Não Esqueça vs IOU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Não Esqueça
This app helps professionals manage payments from clients or students. It allows you to record due dates and amounts, and send reminders via email or WhatsApp when payments are approaching.
- Record payment due dates and amounts
- Send reminders via email
- Send reminders via WhatsApp
- Manage client payment information
- Track received payments
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Se você se sente desconfortável em ficar cobrando seus alunos / clientes / pacientes pelos seus serviços prestados, esse aplicativo é para você. Cadastre o dia e o valor do recebimento e quando estiver próximo da data do recebimento, envie o lembrete para seus alunos / clientes / pacientes, através de e-mail ou whatApp.
IOU
Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.
- Track money lent, borrowed, and owed
- Filter debts owed to you vs. money you owe
- View balances, payment history, and upcoming charges
- Log partial or full payments instantly
- Automatically track recurring bills and subscriptions
- Private and ad-free financial tracking
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OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Não Esqueça at none against IOU's 3. IOU's advantage is ads (none vs shown) and review sentiment (100% vs 67%). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. IOU sells 3 in-app purchases, starting at $1.99 per month. Não Esqueça asks for nothing beyond the download.
Não Esqueça ships an update every 81 months, IOU every 2 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Não Esqueça | IOU |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 4 — better |
| Update frequency | Every 81 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 39 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Rodrigo Santos | MASON QULIZADA |
Customer experience
Não Esqueça
IOU
In-app purchases
Não Esqueça
No in-app purchases
IOU
- OweTracker Pro – Monthly$1.991 Month
- OweTracker Pro$17.991 Year
- OweTracker Pro – Lifetime$19.99







