Budget.ly vs Wealth Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget.ly
This personal finance app offers a simple and intuitive way to manage your budget and track expenses. Visualize your financial data with animated graphs and customize categories with unique icons. Enjoy quick operations and a user-friendly design without mandatory registration.
- Simple and easy-to-understand design
- Intuitive graph analysis
- Customizable category icons
- Quick and nimble operation
- No user registration required
- CSV file export (Premium)
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Budget.ly is the calm way to keep track of your money. Log what you spend in seconds, set a monthly budget for each category, and see where it all goes on a dashboard that finally makes sense. Built for iPhone, iPad and Mac, with everything stored on your device. TRACK • Add income, expenses and transfers with amount, category, account, date, notes and receipt photos • Snap a receipt with the camera or pick one from your photos • Save where a purchase happened and see your spending on a map • Search and filter every transaction; sort by date or amount • Accounts for bank, savings, e-wallet and cash, with balances that update as you go • Recurring payments with reminders before they are due PLAN • Monthly budgets per category with envelope-style progress bars • Savings goals with target amounts and dates • Calendar view of your spending day by day ORGANISE • Separate journals for personal, business, a side project or a trip, each with its own accounts, categories and currency • Every world currency, with the symbol shown the way you expect • Nested categories with your own colours and icons • Lock the app with Face ID or Touch ID UNDERSTAND • Dashboard with balance, income, expenses and net savings for any week, month, year or custom range • Spending breakdown by category • Yearly overview as a table or chart, with any category as an extra column • Trends and analytics across all your accounts BUDGET.LY PRO • Assistant: ask about your spending or log a transaction by chat, powered by Apple Intelligence on your device* • Receipt scanning: snap a receipt and the assistant drafts the transaction • CSV import from Excel, Numbers, Notion or your bank • iCloud sync across iPhone, iPad and Mac • Unlimited transactions (the free plan includes 25) PRIVATE BY DESIGN No account, no ads, no tracking. Your data lives on your device and, if you choose, in your private iCloud. Export a JSON backup or CSV at any time, and local snapshots protect you from accidental loss. Upgrading from Budget.ly 1.x brings your existing wallets, categories and expenses across automatically. *The assistant requires a device that supports Apple Intelligence. SUBSCRIPTION Budget.ly Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel any time in your App Store account settings. Terms of Use - https://sites.google.com/view/appsettings/terms-of-use Privacy Policy - https://sites.google.com/view/appsettings/prviacy-policy
Wealth Tracker
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Dribs keeps your money on your phone, not on someone else's server. Track spending, income, and net worth in a fast, private app with no account, no bank logins, and no ads. Everything lives in a local database on your device. Sync and backups are optional and go through your own private iCloud. We never see your finances, and never will. TRACK IN SECONDS • Log expenses, income, transfers, and refunds with a calculator keypad (type 12.50+3.20 and save the result) • Recurring transactions that post themselves: rent, salary, subscriptions • Categories, subcategories, and freeform tags • Quick Pay for credit cards: record a card payment in two taps • Import your bank's CSV statements with automatic column mapping No bank sync, on purpose. Logging a purchase yourself takes seconds, keeps you aware of what you spend, and means your bank password stays with your bank. SEE WHERE IT GOES • Cash-flow chart of income vs. spending, by month or by year • Net worth over time across debit, credit, savings, and investment accounts • Savings rate, spending by category, by person, and by tag • Search everything: by text, amount, account, month, or category ANY CURRENCY • Around 90 currencies with automatic daily exchange rates • Each ledger, account, and even each transaction can have its own currency • Made for travel, expats, and anyone paid in one currency and spending in another KEEP THINGS IN THEIR PLACE • Separate ledgers for personal, household, freelance, that side project (one free, unlimited with Pro) • Share a ledger with your partner or housemate through your private iCloud. Everyone edits the same book and stays in sync • Sharing needs Pro on both ends; with Family Sharing, one subscription can cover the whole household PRIVATE BY DESIGN • On-device database that works fully offline • Optional sync and automatic backups in your own iCloud • No account. No ads. No analytics or ad tracking. ALSO IN THE BOX • Siri & Shortcuts: log an expense or check your balance by voice • Full iPad layout with sidebar • Light and dark mode, in English, German, and Spanish • A demo mode with sample data so you can try everything first FREE AND PRO The free version is a complete tracker: unlimited transactions and accounts, one ledger, every currency, stats, search, CSV import, iCloud sync and backups. Dribs Pro adds unlimited ledgers, ledger sharing, investment tracking, advanced analytics, and unlimited people, via a monthly or annual subscription (annual includes a 14-day free trial for new subscribers). Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in Settings. Family Sharing supported. Terms of Use: https://dribs.app/terms Privacy Policy: https://dribs.app/privacy Questions or ideas? hello@dribs.app
Screenshots
Verdict
Budget.ly and Wealth Tracker are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget.ly sells 2 in-app purchases, starting at $4.99 per month and Wealth Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Budget.ly ships an update every 3 days, Wealth Tracker every 4 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Budget.ly | Wealth Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 days — better | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac — better | iPhone, iPad |
| Requires iOS | 26.0 — better | 26.1 |
| Further details — not scored | ||
| Size | 10 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | Jaden K | Diego Pais |
In-app purchases
Budget.ly
- Premium Subscription (1 Month)3 Days trial$4.991 Month
- Premium Subscription (1 Year)$40.991 Year
Wealth Tracker
- Dribs Pro Monthly$2.991 Month
- Dribs Pro Annual14 Days trial$19.991 Year









