Comparison

Bills io vs Postolo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bills io

Organize and track all your recurring and one-off expenses with this privacy-focused finance app. Get timely notifications for upcoming bills and analyze your spending patterns. Data syncs securely across your Apple devices via iCloud.

Highlights
  • Organize bills with tags
  • Track expenses by account
  • Log payment history
  • Export data to Excel/Numbers
  • Receive bill notifications
  • Sync across Apple devices
Features
Read full description

Know exactly where your money goes — without giving up your privacy. Bills io is the simple, privacy-first way to track your recurring expenses, subscriptions, and one-off bills. No bank connection required. No data sold. No algorithms watching your finances. Just you and your bills, organized. YOUR MONEY. YOUR DATA. Bills io syncs privately through your iCloud account using Apple’s CloudKit. Your financial data never touches our servers — we literally can’t see it. Everything stays between you, your device, and your iCloud. STOP LOSING MONEY TO FORGOTTEN SUBSCRIPTIONS The average person is paying for 2–3 subscriptions they’ve forgotten about. Bills io helps you see every recurring charge in one place so nothing slips through the cracks. BILL TRACKING Organize bills with tags and accounts. See exactly how much hits your credit card each month across all your subscriptions — then plan around it. PAYMENT LOG Record payments as you make them. Add notes with Markdown support for links and details. Export everything to CSV whenever you need it. OVERVIEW & NOTIFICATIONS See what’s due this week or month at a glance. Get notified before auto-withdrawals hit or when it’s time to pay manually — all handled locally, never from a server. WORKS ACROSS APPLE DEVICES iPhone, iPad, and Mac. One purchase, everywhere you already work. ◆ FREE TIER Bills io is free — and we mean it. The core experience is fully featured with no paywalls on the essentials. Premium is there if you want deeper organization tools or just want to support an indie developer keeping your data private. ◆ PREMIUM Bills io is fully usable for free. Premium adds powerful organization upgrades for power users — and if you love the app, it’s the best way to support independent development. Available as monthly, annual, or a one-time lifetime purchase. ◆ Payment graphs & average monthly cost charts ◆ Collections, filtering by account & tags ◆ Face ID / Touch ID lock ◆ Custom notification times ◆ CSV export for bills & payments ◆ Payment notes ◆ All future premium features Privacy Policy: https://billsio.com/pages/privacy/ Terms of Use: https://billsio.com/pages/tos/ EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Postolo

Manage bank account connections to automate bookkeeping and view financial reports. This tool simplifies financial management for clients by streamlining workflows.

Highlights
  • Bank account management
  • Automated bookkeeping
  • Financial report viewing
  • Streamlined workflows
Read full description

The Postolo app gives our clients the ability to manage their bank account connections which help automate their bookkeeping workflows and allows them to view their financial reports.

Screenshots

Bills io4 screens
Postolo4 screens

Verdict

The call

The clearest difference is in-app purchases: Postolo at none against Bills io's 3. Postolo also leads on rating (5.0 vs 4.7) and iOS requirement (15.1 vs 26.0). Bills io's advantage is ratings volume (34 vs 1) and update cadence (every 6 weeks vs every 5 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bills io sells 3 in-app purchases, starting at $0.99 per month. Postolo asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Postolo holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Bills io has 34 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Bills io ships an update every 6 weeks, Postolo every 5 months. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.

Scorecard6 real differences · 4 level
Bills io versus Postolo: the parameters behind the verdict, then further details
ParameterBills ioPostolo
PriceFreeFree
Rating4.7 (34 ratings)5.0 (1 ratings) — better
Positive reviews73.7% of reviews—
Number of ratings34 — better1
Update frequencyEvery 6 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS26.015.1 — better
Further details — not scored
Size45 MB35 MB
Age rating17+4+
DeveloperStudio Ember LLCPostolo, LLC

Customer experience

Bills io

All ratings34 ratings
Positive91.2%
Neutral0.0%
Negative8.8%
Written reviews19 reviews
Positive73.7%
Neutral0.0%
Negative26.3%

Postolo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Bills io

Subscriptions2
  • Premium (1 Month)$0.991 Month
  • Premium (1 Year)$9.991 Year
One-time1
  • Premium (Lifetime)$39.99
None

Postolo

No in-app purchases

Questions

Is Bills io free?
Bills io is free to download, with in-app purchases available.
Is Postolo free?
Postolo is free to download, with no in-app purchases.
Which has better reviews, Bills io or Postolo?
Postolo is rated higher. Bills io averages 4.7 out of 5 from 34 ratings, while Postolo averages 5.0 from 1 ratings.
Do Bills io or Postolo have ads?
Neither Bills io nor Postolo shows ads.
Which is updated more often, Bills io or Postolo?
Bills io ships an update every 6 weeks, and Postolo every 5 months. Most recently, Bills io was updated on October 7, 2026 and Postolo on October 5, 2026.

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