Comparison

Spängler Pay vs Gutmann

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spängler Pay

Features
Read full description

Nutzen Sie mit Spängler Pay Ihr Handy als mobile Geldbörse - für Kartenzahlungen, das tägliche Bezahlen unter Freunden und als schlanke Lösung für Ihre Kunden und Bonuskarten. DIE WICHTIGSTEN FEATURES AUF EINEN BLICK: + Bezahlen mit dem Handy: Debitkarten hinterlegen und mit der App bezahlen + ZOIN: Geld senden und empfangen in Echtzeit + Kundenprogramme: Mit Spängler Pay haben Sie Ihre Kunden- und Bonuskarten überall dabei

About

Gutmann

Access your Gutmann investment portfolio securely and efficiently. View detailed performance, account holdings, and communicate with your advisor through encrypted messages. Manage important documents and client information all in one place.

Highlights
  • Detailed investment overview
  • Performance tracking
  • Account and securities holdings
  • Encrypted advisor messages
  • Document transmission and storage
  • Face ID/fingerprint login
Features
Read full description

The Gutmann App provides you with fast and secure access to Gutmann's digital services. Our online reporting gives you a detailed overview of your investments with Gutmann • Detailed overview of your investments • Performance of your investments • Overview of account and securities holdings and turnover • Encrypted messages to your account manager • Transmission and storage of important documents and client information This app can only be used by customers and business partners of Bank Gutmann and Gutmann KAG. In order to activate this app, your client advisor or contact person will send you a QR code. In a following message you will receive your personal password. This will enable you to activate your access. The app allows you to access the online services via a 6-digit, self-selected password. You can replace this process with a Face ID or fingerprint. When you open the app, the selected identification method is verified by the App.

Screenshots

Spängler Pay3 screens
Gutmann4 screens

Verdict

The call

The clearest difference is update cadence: Gutmann at every 2 months against Spängler Pay's every 4 months. Gutmann also leads on device support (3 vs 1) and iOS requirement (14.5 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spängler Pay ships an update every 4 months, Gutmann every 2 months. The most recent releases landed on October 12, 2026 and October 2, 2026 respectively.

Scorecard3 real differences · 6 level
Spängler Pay versus Gutmann: the parameters behind the verdict, then further details
ParameterSpängler PayGutmann
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.014.5 — better
Further details — not scored
Size84 MB13 MB
Age rating4+4+
DeveloperBankhaus Carl Spängler & Co. AktiengesellschaftBank Gutmann Aktiengesellschaft

In-app purchases

None

Spängler Pay

No in-app purchases

None

Gutmann

No in-app purchases

Questions

Is Spängler Pay free?
Spängler Pay is free to download, with no in-app purchases.
Is Gutmann free?
Gutmann is free to download, with no in-app purchases.
Do Spängler Pay or Gutmann have ads?
Neither Spängler Pay nor Gutmann shows ads.
Which is updated more often, Spängler Pay or Gutmann?
Spängler Pay ships an update every 4 months, and Gutmann every 2 months. Most recently, Spängler Pay was updated on October 12, 2026 and Gutmann on October 2, 2026.

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