Ysave vs Debt Payoff Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ysave
Manage and track your progress towards savings goals with this free finance app. Set weekly or monthly targets for travel, gadgets, or any other aspiration. It also includes a 52 Weeks Money Challenge feature to help you save consistently throughout the year.
- Manage savings goals
- Track progress
- Set weekly/monthly savings
- 52 Weeks Money Challenge
- Fixed, classic, reverse challenges
- Goal-based savings plans
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Ysave is a free app that helps you manage and track your progress towards your savings goals. It will also remind you when it is time to save. Create your goals and start saving for travel, gadgets, or anything you want on a weekly or monthly basis. This app was also designed for 52 Weeks Money Challenge. A savings plan that will help you save money throughout the year. You can select different type of challenge - fixed, classic, or reverse. Set how much you can set aside weekly or just simply set the amount you need or you want to have at the end of the challenge and it will generate a plan for you to reach your goals.
Debt Payoff Tracker
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Become debt-free sooner. Debt Payoff Tracker is the simple debt snowball and avalanche planner that turns your credit cards, student loans, car loans, and personal loans into one clear payoff plan — with a debt-free date countdown that keeps you motivated every single day. Add each debt with its balance, APR, and minimum payment. Choose your payoff strategy, and the app instantly builds your fastest route out of debt, shows your exact debt-free date, and projects how much interest you'll pay — and save. YOUR DEBT-FREE DATE, FRONT AND CENTER • See the exact month you'll be 100% debt-free • Watch the countdown shrink with every payment you log • Progress ring shows how far you've already come SNOWBALL OR AVALANCHE — YOUR CHOICE • Snowball method: pay the smallest balance first for fast, motivating wins • Avalanche method: attack the highest APR first and pay less interest • Switch strategies anytime — your payoff order reorders instantly • See exactly which debt to attack next, and when each one will be gone EXTRA PAYMENTS = MONTHS OF YOUR LIFE BACK • Drag the extra payment slider and watch your payoff date jump closer • See interest saved in real dollars, instantly • Even $25/month extra can cut months off your plan TRACK EVERY DEBT AND PAYMENT • Unlimited debts: credit cards, student loans, auto loans, personal loans, medical bills, mortgages, and more • Log payments in seconds and watch balances drop • Full payment history, grouped by month • Amortization projection charts of your balance falling to zero • Monthly payment reminders so you never miss a due date • Export your data to CSV anytime PRIVATE BY DESIGN • No account, no sign-up, no bank linking • All data stays on your device — nothing is collected or shared • Works fully offline • All amounts in US dollars (USD) SUBSCRIPTION REQUIRED Debt Payoff Tracker requires a Debt Payoff Tracker Pro purchase to use the app. Plans: • Yearly: $29.99/year — includes a 3-day FREE trial • Monthly: $3.99/month • Lifetime: $49.99 one-time purchase Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. Manage or cancel anytime in your Apple Account settings. Any unused portion of a free trial is forfeited when you purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appios432.blogspot.com/p/privacy-policy_01810498631.html Debt Payoff Tracker is a planning tool and does not provide financial advice. Projections are estimates based on the numbers you enter. Start today. Your debt-free date is closer than you think.
Screenshots
Verdict
The clearest difference is iOS requirement: Ysave at 13.0 against Debt Payoff Tracker's 17.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ysave sells 1 one-off in-app purchase and Debt Payoff Tracker sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Ysave | Debt Payoff Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 21 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Ketch Labs Inc. | MD Shahariar Nazim Joy |
In-app purchases
Ysave
- Ysave Premium$1.99
Debt Payoff Tracker
- Pro Monthly$3.991 Month
- Pro Yearly3 Days trial$29.991 Year
- Premium Lifetime$49.99









