Comparison

IBS Mobile vs SahayPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IBS Mobile

Manage your finances on the go with this comprehensive banking app. Check balances, transfer funds internationally and locally, pay bills, and control your cards. Securely access your accounts and request banking services from your mobile device.

Highlights
  • Account aggregation
  • International and local money transfers
  • Bill payment
  • Cardless ATM withdrawals
  • Card management
  • Service requests
Features
Read full description

IBS Mobile Banking: The ultimate tool for modern banking, designed to give you complete control and peace of mind. Whether you're paying a bill, sending money abroad, or just checking your balance, we make it fast, secure, and convenient. KEY FEATURES: • All Your Accounts in One Place Instantly check balances and view transaction history for your Current and Savings accounts. • Easy Money Transfers Send money to friends and family, anywhere in the world. Transfer funds between your own IBS accounts. Make instant local transfers to other banks. Send money internationally to Kenya, including direct transfers to M-Pesa, Airtel, and Telkom wallets. • Convenient Bill Payments Pay for electricity, TV, healthcare, school fees, and more. • Secure Cardless Withdrawal Get cash from any IBS ATM without your card. Arrange withdrawals for yourself or a trusted friend instantly. • Full Card Control Manage your cards directly from the app. Instantly activate, block, or unblock cards, set spending limits, and track your transactions in real-time. • Request Services Easily request a new cheque book. Get your bank statement on demand. • Refer a Friend Share the app with friends and family to help them start their new banking experience. For assistance or feedback, you can contact us via our website or email. Website: https://ibsbank.so/ Email: info@ibosbank.com WhatsApp: +252 61 3744444 Facebook: https://www.facebook.com/IBSBankSo YouTube: https://youtube.com/ibsbankso Instagram: https://www.instagram.com/ibsbankso/ Twitter: https://twitter.com/ibsbankso

About

SahayPay

Manage your money effortlessly with this digital wallet. Send funds, pay bills, top up airtime, and make secure payments. It also supports bank transfers and cash withdrawals, all protected by advanced security.

Highlights
  • Send money instantly
  • Easy bill payments
  • Instant airtime top-ups
  • Secure store payments
  • Bank transfers
  • Cash withdrawals
  • Biometric authentication
Features
Read full description

Experience the future of finance with SahayPay, your go-to digital wallet for all things money! Whether you're paying bills, topping up your phone, paying for your morning coffee, or sending money to family, SahayPay has got you covered. Why choose SahayPay? • Send Money in a Flash: Transfer funds to friends and family with just a few taps • Bill Payments Made Easy: Say goodbye to long queues - pay your bills from the comfort of your couch • Instant Airtime Top-ups: Never run out of credit again • Shop Smarter: Make quick and secure payments at your favorite stores • Bank Transfers: Move money between your SahayPay wallet and bank accounts effortlessly • Cash When You Need It: Withdraw funds at convenient agent locations Your Security is Our Priority Rest easy knowing your money and data are protected by state-of-the-art encryption and security measures. Plus, with biometric authentication, your wallet is quite literally at your fingertips! User-Friendly Interface Navigate through our sleek, intuitive app with ease. Whether you're a tech whiz or just getting started with digital payments, SahayPay is designed for you. Breaking Language Barriers We speak your language! Available in multiple local languages, SahayPay ensures everyone can manage their money with confidence. Smart Financial Management Keep track of your spending, set budgets, and watch your savings grow. SahayPay isn't just a wallet - it's your personal finance companion. Join the SahayPay Community Be part of the digital finance revolution. With SahayPay, you're not just a user - you're a valued member of a community working towards a cashless, hassle-free future. Ready to transform the way you handle money? Download SahayPay now and step into a world of convenient, secure, and smart financial management! For support or to share your SahayPay experience, reach out to us 24/7 through our support number: 8977 or visit sahaypay.com. SahayPay - Your Money, Smarter and Faster!

Screenshots

IBS Mobile4 screens
SahayPay4 screens

Verdict

The call

The clearest difference is review sentiment: SahayPay at 100% against IBS Mobile's 0%. SahayPay also leads on rating (5.0 vs 3.5). IBS Mobile's advantage is ratings volume (24 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SahayPay holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: IBS Mobile has 24 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of IBS Mobile's written reviews are positive against 100% of SahayPay's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
IBS Mobile versus SahayPay: the parameters behind the verdict, then further details
ParameterIBS MobileSahayPay
PriceFreeFree
Rating3.5 (24 ratings)5.0 (2 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings24 — better2
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size45 MB71 MB
Age rating4+4+
DeveloperINTERNATIONAL BANK OF SOMALIARays Microfinance Institution SC

Customer experience

IBS Mobile

All ratings23 ratings
Positive60.9%
Neutral4.3%
Negative34.8%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

SahayPay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

IBS Mobile

No in-app purchases

None

SahayPay

No in-app purchases

Questions

Is IBS Mobile free?
IBS Mobile is free to download, with no in-app purchases.
Is SahayPay free?
SahayPay is free to download, with no in-app purchases.
Which has better reviews, IBS Mobile or SahayPay?
SahayPay is rated higher. IBS Mobile averages 3.5 out of 5 from 24 ratings, while SahayPay averages 5.0 from 2 ratings.
Do IBS Mobile or SahayPay have ads?
Neither IBS Mobile nor SahayPay shows ads.
Which is updated more often, IBS Mobile or SahayPay?
IBS Mobile ships an update every 3 weeks, and SahayPay every 3 weeks. Most recently, IBS Mobile was updated on October 25, 2026 and SahayPay on October 24, 2026.

Other comparisons