Bills io vs SplitMate

Know exactly where your money goes — without giving up your privacy. Bills io is the simple, privacy-first way to track your recurring expenses, subscriptions, and one-off bills. No bank connection required. No data sold. No algorithms watching your finances. Just you and your bills, organized. YOUR MONEY. YOUR DATA. Bills io syncs privately through your iCloud account using Apple’s CloudKit. Your financial data never touches our servers — we literally can’t see it. Everything stays between you, your device, and your iCloud. STOP LOSING MONEY TO FORGOTTEN SUBSCRIPTIONS The average person is paying for 2–3 subscriptions they’ve forgotten about. Bills io helps you see every recurring charge in one place so nothing slips through the cracks. BILL TRACKING Organize bills with tags and accounts. See exactly how much hits your credit card each month across all your subscriptions — then plan around it. PAYMENT LOG Record payments as you make them. Add notes with Markdown support for links and details. Export everything to CSV whenever you need it. OVERVIEW & NOTIFICATIONS See what’s due this week or month at a glance. Get notified before auto-withdrawals hit or when it’s time to pay manually — all handled locally, never from a server. WORKS ACROSS APPLE DEVICES iPhone, iPad, and Mac. One purchase, everywhere you already work. ◆ FREE TIER Bills io is free — and we mean it. The core experience is fully featured with no paywalls on the essentials. Premium is there if you want deeper organization tools or just want to support an indie developer keeping your data private. ◆ PREMIUM Bills io is fully usable for free. Premium adds powerful organization upgrades for power users — and if you love the app, it’s the best way to support independent development. Available as monthly, annual, or a one-time lifetime purchase. ◆ Payment graphs & average monthly cost charts ◆ Collections, filtering by account & tags ◆ Face ID / Touch ID lock ◆ Custom notification times ◆ CSV export for bills & payments ◆ Payment notes ◆ All future premium features Privacy Policy: https://billsio.com/pages/privacy/ Terms of Use: https://billsio.com/pages/tos/ EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

SplitMate is a powerful expense manager and bill splitter app that makes it easy to split bills, track shared expenses, and manage group expenses without stress. Whether you're traveling with friends, living with roommates, or managing expenses as a couple, SplitMate helps you split money, track expenses, and settle up quickly. No spreadsheets. No confusion. No awkward reminders. Just simple bill splitting and smart expense tracking. WHY CHOOSE SPLITMATE? • Easily split bills with friends, family, or roommates • Track shared expenses and group expenses in real time • Always know who owes what with clear balances • Fast, simple, and accurate expense manager • Built for real life expense sharing KEY FEATURES SMART BILL SPLITTER Split bills equally, by percentage, or exact amounts. Perfect for dinners, trips, rent, and daily expenses. GROUP EXPENSE MANAGER Create groups for trips, roommates, couples, events, or teams. Track all shared expenses in one place. EXPENSE TRACKER & INSIGHTS Monitor your spending with detailed reports, charts, and summaries. Stay in control of your expenses. EASY SETTLE UP Settle up instantly using cash, UPI, bank transfer, or card payments. Simplify expense sharing. PAYMENT REMINDERS Send friendly reminders to friends and track pending balances easily. RECURRING EXPENSE TRACKING Automatically manage rent, subscriptions, and regular shared bills. MULTI CURRENCY SUPPORT Track expenses in INR, USD, EUR, GBP, JPY, CAD, and more. Ideal for international trips. RECEIPT STORAGE Attach receipts and keep proof for every expense. EXPORT & BACKUP Download your expense reports anytime in CSV or PDF format. PERFECT FOR • Roommates splitting rent and utility bills • Travel groups managing trip expenses • Friends splitting bills for food, parties, and outings • Couples managing shared finances • Anyone looking for a bill splitter, expense tracker, or expense sharing app WHY USERS LOVE SPLITMATE • No awkward money conversations • Clear expense tracking and bill splitting • Fast and easy to use • Secure and reliable • Designed for India with UPI support SplitMate is your all in one solution for bill splitting, expense tracking, and group expense management. Download SplitMate today and simplify how you split bills, track expenses, and settle up with friends.