Loan Shark! vs Aella MFB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loan Shark!
This app offers a comprehensive loan, mortgage, and amortization calculator with advanced features. It allows users to calculate loans with various rates and produce shareable amortization schedules. An optional Pro version unlocks unlimited stored loans and extended features.
- Loan, mortgage, and amortization calculation
- Handles balloons and various rates
- Generates shareable amortization schedules
- Pro version with unlimited storage
- Ad-free experience
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Loan Shark! is the app of choice by real estate and banking professionals as well as sales people and consumers. Loan Shark! is a comprehensive loan, mortgage and amortization calculator with many advanced features. Calculate loans with balloons and various rates. Produce amortization schedules that can be saved, printed, shared and emailed. Update to the Pro version and "Swim with the Big Sharks." With the pro upgrade, you get unlimited stored loans, no limit on amortization scheduled terms and more advanced features. Loan Shark! is the fun way to track your loans and compute loan payments for yourself and your customers without all the ads and the requirements of online calculators. After you see the powerful features of Loan Shark! be sure to give us a good review.
Aella MFB
This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.
- Loans
- Investments
- Bill payments
- Micro-insurance
- Peer-to-peer transfers
- Address verification via location monitoring
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Aella MFB takes the hassle out of Finance - whether you are a business or an individual, we put control back in your hands with simple, straightforward products. Our "true north" is designed to help customers build financial independence by building simple products; loans, investments, bill payments, micro-insurance plans, and peer-to-peer money transfers. Why Aella MFB? We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption, we build products to make an impact at the frontier of Financial Inclusion. Our app has a feature for verifying addresses, which requires the ability to monitor regions and receive location updates in the background. This feature is essential for accurately verifying a user's address and providing access to higher loan limits and tier 3 level transaction limits. We have created a video showcasing this feature, which we have attached for your reference. You can see in the video how the app monitors a user's location and registers a region around their address. Once the user has visited the region a certain number of times, the address is verified. We understand that enabling the "Location" background mode can have an impact on battery life, and we have taken steps to minimize this impact. For example, we only monitor regions that are explicitly registered by the user and don't monitor location updates when the user is outside registered region. We believe that our use of the "Location" background mode is essential for the core functionality of our app and we have demonstrated this in the video.
Screenshots
Verdict
The clearest difference is review sentiment: Loan Shark! at 100% against Aella MFB's 38%. Loan Shark! also leads on iOS requirement (11.0 vs 15.6). Aella MFB's advantage is rating (4.6 vs 4.0) and in-app purchases (none vs 1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Loan Shark! sells 1 one-off in-app purchase. Aella MFB asks for nothing beyond the download.
Aella MFB holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: Aella MFB has 197 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 100% of Loan Shark!'s written reviews are positive against 38% of Aella MFB's, so the app with the better star average is not the one people write more warmly about.
Loan Shark! ships an update every 6 months, Aella MFB every 2 weeks. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.
| Parameter | Loan Shark! | Aella MFB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 4.6 (197 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 37.5% of reviews |
| Number of ratings | 4 | 197 — better |
| Update frequency | Every 6 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 31 MB | 109 MB |
| Age rating | 4+ | 4+ |
| Developer | Bobby Tucker | Aella Microfinance Bank Limited |
Customer experience
Loan Shark!
Aella MFB
In-app purchases
Loan Shark!
- Loan Shark! Pro Upgrade$2.99
Aella MFB
No in-app purchases
Questions
Is Loan Shark! free?
Is Aella MFB free?
Which has better reviews, Loan Shark! or Aella MFB?
Do Loan Shark! or Aella MFB have ads?
Which is updated more often, Loan Shark! or Aella MFB?
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