Comparison

Банк Власний Рахунок vs izibank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Банк Власний Рахунок

This digital banking app offers convenient management of personal and credit funds, with special benefits for shopping at "Silpo". Open virtual cards, earn loyalty points, and manage loans, currency, and deposits all from your smartphone.

Highlights
  • Virtual card in 5 minutes
  • 1% back in balobonus points
  • Credit limit up to 100,000 UAH
  • Installment payments
  • Currency cards in USD/EUR
  • High-interest deposits
  • Smart expense tracking
Features
Read full description

Bank Vlasnyy Rakhunok — a digital bank for "Silpo" guests With my card, shopping at "Silpo" is super beneficial! More balobonus points for purchases, both personal and credit funds — all in your smartphone. You can open a virtual card in just 5 minutes using the Bank Vlasnyy Rakhunok app. Perks for shopping at "Silpo" with the Bank Vlasnyy Rakhunok card: • 1% back in balobonus points for food purchases • Free card top-ups at the cash registers • Cash withdrawals at all "Silpo" cash registers, unless there is an air raid warning How to get the card? • Download the Bank Vlasnyy Rakhunok mobile app • Verify your documents via the "Diia" app, fill out the form, and set your PIN • Get your virtual card in 5 minutes, add it to Apple/Google Pay, and use it immediately! • Want a physical one? Get it at the "Silpo" cash register, and the money for it will be refunded as balobonus points after the first purchase. Balobonus points: • 1% in balobonus points guaranteed for food purchases at "Silpo" • Use your balobonus points at "Silpo", MAUDAU, LOKO — quick food delivery as early as the next day after purchase • 1 balobonus = 1 UAH — for the maximal benefit! About credit: • Virtual credit card in your Apple/Google Pay wallet • Credit limit up to 100,000 UAH, with a grace period of up to 62 days • Interest rates during the grace period — 0.00001% per month • Interest rate after the grace period is 3% per month, with an annual equivalent of 43.1% Installment payments: • Installment payments for shopping from 500 UAH • I will refund the entire receipt amount to your card • Pay in equal installments over 3 months • Monthly commission — 2% About currency cards: • Opening a currency card in USD or EUR — free • Virtual card in the app without plastic • Cash top-ups through VST Bank and non-cash transfers from card to card — free • Convenient way to buy currency online without commission. Check the rate in the bank’s app • Currency converter — check the exchange rate online in the bank's app • Instant currency transfers to a foreign bank card, with a commission of only 1% About deposits: • Interest rates for UAH deposits with terms up to 12 months, ranging from 7% to 14.5% annually About "Nazbyratus": • Open "Nazbyratus" and save for your dreams — 5% per year, calculated daily • Free access to funds — deposit and withdraw whenever you want About payments and transfers: • 0.5% + UAH 5 fee for card-to-card transfers to cards issued by other Ukrainian banks using your own funds • 4% + UAH 5 fee for card-to-card transfers to cards issued by other Ukrainian banks using credit funds • Pay for utilities, electricity, and mobile top-ups with no commission • Smart expense tracking — track all expenses, bills, and finances Well, do you want to try? Download the Bank Vlasnyy Rakhunok app and get your card easily and online! Website: https://bvr.ua JSC "VST Bank". Banking license from the National Bank of Ukraine №204 from 16.09.2025, Ukraine, Kyiv

About

izibank

This mobile banking app offers instant credit cards with a generous credit limit and grace period. Manage deposits, make contactless payments, and enjoy 24/7 support. It also provides convenient transfers, bill payments, and expense analytics.

