Comparison

Where's Money vs Debt Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Where's Money

Easily track money lent and borrowed between individuals. Record transactions, monitor balances, and generate PDF reports for clear oversight of personal debts. Your data is securely stored with iCloud sync.

Highlights
  • Track money lent to others
  • Record money borrowed from others
  • Monitor individual balances
  • Record partial repayments
  • Review transaction history
  • Generate PDF reports
  • iCloud data sync
Features
Read full description

Lent money to a friend? Borrowed money from someone? Keep track of it all with Where’s Money — a simple and reliable app for managing personal debts. Know who owes you money, how much you owe others, and what’s still left to pay back. No complicated budgets. No financial planning. Just a clear way to keep track of money lent and borrowed. KEEP YOUR DEBTS ORGANIZED • Track money you lend to friends, family, or anyone else. • Keep a record of money you borrow from others. • See how much each person owes you or how much you owe them. • Record partial repayments and keep balances up to date. • Review your transaction history anytime. • Create PDF reports and share them with others to review payments and balances together. SIMPLE AND EASY TO USE No complicated setup or financial knowledge required. Add a person, record an amount, and you’re done. When money is paid back, record the payment and keep track of the remaining balance. YOUR DATA IS SAFE WITH ICLOUD Lost your phone? Broke it? Got a new one? Your debt records can be safely stored in iCloud and automatically synced to your new device. With iCloud sync enabled, your records aren’t tied to just one phone. YOUR MONEY. YOUR PRIVACY. • No bank connections required. • No need to share your financial information with third-party services. • Your records stay under your control. NEVER LOSE TRACK OF MONEY LENT OR BORROWED Whether you lend money occasionally or regularly keep track of personal debts, Where’s Money helps you stay organized. Simple. Clear. Reliable. Private. Download Where’s Money and keep your personal debts under control. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://www.job-lingo.com/appstore_files/privacy_policy_debts.html

About

Debt Tracker

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Highlights
  • Manage debts and receivables
  • Separate by currency
  • Debt payoff planner
  • Monthly status tracking
  • Payment tracker
  • Money tracking
Features
Read full description

Debt Tracker is the ideal app for anyone who needs to manage their debt efficiently. With this app, you can easily stay organized and keep track of all your financial commitments. Whether it’s tracking your debt or monitoring what others owe you, the app’s powerful features help you stay on top of it all with our comprehensive debt tracker. Here’s what Debts - Manage your debtors offers: 1. Manage your debt and receivables effortlessly. 2. Separate your debts and receivables by currency for easy management of international transactions. 3. Track the total amount of your debts and receivables at any time. 4. Use the debt payoff planner to organize your payments and set clear goals. 5. Keep track of the monthly status of your debts and payments. 6. Stay organized with our easy-to-use payment tracker. 7. Track your overall finances with the intuitive money tracking app. Our debt payoff planner helps you create a clear path to pay off your debt, so you always know what’s next. The debt payoff planner tracker ensures you stay on track with monthly updates, allowing you to see exactly where you stand with your debt. This way, you can avoid surprises and manage everything in one place. With the debt tracker, you can also keep an eye on your overall debt status and stay organized by tracking both debts and receivables. The debt tracker feature is designed to provide a clear overview of what you owe and what others owe you, ensuring you never lose sight of your financial situation. Additionally, the debt payoff planner tracker keeps you informed on the progress of your debt payoff plan. Plus, the payment tracker makes it easy to monitor every payment, whether you’re paying off your debt or waiting to receive funds. Our money tracker and money tracking app also help you get a complete view of your finances, so you can always stay in control. Download Debt tracker today and take control of your debt! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Where's Money4 screens
Debt Tracker4 screens

Verdict

The call

The clearest difference is rating: Where's Money at 5.0 against Debt Tracker's 4.4. Where's Money also leads on update cadence (daily vs every 5 weeks) and review sentiment (82% vs 64%). Debt Tracker's advantage is ratings volume (105 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Where's Money sells 3 in-app purchases, starting at $1.99 per month and Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Where's Money holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of Where's Money's written reviews are positive against 64% of Debt Tracker's.

UpkeepUpdate frequency

Where's Money ships an update daily, Debt Tracker every 5 weeks. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
Where's Money versus Debt Tracker: the parameters behind the verdict, then further details
ParameterWhere's MoneyDebt Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better4.4 (105 ratings)
Positive reviews81.8% of reviews — better63.6% of reviews
Number of ratings1105 — better
Update frequencyDaily — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.616.4 — better
Further details — not scored
Size10 MB38 MB
Age rating9+4+
DeveloperEvgeny LisinAppFlux Labs

Customer experience

Where's Money

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews33 reviews
Positive81.8%
Neutral3.0%
Negative15.2%

Debt Tracker

All ratings105 ratings
Positive83.8%
Neutral6.7%
Negative9.5%
Written reviews44 reviews
Positive63.6%
Neutral9.1%
Negative27.3%

In-app purchases

3 purchases

Where's Money

Subscriptions2
  • monthly1 Month trial$1.991 Month
  • annual1 Month trial$14.991 Year
One-time1
  • lifetime$59.99
3 purchases

Debt Tracker

Subscriptions2
  • 1 Month$0.991 Month
  • 12 Months$4.991 Year
One-time1
  • Lifetime$9.99

Questions

Is Where's Money free?
Where's Money is free to download, with in-app purchases available.
Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Which has better reviews, Where's Money or Debt Tracker?
Where's Money is rated higher. Where's Money averages 5.0 out of 5 from 1 ratings, while Debt Tracker averages 4.4 from 105 ratings.
Do Where's Money or Debt Tracker have ads?
Neither Where's Money nor Debt Tracker shows ads.
Which is updated more often, Where's Money or Debt Tracker?
Where's Money ships an update daily, and Debt Tracker every 5 weeks. Most recently, Where's Money was updated on November 3, 2026 and Debt Tracker on November 3, 2026.

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