Comparison

QPAY wallet vs Happy Pay MN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QPAY wallet

This mobile wallet allows secure and easy payments online, in apps, and in stores. Digitize loyalty and rewards cards for convenient use. Connect any bank card for seamless transactions.

Highlights
  • Secure online, in-app, and in-store payments
  • Digitalize loyalty and rewards cards
  • Connect any bank payment card
  • 0 transaction fees
  • High privacy and security for payment information
  • Global QR payments in over 30 countries
Read full description

QPay Wallet аппликейшн нь хэрэглэгч танд веб, аппликейшн, дэлгүүрт төлбөр тооцоо хийх боломжыг олгож буй хамгийн найдвартай, хялбар гар утасны хэтэвч юм. Та өөрийн ашигладаг дурын банкны бүх төлбөрийн картаа холбон ашиглах боломжтой. Мөн өдөр тутам ашигладаг шагнал, урамшуулал, хэрэглээний картуудаа дижитал хэлбэрт шилжүүлэн ашиглах боломжтой. Бид танд дараах боломжийг олгож байна • Худалдан авалтын шимтгэлгүй - 0₮ • Төлбөрийн мэдээлэл өндөр нууцлал, аюулгүй байдлаар хангагдсан • QPay -р төлбөрөө авдаг 100,000 худалдаа үйлчилгээний газруудад /дэлгүүр, вэб, апп/ төлбөр төлөх боломжтой • QPay Wallet аппликейшн-д өөрийн ЮнионПэй картаа холбон Монголд төдийгүй Дэлхийн 30 гаруй улсын 20 гаруй сая, худалдаа үйлчилгээний байгууллагын QR төлбөр тооцоог шимтгэлгүйгээр хийх боломжтой • Өөрийн өдөр тутам ашигладаг шагнал, урамшуулал, хэрэглээний картуудаа холбож дижитал хэлбэрээр ашиглах боломжтой Та хэрхэн QPay Wallet-г ашиглах вэ? • Qpay Wallet аппликейшн -г Play store, App store - с татаж авна • Шинээр бүртгүүлэх товчыг дарж өөрийн утасны дугаараа орууж мэдээллээ үүсгэнэ • Таны бүртгэлтэй гар утсанд очих нэг удаагийн 4 оронтой баталгаажуулалтын кодыг оруулж баталгаажуулна • Дараагийн цонхонд хувийн мэдээллээ үүсгэнэ • Та өөрийн төлбөрийн картаа холбож гүйлгээ хийх боломжтой болно • Та биедээ картаа авч явах шаардлагагүй боллоо QPay Wallet is the most secure and easiest mobile wallet to pay online, in apps, and in stores. Plus, you can use it to digitalize your everyday loyalty and rewards cards – all in ONE Application. It has over 100,000 Merchants Network to be used in Ulaanbaatar only and many 1000s more in the countryside Pay in stores with QPay Wallet • Add a credit or debit card from your bank • Make shopping more hassle-free – even if you forget your wallet, specially when you don’t want to shout out your personal details in public • Make safe, secure mobile payments – your card details are encrypted and never stored in any database • Make the best choice by choosing the most healthy and smart solution Pay on the web and in apps • Shop online without re-entering all of your payment information at checkout • Pay fast in QPay Merchants’ apps without adding a credit or debit card or using any other banking applications Keep your information safe and secure • QPay Wallet protects your payment info with multiple layers of advanced security and proven with many penetration testing. • Your card details aren’t shared when you pay in QPay Merchant stores • Receive the same purchase protection you get with your bank Add and access loyalty cards and more on QPay Wallet • Add your loyalty program or rewards cards in the app to use it digitally • Make shopping more hassle-free – even if you forget your wallet

About

Happy Pay MN

This app simplifies financial transactions with free and fast money transfers. Easily manage your accounts, view transaction history, and receive instant notifications for all your payments. Enjoy exclusive offers and rewards from participating merchants.

Highlights
  • Free and fast money transfers
  • Easy account and card management
  • View balances and transaction history
  • User-friendly interface
  • Exclusive merchant offers and rewards
  • Instant transaction notifications
Features
Read full description

Гол онцлогууд: Шимтгэлгүй , хурдан шуурхай гүйлгээ: Хэдхэн товшилтоор мөнгө илгээх, хүлээн авах боломжтой! Данс удирдах : Өөрийн данс болон картыг хялбархан удирдаж, хянах. Үлдэгдэл, гүйлгээний түүх, картын хуулга зэргийг нэг дор харах боломжтой. Хэрэглэгчдэд ээлтэй интерфэйс:Хүн бүрт тохирсон энгийн хялбар, шинэчлэгдсэн загвар. Онцгой санал, урамшуулал: Мерчантын тусгай хөнгөлөлт, урамшуулалд д оролцож мөнгөө илүү үр дүнтэй болгоно! Мэдэгдэл: Гүйлгээ, нэхэмжлэх бүрт мэдэгдэл илгээх ба ингэсэнээр та хэтэвчээ үргэлж хяналтандаа байх болно. Translate : Happy Pay: Spend Smart, Live Happy! Welcome to Happy Pay, a digital pay that simplifies payments. Key Features: •Free and Fast Transfers: Effortlessly send and receive money with just a few taps. •User Friendly Interface: Navigate easily with our new design , perfect for everyone-from beginners to seasoned users. •Easy Account Management: Manage and monitor your bank accounts and cards with ease. View balances , transaction history and card statements at a glance. •Exclusive Offers and Rewards: Benefits from special discounts and rewards at participating merchants, making your money go further! Instant Notifications: Stay updated with real-time notifications for every transaction and invoice, so you always have an overview of your wallet.

Screenshots

QPAY wallet4 screens
Happy Pay MN4 screens

Verdict

The call

The clearest difference is rating: Happy Pay MN at 3.0 against QPAY wallet's 1.0. Happy Pay MN also leads on ratings volume (4 vs 1). QPAY wallet's advantage is iOS requirement (13.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Happy Pay MN holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
QPAY wallet versus Happy Pay MN: the parameters behind the verdict, then further details
ParameterQPAY walletHappy Pay MN
PriceFreeFree
Rating1.0 (1 ratings)3.0 (4 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings14 — better
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size53 MB105 MB
Age rating4+4+
DeveloperKKTT LLCTrade and Development Bank of Mongolia

Customer experience

QPAY wallet

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Happy Pay MN

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

QPAY wallet

No in-app purchases

None

Happy Pay MN

No in-app purchases

Questions

Is QPAY wallet free?
QPAY wallet is free to download, with no in-app purchases.
Is Happy Pay MN free?
Happy Pay MN is free to download, with no in-app purchases.
Which has better reviews, QPAY wallet or Happy Pay MN?
Happy Pay MN is rated higher. QPAY wallet averages 1.0 out of 5 from 1 ratings, while Happy Pay MN averages 3.0 from 4 ratings.
Do QPAY wallet or Happy Pay MN have ads?
Neither QPAY wallet nor Happy Pay MN shows ads.
Which is updated more often, QPAY wallet or Happy Pay MN?
QPAY wallet ships an update weekly, and Happy Pay MN weekly. Most recently, QPAY wallet was updated on October 24, 2026 and Happy Pay MN on October 30, 2026.

Other comparisons