Comparison

PayForMe vs Split It AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayForMe

Easily track money lent and borrowed between friends. Manage multiple projects, view balances, and clear debts efficiently. Color-coding helps differentiate users for better organization.

Highlights
  • Track borrowed money
  • Manage multiple projects
  • View member balances
  • Create and update bills
  • Clear individual debts
  • Color-coded user differentiation
Features
Read full description

PayForMe is an app to track borrowing money between friends. It either uses Cospend on your Nextcloud instance or iHateMoney as a backend, and has the following features: - Show listed bills - Create new bills - Balance of project members - Handling several projects - Colorcodes to differentiate users - Update bills - Delete bills - Clearing debt of single members - Setting a default payer on a project basis

About

Split It AI

Features
Read full description

Split It makes group checks simple. Scan a restaurant receipt or enter items manually, then assign each item to one or more people. Shared items are divided evenly, while tax and tip are distributed proportionally based on what each person ordered. Features: • Scan printed receipts into editable line items • Add items manually when you prefer • Assign items to individuals or mark them shared • Split a single item between multiple people • Calculate tax and tip proportionally • Add names and contact details from Contacts • Share totals by text or as a summary image • Keep receipt history on your device • Restore your one-time Pro purchase on any eligible device The free version includes five receipt scans. Manual entry and groups of up to 20 people remain available without a purchase. The optional one-time Pro purchase unlocks unlimited receipt scans. Receipt scans require an internet connection. Always review scanned items and totals against the original receipt before requesting payment.

Screenshots

PayForMe4 screens
Split It AI4 screens

Verdict

The call

The clearest difference is in-app purchases: PayForMe at none against Split It AI's 1. PayForMe also leads on iOS requirement (15.0 vs 17.0). Split It AI's advantage is update cadence (daily vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split It AI sells 1 one-off in-app purchase. PayForMe asks for nothing beyond the download.

UpkeepUpdate frequency

PayForMe ships an update every 3 months, Split It AI daily. The most recent releases landed on November 3, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
PayForMe versus Split It AI: the parameters behind the verdict, then further details
ParameterPayForMeSplit It AI
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews81.8% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 monthsDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size4 MB5 MB
Age rating4+4+
DeveloperJona KoenigXilin Liu

In-app purchases

None

PayForMe

No in-app purchases

1 purchases

Split It AI

One-time1
  • Split It Pro$1.99

Questions

Is PayForMe free?
PayForMe is free to download, with no in-app purchases.
Is Split It AI free?
Split It AI is free to download, with in-app purchases available.
Do PayForMe or Split It AI have ads?
Neither PayForMe nor Split It AI shows ads.
Which is updated more often, PayForMe or Split It AI?
PayForMe ships an update every 3 months, and Split It AI daily. Most recently, PayForMe was updated on November 3, 2026 and Split It AI on October 29, 2026.

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