Comparison

Budget.ly vs VibeBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget.ly

This personal finance app offers a simple and intuitive way to manage your budget and track expenses. Visualize your financial data with animated graphs and customize categories with unique icons. Enjoy quick operations and a user-friendly design without mandatory registration.

Highlights
  • Simple and easy-to-understand design
  • Intuitive graph analysis
  • Customizable category icons
  • Quick and nimble operation
  • No user registration required
  • CSV file export (Premium)
Features
Read full description

Budget.ly is the calm way to keep track of your money. Log what you spend in seconds, set a monthly budget for each category, and see where it all goes on a dashboard that finally makes sense. Built for iPhone, iPad and Mac, with everything stored on your device. TRACK • Add income, expenses and transfers with amount, category, account, date, notes and receipt photos • Snap a receipt with the camera or pick one from your photos • Save where a purchase happened and see your spending on a map • Search and filter every transaction; sort by date or amount • Accounts for bank, savings, e-wallet and cash, with balances that update as you go • Recurring payments with reminders before they are due PLAN • Monthly budgets per category with envelope-style progress bars • Savings goals with target amounts and dates • Calendar view of your spending day by day ORGANISE • Separate journals for personal, business, a side project or a trip, each with its own accounts, categories and currency • Every world currency, with the symbol shown the way you expect • Nested categories with your own colours and icons • Lock the app with Face ID or Touch ID UNDERSTAND • Dashboard with balance, income, expenses and net savings for any week, month, year or custom range • Spending breakdown by category • Yearly overview as a table or chart, with any category as an extra column • Trends and analytics across all your accounts BUDGET.LY PRO • Assistant: ask about your spending or log a transaction by chat, powered by Apple Intelligence on your device* • Receipt scanning: snap a receipt and the assistant drafts the transaction • CSV import from Excel, Numbers, Notion or your bank • iCloud sync across iPhone, iPad and Mac • Unlimited transactions (the free plan includes 25) PRIVATE BY DESIGN No account, no ads, no tracking. Your data lives on your device and, if you choose, in your private iCloud. Export a JSON backup or CSV at any time, and local snapshots protect you from accidental loss. Upgrading from Budget.ly 1.x brings your existing wallets, categories and expenses across automatically. *The assistant requires a device that supports Apple Intelligence. SUBSCRIPTION Budget.ly Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel any time in your App Store account settings. Terms of Use - https://sites.google.com/view/appsettings/terms-of-use Privacy Policy - https://sites.google.com/view/appsettings/prviacy-policy

About

VibeBudget

Features
Read full description

VibeBudget - Your Money, Your Vibe The Most Beautiful Budget Tracker for Gen Z VibeBudget transforms expense tracking into an aesthetic, rewarding experience. Built for young people who want financial clarity without complexity—every screen is Instagram-worthy, every interaction feels satisfying. Core Features Lightning-Fast Expense Tracking Add purchases in under 3 seconds with our signature floating button. Tap, enter amount, select category emoji, done. Voice-to-text input lets you speak expense details naturally. Receipt scanning with OCR automatically extracts amounts. Recent categories appear first, learning your spending patterns. Daily Vibe Check Dashboard Your home screen features a stunning animated progress ring showing real-time spending status. Visual Budget Management Set up budgets in 60 seconds with smart templates (50/30/20 rule, zero-based, envelope system). Complete Customization Customize categories with your favorite emojis and colors. Reorder categories by priority. Create unlimited custom spending categories that match your lifestyle. Personalize the app to reflect your unique spending habits. Privacy-First Architecture Works 100% offline—your data never leaves your device. Track your vibe. Master your money. "At this rate, you'll be over budget by the 25th." Identifies unusual spending. Tracks spending by merchant and frequency. Forecasts monthly totals based on current pace. Recurring Expenses Auto-track subscriptions (Netflix, Spotify, gym) and monthly bills. See total subscription costs at a glance. Mark bills as paid and review payment history. Export & Sharing Generate Instagram Story templates with beautiful monthly stat cards. Export professional PDF reports with charts for taxes or personal records. Why VibeBudget Wins Unlike complex apps or ugly free alternatives, VibeBudget combines stunning aesthetics with dead-simple functionality. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/kashaz/privacypolicy

Screenshots

Budget.ly4 screens
VibeBudget4 screens

Verdict

The call

The clearest difference is update cadence: Budget.ly at every 3 days against VibeBudget's every 4 months. VibeBudget's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget.ly sells 2 in-app purchases, starting at $4.99 per month and VibeBudget sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget.ly ships an update every 3 days, VibeBudget every 4 months. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 7 level
Budget.ly versus VibeBudget: the parameters behind the verdict, then further details
ParameterBudget.lyVibeBudget
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 days — betterEvery 4 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, MaciPhone, iPad, Mac
Requires iOS26.017.0 — better
Further details — not scored
Size10 MB6 MB
Age rating4+4+
DeveloperJaden KSajid Bashir

In-app purchases

2 purchases

Budget.ly

Subscriptions2
  • Premium Subscription (1 Month)3 Days trial$4.991 Month
  • Premium Subscription (1 Year)$40.991 Year
3 purchases

VibeBudget

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium$9.991 Year
One-time1
  • Lifetime Premium$19.99

Questions

Is Budget.ly free?
Budget.ly is free to download, with in-app purchases available.
Is VibeBudget free?
VibeBudget is free to download, with in-app purchases available.
Do Budget.ly or VibeBudget have ads?
Neither Budget.ly nor VibeBudget shows ads.
Which is updated more often, Budget.ly or VibeBudget?
Budget.ly ships an update every 3 days, and VibeBudget every 4 months. Most recently, Budget.ly was updated on October 29, 2026 and VibeBudget on October 25, 2026.

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