Comparison

Budget.ly vs Afrodemy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget.ly

This personal finance app offers a simple and intuitive way to manage your budget and track expenses. Visualize your financial data with animated graphs and customize categories with unique icons. Enjoy quick operations and a user-friendly design without mandatory registration.

Highlights
  • Simple and easy-to-understand design
  • Intuitive graph analysis
  • Customizable category icons
  • Quick and nimble operation
  • No user registration required
  • CSV file export (Premium)
Features
Read full description

Budget.ly is the calm way to keep track of your money. Log what you spend in seconds, set a monthly budget for each category, and see where it all goes on a dashboard that finally makes sense. Built for iPhone, iPad and Mac, with everything stored on your device. TRACK • Add income, expenses and transfers with amount, category, account, date, notes and receipt photos • Snap a receipt with the camera or pick one from your photos • Save where a purchase happened and see your spending on a map • Search and filter every transaction; sort by date or amount • Accounts for bank, savings, e-wallet and cash, with balances that update as you go • Recurring payments with reminders before they are due PLAN • Monthly budgets per category with envelope-style progress bars • Savings goals with target amounts and dates • Calendar view of your spending day by day ORGANISE • Separate journals for personal, business, a side project or a trip, each with its own accounts, categories and currency • Every world currency, with the symbol shown the way you expect • Nested categories with your own colours and icons • Lock the app with Face ID or Touch ID UNDERSTAND • Dashboard with balance, income, expenses and net savings for any week, month, year or custom range • Spending breakdown by category • Yearly overview as a table or chart, with any category as an extra column • Trends and analytics across all your accounts BUDGET.LY PRO • Assistant: ask about your spending or log a transaction by chat, powered by Apple Intelligence on your device* • Receipt scanning: snap a receipt and the assistant drafts the transaction • CSV import from Excel, Numbers, Notion or your bank • iCloud sync across iPhone, iPad and Mac • Unlimited transactions (the free plan includes 25) PRIVATE BY DESIGN No account, no ads, no tracking. Your data lives on your device and, if you choose, in your private iCloud. Export a JSON backup or CSV at any time, and local snapshots protect you from accidental loss. Upgrading from Budget.ly 1.x brings your existing wallets, categories and expenses across automatically. *The assistant requires a device that supports Apple Intelligence. SUBSCRIPTION Budget.ly Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel any time in your App Store account settings. Terms of Use - https://sites.google.com/view/appsettings/terms-of-use Privacy Policy - https://sites.google.com/view/appsettings/prviacy-policy

About

Afrodemy

This mobile application offers a comprehensive financial education platform. It features courses, an AI assistant, budgeting tools, financial simulators, and a community forum to help users manage their money effectively.

Highlights
  • Financial courses (video, documents)
  • AI virtual assistant
  • Budget tracking tool
  • Financial simulators (credit, investment, retirement)
  • Community forum
Features
Read full description

Afrodemy est une application mobile d'éducation financière, incluant : - Un espace de cours (vidéo, documents), - Un assistant virtuel IA, - Un outil de suivi budgétaire, - Des simulateurs (crédit, investissement, retraite), - Un forum communautaire. Terms of use link : https://www.termsfeed.com/live/696d13ab-9730-41a0-8ce6-6c79a30dc6c8

Screenshots

Budget.ly4 screens
Afrodemy4 screens

Verdict

The call

The clearest difference is update cadence: Afrodemy at every 8 days against Budget.ly's every 3 months. Afrodemy also leads on iOS requirement (16.4 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget.ly sells 2 in-app purchases, starting at $4.99 per month and Afrodemy sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Budget.ly against 5.0 for Afrodemy. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Budget.ly ships an update every 3 months, Afrodemy every 8 days. The most recent releases landed on October 9, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 7 level
Budget.ly versus Afrodemy: the parameters behind the verdict, then further details
ParameterBudget.lyAfrodemy
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Number of ratings11
Update frequencyEvery 3 monthsEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS26.016.4 — better
Further details — not scored
Size8 MB56 MB
Age rating+44+
DeveloperJaden KMouhamed lawal Dan Azoumi

Customer experience

Budget.ly

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Afrodemy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Budget.ly

Subscriptions2
  • Premium Subscription (1 Month)3 Days trial$4.991 Month
  • Premium Subscription (1 Year)$40.991 Year
4 purchases

Afrodemy

Subscriptions4
  • Pack XamXam$3.991 Month
  • Pack Entrepreneur$7.991 Month
  • Pack XamXam$34.991 Year
Show 1 more
  • Pack Entrepreneur$59.991 Year

Questions

Is Budget.ly free?
Budget.ly is free to download, with in-app purchases available.
Is Afrodemy free?
Afrodemy is free to download, with in-app purchases available.
Which has better reviews, Budget.ly or Afrodemy?
Budget.ly and Afrodemy are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Budget.ly or Afrodemy have ads?
Neither Budget.ly nor Afrodemy shows ads.
Which is updated more often, Budget.ly or Afrodemy?
Budget.ly ships an update every 3 months, and Afrodemy every 8 days. Most recently, Budget.ly was updated on October 9, 2026 and Afrodemy on October 16, 2026.

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