WealthBuddy vs Zedcrest Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WealthBuddy
Manage your savings, investments, and finances with this digital companion. It offers a streamlined experience and smart tools to help you achieve your financial goals faster, backed by a trusted investment firm.
- Personal finance management
- Savings tools
- Investment management
- Financial goal tracking
- Secure platform
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Now better than ever – Meet the all-new Wealthbuddy! Wealthbuddy is your trusted digital companion for saving, investing, and managing your finances—right from your phone. Backed by Meristem, one of Nigeria’s most trusted investment firms, this latest version brings you a smoother experience, smarter tools, and more ways to reach your money goals faster. Whether you're saving for a dream home, building an emergency fund, or investing for the future, Wealthbuddy is here to make it effortless and rewarding. Download now and take charge of your financial future! Secure. Smart. Built for you.
Zedcrest Wealth
Grow your money with Nigeria's leading savings and investment app. Earn rewards on all financial actions, from flexible savings to automated investments. Features include target savings, locked deposits, and multi-currency wallets for secure financial growth.
- Flexible savings with early withdrawal
- Target savings for financial goals
- Locked savings for discipline
- Automated savings and investment
- Mutual funds and Treasury Bills
- Multi-currency wallets
- Game Center and finance quizzes
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Your trusted partner that helps you grow, invest, and learn about money. The best investment app on the planet! Zedcrest Wealth is a wealth management app designed to help you grow your money, hit your financial goals, and earn rewards along the way. As an SEC-licensed asset management firm, we give you access to a secure, regulated platform to build real, lasting wealth. Product offerings and key features: Plan for your short-term and long-term goals: Wealth Box: Build an emergency plan without restrictions, withdraw anytime, and earn competitive interest rates. Link your debit card for seamless automated deposits. Aspire: Got a big goal? Set a target, pick a timeline, and set up auto-deposits to smash your targets! Vault: Build discipline with a strict plan. Lock your funds until maturity and watch your money grow untouched. No withdrawals, no exceptions. Auto-deposits & auto-reminders: Add your debit card to stay consistent with automated deposits. Get scheduled push notifications and email reminders that keep you on track. Invest and build wealth smarter: Mutual funds: Explore a range of short-term, low-risk investments in local and global markets, carefully curated for steady growth. Fixed-income investments: Earn steady, predictable returns through short-term, low-risk instruments. Choose from government-backed treasury bills or commercial papers and let your capital work for you. Ethical portfolio: Invest in line with your beliefs and values. Our ethical portfolio offers stable returns while supporting responsible and principled businesses. Stocks: Buy and sell NGN and US stocks with ease. Seamlessly switch between your asset management and stockbroking profiles, all in one app. Auto-invest: Set it and forget it. Automate your investments and stay focused on what matters most to you. Turn your phone into a digital wallet: Store money in your Wallet within the app. Fund your growth plans and investments in naira and dollars. Get local and global opportunities, right at your fingertips. Withdraw funds seamlessly from your Wallet to your naira or dollar bank account. Know your investment personality: Take our Risk Assessment Test to discover your investment personality. Answer a few quick questions and get personalized investment recommendations tailored to your goals and risk appetite. Sharpen your financial skills Zedcrest Wealth Academy: Level up your financial knowledge with bite-sized lessons on investing and personal finance. The more you learn, the better decisions you make. Weekly Finance Quiz & Tournaments: Test your financial know-how every week and sharpen your money mindset. Tournaments: Create or join tournaments to compete with friends and others on all things finance. Financial Insights: Stay up to date with the latest financial and economic news, curated for the everyday investor. Earn rewards and have fun Game Center: Turn every action into a reward. Earn coins for investing, referring friends, top-ups, and more. The more active you are, the more coins you earn. Gift Shop: Redeem your coins for discount vouchers on food, transport, and entertainment. Communities & Buddies: Investing is better with friends. Invite friends, share goals, and grow together.
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Verdict
WealthBuddy and Zedcrest Wealth both sit at 4.6 stars, but that hides the real split: 75% of Zedcrest Wealth's written reviews are positive against 33% of WealthBuddy's. Zedcrest Wealth also leads on ratings volume (117 vs 13) and update cadence (every 3 weeks vs every 6 weeks). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for WealthBuddy against 4.5 for Zedcrest Wealth. That said, the two scores are not equally well evidenced: Zedcrest Wealth has 117 ratings behind it against 13, so its average is the more settled of the two. Written reviews are what separate them: 33% of WealthBuddy's written reviews are positive against 75% of Zedcrest Wealth's.
WealthBuddy ships an update every 6 weeks, Zedcrest Wealth every 3 weeks. The most recent releases landed on October 7, 2026 and October 20, 2026 respectively.
| Parameter | WealthBuddy | Zedcrest Wealth |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (13 ratings) — better | 4.5 (117 ratings) |
| Positive reviews | 33.3% of reviews | 75.0% of reviews — better |
| Number of ratings | 13 | 117 — better |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 101 MB | 122 MB |
| Age rating | 4+ | 17+ |
| Developer | Meristem Securities Limited | Zedcrest capital |
Customer experience
WealthBuddy
Zedcrest Wealth
In-app purchases
WealthBuddy
No in-app purchases
Zedcrest Wealth
No in-app purchases







