Budget.ly vs ShiftPay

Budget.ly is the calm way to keep track of your money. Log what you spend in seconds, set a monthly budget for each category, and see where it all goes on a dashboard that finally makes sense. Built for iPhone, iPad and Mac, with everything stored on your device. TRACK • Add income, expenses and transfers with amount, category, account, date, notes and receipt photos • Snap a receipt with the camera or pick one from your photos • Save where a purchase happened and see your spending on a map • Search and filter every transaction; sort by date or amount • Accounts for bank, savings, e-wallet and cash, with balances that update as you go • Recurring payments with reminders before they are due PLAN • Monthly budgets per category with envelope-style progress bars • Savings goals with target amounts and dates • Calendar view of your spending day by day ORGANISE • Separate journals for personal, business, a side project or a trip, each with its own accounts, categories and currency • Every world currency, with the symbol shown the way you expect • Nested categories with your own colours and icons • Lock the app with Face ID or Touch ID UNDERSTAND • Dashboard with balance, income, expenses and net savings for any week, month, year or custom range • Spending breakdown by category • Yearly overview as a table or chart, with any category as an extra column • Trends and analytics across all your accounts BUDGET.LY PRO • Assistant: ask about your spending or log a transaction by chat, powered by Apple Intelligence on your device* • Receipt scanning: snap a receipt and the assistant drafts the transaction • CSV import from Excel, Numbers, Notion or your bank • iCloud sync across iPhone, iPad and Mac • Unlimited transactions (the free plan includes 25) PRIVATE BY DESIGN No account, no ads, no tracking. Your data lives on your device and, if you choose, in your private iCloud. Export a JSON backup or CSV at any time, and local snapshots protect you from accidental loss. Upgrading from Budget.ly 1.x brings your existing wallets, categories and expenses across automatically. *The assistant requires a device that supports Apple Intelligence. SUBSCRIPTION Budget.ly Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel any time in your App Store account settings. Terms of Use - https://sites.google.com/view/appsettings/terms-of-use Privacy Policy - https://sites.google.com/view/appsettings/prviacy-policy

ShiftPay shows how each shift changes your expected gross pay—not just where it sits on a calendar. Build a 2-2-3, 24-on/48-off, 3x12, or custom rotation, including overnight shifts. Add your hourly rate, pay schedule, overtime rules, unpaid breaks, and differentials to create a private on-device forecast. Before payday, model overtime, a call-off, PTO, unpaid time, training, a holiday, or a bonus. Update one shift with actual times to see the estimated gross-pay difference and the explanation behind it. After payday, compare the estimate with the actual gross amount on your pay statement and review what to verify first. The calendar, gross-pay forecast, and changed-pay explanations remain usable without a subscription. ShiftPay Pro adds advanced pay rules, reminders, widgets, Apple Watch complications, calendar export, and enhanced setup. Some features require a ShiftPay Pro subscription, sold separately. Built for shift workers, nurses, firefighters, EMS, retail, restaurants, warehouses, security, students, and anyone paid by the hour. ShiftPay is local-first. Your schedule, pay rules, reminders, logged changes, and widget data stay on your device. Note: ShiftPay estimates gross pay only. It is not an official earnings record and does not guarantee pay. Always verify against your official records. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Official links Website: https://shiftpay.xxmnewman9xx.workers.dev Support: https://shiftpay.xxmnewman9xx.workers.dev/support Privacy Policy: https://shiftpay.xxmnewman9xx.workers.dev/privacy