PayForMe vs Split It AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayForMe
Easily track money lent and borrowed between friends. Manage multiple projects, view balances, and clear debts efficiently. Color-coding helps differentiate users for better organization.
- Track borrowed money
- Manage multiple projects
- View member balances
- Create and update bills
- Clear individual debts
- Color-coded user differentiation
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PayForMe is an app to track borrowing money between friends. It either uses Cospend on your Nextcloud instance or iHateMoney as a backend, and has the following features: - Show listed bills - Create new bills - Balance of project members - Handling several projects - Colorcodes to differentiate users - Update bills - Delete bills - Clearing debt of single members - Setting a default payer on a project basis
Split It AI
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Split It makes group checks simple. Scan a restaurant receipt or enter items manually, then assign each item to one or more people. Shared items are divided evenly, while tax and tip are distributed proportionally based on what each person ordered. Features: • Scan printed receipts into editable line items • Add items manually when you prefer • Assign items to individuals or mark them shared • Split a single item between multiple people • Calculate tax and tip proportionally • Add names and contact details from Contacts • Share totals by text or as a summary image • Keep receipt history on your device • Restore your one-time Pro purchase on any eligible device The free version includes five receipt scans. Manual entry and groups of up to 20 people remain available without a purchase. The optional one-time Pro purchase unlocks unlimited receipt scans. Receipt scans require an internet connection. Always review scanned items and totals against the original receipt before requesting payment.
Screenshots
Verdict
The clearest difference is in-app purchases: PayForMe at none against Split It AI's 1. PayForMe also leads on iOS requirement (15.0 vs 17.0). Split It AI's advantage is update cadence (daily vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split It AI sells 1 one-off in-app purchase. PayForMe asks for nothing beyond the download.
PayForMe ships an update every 3 months, Split It AI daily. The most recent releases landed on November 3, 2026 and October 29, 2026 respectively.
| Parameter | PayForMe | Split It AI |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 81.8% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 months | Daily — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 4 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Jona Koenig | Xilin Liu |
In-app purchases
PayForMe
No in-app purchases
Split It AI
- Split It Pro$1.99