Highlights
  • Instant credit card with credit limit
  • Contactless payments via Google/Apple Pay
  • Online deposit management
  • 24/7 support via Telegram and Viber
  • Convenient transfers and bill payments
  • Expense analytics and spending limits
Features
Read full description

izibank – твій легкий мобільний банк основні можливості: * миттєва кредитна картка: отримай картку MasterCard World з PayPass і кредитним лімітом до 200 000 ₴ з пільговим періодом до 62 днів, деталі в умовах договору. *розмір ліміту залежить від рішення банку. * безконтактні платежі: Оплачуйте покупки за допомогою Google Pay або Apple Pay. * управління депозитами: Відкриття та закриття вкладів онлайн, автопролонгація і поповнення. * підтримка 24/7: наші спеціалісти завжди на зв’язку в Telegram та Viber. переваги: *кредитні продукти з гнучкими параметрами * зручні перекази та оплата: Безкоштовне поповнення карток, оплата комунальних послуг і штрафів, перекази між картками. * інтуїтивний інтерфейс: Мобільний додаток з аналітикою витрат, налаштуванням лімітів і валютними операціями. * гейміфікація: Приєднуйтесь до цікавих активностей у додатку. як стати клієнтом: 1. завантаж додаток і зареєструйся через “Дія”, “bank-id” або за допомогою сканування ID-картки. 2. отримай картку: У будь-якому пункті видачі, з доставкою кур’єром або активуйте віртуальну картку через відеоверифікацію. izibank – сучасний мобільний банк для щоденних фінансових потреб! контактна інформація: * адреса: вул. Симона Петлюри 30, Київ 01032, Україна * банк: АТ «ТАСКОМБАНК», Ідентифікаційний код: 09806443, Код банку: 339500, Ліцензія НБУ №84 від 25.10.2011

Screenshots

Банк Власний Рахунок4 screens
izibank4 screens

Verdict

The call

The clearest difference is rating: Банк Власний Рахунок at 4.4 against izibank's 2.1. Банк Власний Рахунок also leads on iOS requirement (15.0 vs 17.0). izibank's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Банк Власний Рахунок holds the better App Store score, 4.4 against 2.1. Both are backed by a comparable volume of ratings — 50 and 24 respectively. Written reviews point the same way: 43% of Банк Власний Рахунок's written reviews are positive against 40% of izibank's.

UpkeepUpdate frequency

Банк Власний Рахунок ships an update every 2 weeks, izibank every 8 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
Банк Власний Рахунок versus izibank: the parameters behind the verdict, then further details
ParameterБанк Власний Рахунокizibank
PriceFreeFree
Rating4.4 (50 ratings) — better2.1 (24 ratings)
Positive reviews43.5% of reviews — better40.0% of reviews
Number of ratings50 — better24
Update frequencyEvery 2 weeksEvery 8 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size348 MB269 MB
Age rating4+4+
DeveloperVST BANK JSCoTascombank

Customer experience

Банк Власний Рахунок

All ratings50 ratings
Positive84.0%
Neutral0.0%
Negative16.0%
Written reviews69 reviews
Positive43.5%
Neutral2.9%
Negative53.6%

izibank

All ratings24 ratings
Positive29.2%
Neutral0.0%
Negative70.8%
Written reviews20 reviews
Positive40.0%
Neutral5.0%
Negative55.0%

In-app purchases

None

Банк Власний Рахунок

No in-app purchases

None

izibank

No in-app purchases

Questions

Is Банк Власний Рахунок free?
Банк Власний Рахунок is free to download, with no in-app purchases.
Is izibank free?
izibank is free to download, with no in-app purchases.
Which has better reviews, Банк Власний Рахунок or izibank?
Банк Власний Рахунок is rated higher. Банк Власний Рахунок averages 4.4 out of 5 from 50 ratings, while izibank averages 2.1 from 24 ratings.
Do Банк Власний Рахунок or izibank have ads?
Банк Власний Рахунок shows ads; izibank does not.
Which is updated more often, Банк Власний Рахунок or izibank?
Банк Власний Рахунок ships an update every 2 weeks, and izibank every 8 days. Most recently, Банк Власний Рахунок was updated on November 3, 2026 and izibank on November 7, 2026.

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