on October 10, 2026.

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