Comparison

Budget.ly vs BudgetTrackerForUs

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget.ly

This personal finance app offers a simple and intuitive way to manage your budget and track expenses. Visualize your financial data with animated graphs and customize categories with unique icons. Enjoy quick operations and a user-friendly design without mandatory registration.

Highlights
  • Simple and easy-to-understand design
  • Intuitive graph analysis
  • Customizable category icons
  • Quick and nimble operation
  • No user registration required
  • CSV file export (Premium)
Features
Read full description

Budget.ly is the calm way to keep track of your money. Log what you spend in seconds, set a monthly budget for each category, and see where it all goes on a dashboard that finally makes sense. Built for iPhone, iPad and Mac, with everything stored on your device. TRACK • Add income, expenses and transfers with amount, category, account, date, notes and receipt photos • Snap a receipt with the camera or pick one from your photos • Save where a purchase happened and see your spending on a map • Search and filter every transaction; sort by date or amount • Accounts for bank, savings, e-wallet and cash, with balances that update as you go • Recurring payments with reminders before they are due PLAN • Monthly budgets per category with envelope-style progress bars • Savings goals with target amounts and dates • Calendar view of your spending day by day ORGANISE • Separate journals for personal, business, a side project or a trip, each with its own accounts, categories and currency • Every world currency, with the symbol shown the way you expect • Nested categories with your own colours and icons • Lock the app with Face ID or Touch ID UNDERSTAND • Dashboard with balance, income, expenses and net savings for any week, month, year or custom range • Spending breakdown by category • Yearly overview as a table or chart, with any category as an extra column • Trends and analytics across all your accounts BUDGET.LY PRO • Assistant: ask about your spending or log a transaction by chat, powered by Apple Intelligence on your device* • Receipt scanning: snap a receipt and the assistant drafts the transaction • CSV import from Excel, Numbers, Notion or your bank • iCloud sync across iPhone, iPad and Mac • Unlimited transactions (the free plan includes 25) PRIVATE BY DESIGN No account, no ads, no tracking. Your data lives on your device and, if you choose, in your private iCloud. Export a JSON backup or CSV at any time, and local snapshots protect you from accidental loss. Upgrading from Budget.ly 1.x brings your existing wallets, categories and expenses across automatically. *The assistant requires a device that supports Apple Intelligence. SUBSCRIPTION Budget.ly Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel any time in your App Store account settings. Terms of Use - https://sites.google.com/view/appsettings/terms-of-use Privacy Policy - https://sites.google.com/view/appsettings/prviacy-policy

About

BudgetTrackerForUs

Features
Read full description

BudgetTrackerForUs helps you manage everyday spending with a clean budget tracker built around the places you shop most. Set bi-weekly and monthly budgets, add your favorite stores, record spending amounts, track visit counts, and instantly see how much you have spent and how much remains. You can mark frequently visited stores, separate “my stores” from other stores, and view simple reports for both bi-weekly and monthly budget periods. The app also includes a grocery list so you can plan purchases before you shop and keep spending more intentional. Key features: Set bi-weekly and monthly budgets Track total spent and remaining budget Add, edit, and update stores Mark favorite and personal stores Track number of visits per store Add quick spending updates View bi-weekly and monthly reports Manage a grocery list Store data locally on your device BudgetTrackerForUs is designed for simple, practical budget tracking without unnecessary complexity.

Screenshots

Budget.ly4 screens
BudgetTrackerForUs4 screens

Verdict

The call

The clearest difference is in-app purchases: BudgetTrackerForUs at none against Budget.ly's 2. BudgetTrackerForUs also leads on update cadence (daily vs every 3 months) and iOS requirement (15.1 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget.ly sells 2 in-app purchases, starting at $4.99 per month. BudgetTrackerForUs asks for nothing beyond the download.

UpkeepUpdate frequency

Budget.ly ships an update every 3 months, BudgetTrackerForUs daily. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.

Scorecard3 real differences · 6 level
Budget.ly versus BudgetTrackerForUs: the parameters behind the verdict, then further details
ParameterBudget.lyBudgetTrackerForUs
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 monthsDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac — betteriPhone, iPod
Requires iOS26.015.1 — better
Further details — not scored
Size8 MB25 MB
Age rating+44+
DeveloperJaden KTharun Kumar Bethi

In-app purchases

2 purchases

Budget.ly

Subscriptions2
  • Premium Subscription (1 Month)3 Days trial$4.991 Month
  • Premium Subscription (1 Year)$40.991 Year
None

BudgetTrackerForUs

No in-app purchases

Questions

Is Budget.ly free?
Budget.ly is free to download, with in-app purchases available.
Is BudgetTrackerForUs free?
BudgetTrackerForUs is free to download, with no in-app purchases.
Do Budget.ly or BudgetTrackerForUs have ads?
Neither Budget.ly nor BudgetTrackerForUs shows ads.
Which is updated more often, Budget.ly or BudgetTrackerForUs?
Budget.ly ships an update every 3 months, and BudgetTrackerForUs daily. Most recently, Budget.ly was updated on October 9, 2026 and BudgetTrackerForUs on October 10, 2026.

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