PayForMe vs CoSpend.App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayForMe
Easily track money lent and borrowed between friends. Manage multiple projects, view balances, and clear debts efficiently. Color-coding helps differentiate users for better organization.
- Track borrowed money
- Manage multiple projects
- View member balances
- Create and update bills
- Clear individual debts
- Color-coded user differentiation
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PayForMe is an app to track borrowing money between friends. It either uses Cospend on your Nextcloud instance or iHateMoney as a backend, and has the following features: - Show listed bills - Create new bills - Balance of project members - Handling several projects - Colorcodes to differentiate users - Update bills - Delete bills - Clearing debt of single members - Setting a default payer on a project basis
CoSpend.App
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CoSpend helps couples and partners manage their money together. Track income and expenses, organize bills, and plan shared projects in one simple app. Terms of Use (EULA): https://cospend.lsapps.app/terms
Screenshots
Verdict
The clearest difference is in-app purchases: PayForMe at none against CoSpend.App's 1. PayForMe also leads on ads (none vs shown). CoSpend.App's advantage is update cadence (every 3 weeks vs every 4 months). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CoSpend.App sells 1 in-app purchase, starting at $3.99 per month. PayForMe asks for nothing beyond the download.
PayForMe ships an update every 4 months, CoSpend.App every 3 weeks. The most recent releases landed on July 24, 2026 and September 10, 2026 respectively.
| Parameter | PayForMe | CoSpend.App |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 81.8% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 4 MB | 37 MB |
| Age rating | 4+ | 17+ |
| Developer | Jona Koenig | Lucas Silva |
In-app purchases
PayForMe
No in-app purchases
CoSpend.App
- Pro Couple$3.991 Month
