Comparison

CGA Directa vs BNU Timor

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CGA Directa

Features
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A App CGA Directa é uma aplicação da Caixa Geral de Aposentações, I.P., que permite um acesso rápido e simples à sua área autenticada. Está disponível para utilizadores registados na CGA Directa, de forma gratuita, e a autenticação é feita com o mesmo utilizador e chave de acesso da CGA Directa. A App CGA Directa disponibiliza um conjunto de funcionalidades de consulta, como a ficha de utilizador, ficha de utente, prestações, pagamentos e mensagens. Continuamos a trabalhar para disponibilizar mais serviços e funcionalidades aos nossos utentes. CGA Directa na sua mão, a CGA mais perto de si!

About

BNU Timor

Access your bank accounts, schedule transfers, and get relevant commercial information with just a tap or by entering your code. This application brings your bank closer to you, wherever you are.

Highlights
  • Account access
  • Scheduled transfers
  • Commercial information
  • Direct code access
  • Feedback feature
Features
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Através de um simples toque, ou introduzindo o seu código BNUdireto tem o seu banco sempre à mão, pode ainda aceder às suas contas, fazer o agendar transferências, obter informação comercial do seu interesse. Queremos estar mais perto de si onde quer que esteja. Partilhe a app com os seus amigos e use o botão “feedback”, disponível na app para ajudar a melhorar a sua app BNU Timor.

Screenshots

CGA Directa3 screens
BNU Timor4 screens

Verdict

The call

The clearest difference is update cadence: BNU Timor at every 3 months against CGA Directa's every 14 months. CGA Directa's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CGA Directa ships an update every 14 months, BNU Timor every 3 months. Both last shipped on November 3, 2026.

Scorecard2 real differences · 7 level
CGA Directa versus BNU Timor: the parameters behind the verdict, then further details
ParameterCGA DirectaBNU Timor
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 14 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size15 MB107 MB
Age rating4+4+
DeveloperCaixa Geral de Aposentacoes I.PCaixa Geral de Depósitos

In-app purchases

None

CGA Directa

No in-app purchases

None

BNU Timor

No in-app purchases

Questions

Is CGA Directa free?
CGA Directa is free to download, with no in-app purchases.
Is BNU Timor free?
BNU Timor is free to download, with no in-app purchases.
Do CGA Directa or BNU Timor have ads?
Neither CGA Directa nor BNU Timor shows ads.
Which is updated more often, CGA Directa or BNU Timor?
CGA Directa ships an update every 14 months, and BNU Timor every 3 months. Most recently, CGA Directa was updated on November 3, 2026 and BNU Timor on November 3, 2026.

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