IBS Mobile vs Allocated

IBS Mobile Banking: The ultimate tool for modern banking, designed to give you complete control and peace of mind. Whether you're paying a bill, sending money abroad, or just checking your balance, we make it fast, secure, and convenient. KEY FEATURES: • All Your Accounts in One Place Instantly check balances and view transaction history for your Current and Savings accounts. • Easy Money Transfers Send money to friends and family, anywhere in the world. Transfer funds between your own IBS accounts. Make instant local transfers to other banks. Send money internationally to Kenya, including direct transfers to M-Pesa, Airtel, and Telkom wallets. • Convenient Bill Payments Pay for electricity, TV, healthcare, school fees, and more. • Secure Cardless Withdrawal Get cash from any IBS ATM without your card. Arrange withdrawals for yourself or a trusted friend instantly. • Full Card Control Manage your cards directly from the app. Instantly activate, block, or unblock cards, set spending limits, and track your transactions in real-time. • Request Services Easily request a new cheque book. Get your bank statement on demand. • Refer a Friend Share the app with friends and family to help them start their new banking experience. For assistance or feedback, you can contact us via our website or email. Website: https://ibsbank.so/ Email: info@ibosbank.com WhatsApp: +252 61 3744444 Facebook: https://www.facebook.com/IBSBankSo YouTube: https://youtube.com/ibsbankso Instagram: https://www.instagram.com/ibsbankso/ Twitter: https://twitter.com/ibsbankso

Allocated is a simple, private monthly budget planner that's easy to use. Instead of linking your bank or tracking every transaction, you simply set what comes in and what goes out each month - and Allocated shows you what's left over. NO BANK CONNECTION Most budget apps make you link a bank account before you can do anything. Allocated doesn't. There's nothing to connect and no third-party access to your finances - you just type in your income and outgoings. It works exactly the same whoever you bank with. COMPLETELY FREE No subscription, no in-app purchases, no ads, no locked "pro" features. Everything is free - no catch, no upsell. WHAT YOU CAN DO • Set your income and recurring outgoings for the month • See your "left over" at a glance, with a clear allocated-vs-free bar • Break spending down by category, with percentages and a donut chart • Give every outgoing a category, colour and icon • Handle real-life schedules: a fixed date, the last day of the month, "last Friday", weekly or fortnightly, or a one-off BUILT AROUND YOUR MONTH Allocated keeps a separate plan for each month. Open a new month and your recurring income and outgoings carry forward automatically, so you start from where you left off - one-offs stay in the month they belong to. Past months stay frozen as history. PRIVATE BY DESIGN Everything you enter stays on your device. Allocated has no accounts and no servers, so your budget is never uploaded, shared, sold, or tracked. We can't see it, and neither can anyone else. Export a backup any time as a simple file you control. SIMPLE BY DESIGN Light and dark themes, a choice of currency symbols, and a clean, uncluttered layout that's easy to use and stays out of your way. Allocated is a budget planner, not a bank connection or a transaction tracker - there's nothing to link and nothing to sign up for. Just open it and plan.