QPAY wallet vs Happy Pay MN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QPAY wallet
This mobile wallet allows secure and easy payments online, in apps, and in stores. Digitize loyalty and rewards cards for convenient use. Connect any bank card for seamless transactions.
- Secure online, in-app, and in-store payments
- Digitalize loyalty and rewards cards
- Connect any bank payment card
- 0 transaction fees
- High privacy and security for payment information
- Global QR payments in over 30 countries
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QPay Wallet аппликейшн нь хэрэглэгч танд веб, аппликейшн, дэлгүүрт төлбөр тооцоо хийх боломжыг олгож буй хамгийн найдвартай, хялбар гар утасны хэтэвч юм. Та өөрийн ашигладаг дурын банкны бүх төлбөрийн картаа холбон ашиглах боломжтой. Мөн өдөр тутам ашигладаг шагнал, урамшуулал, хэрэглээний картуудаа дижитал хэлбэрт шилжүүлэн ашиглах боломжтой. Бид танд дараах боломжийг олгож байна • Худалдан авалтын шимтгэлгүй - 0₮ • Төлбөрийн мэдээлэл өндөр нууцлал, аюулгүй байдлаар хангагдсан • QPay -р төлбөрөө авдаг 100,000 худалдаа үйлчилгээний газруудад /дэлгүүр, вэб, апп/ төлбөр төлөх боломжтой • QPay Wallet аппликейшн-д өөрийн ЮнионПэй картаа холбон Монголд төдийгүй Дэлхийн 30 гаруй улсын 20 гаруй сая, худалдаа үйлчилгээний байгууллагын QR төлбөр тооцоог шимтгэлгүйгээр хийх боломжтой • Өөрийн өдөр тутам ашигладаг шагнал, урамшуулал, хэрэглээний картуудаа холбож дижитал хэлбэрээр ашиглах боломжтой Та хэрхэн QPay Wallet-г ашиглах вэ? • Qpay Wallet аппликейшн -г Play store, App store - с татаж авна • Шинээр бүртгүүлэх товчыг дарж өөрийн утасны дугаараа орууж мэдээллээ үүсгэнэ • Таны бүртгэлтэй гар утсанд очих нэг удаагийн 4 оронтой баталгаажуулалтын кодыг оруулж баталгаажуулна • Дараагийн цонхонд хувийн мэдээллээ үүсгэнэ • Та өөрийн төлбөрийн картаа холбож гүйлгээ хийх боломжтой болно • Та биедээ картаа авч явах шаардлагагүй боллоо QPay Wallet is the most secure and easiest mobile wallet to pay online, in apps, and in stores. Plus, you can use it to digitalize your everyday loyalty and rewards cards – all in ONE Application. It has over 100,000 Merchants Network to be used in Ulaanbaatar only and many 1000s more in the countryside Pay in stores with QPay Wallet • Add a credit or debit card from your bank • Make shopping more hassle-free – even if you forget your wallet, specially when you don’t want to shout out your personal details in public • Make safe, secure mobile payments – your card details are encrypted and never stored in any database • Make the best choice by choosing the most healthy and smart solution Pay on the web and in apps • Shop online without re-entering all of your payment information at checkout • Pay fast in QPay Merchants’ apps without adding a credit or debit card or using any other banking applications Keep your information safe and secure • QPay Wallet protects your payment info with multiple layers of advanced security and proven with many penetration testing. • Your card details aren’t shared when you pay in QPay Merchant stores • Receive the same purchase protection you get with your bank Add and access loyalty cards and more on QPay Wallet • Add your loyalty program or rewards cards in the app to use it digitally • Make shopping more hassle-free – even if you forget your wallet
Happy Pay MN
This app simplifies financial transactions with free and fast money transfers. Easily manage your accounts, view transaction history, and receive instant notifications for all your payments. Enjoy exclusive offers and rewards from participating merchants.
- Free and fast money transfers
- Easy account and card management
- View balances and transaction history
- User-friendly interface
- Exclusive merchant offers and rewards
- Instant transaction notifications
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Гол онцлогууд: Шимтгэлгүй , хурдан шуурхай гүйлгээ: Хэдхэн товшилтоор мөнгө илгээх, хүлээн авах боломжтой! Данс удирдах : Өөрийн данс болон картыг хялбархан удирдаж, хянах. Үлдэгдэл, гүйлгээний түүх, картын хуулга зэргийг нэг дор харах боломжтой. Хэрэглэгчдэд ээлтэй интерфэйс:Хүн бүрт тохирсон энгийн хялбар, шинэчлэгдсэн загвар. Онцгой санал, урамшуулал: Мерчантын тусгай хөнгөлөлт, урамшуулалд д оролцож мөнгөө илүү үр дүнтэй болгоно! Мэдэгдэл: Гүйлгээ, нэхэмжлэх бүрт мэдэгдэл илгээх ба ингэсэнээр та хэтэвчээ үргэлж хяналтандаа байх болно. Translate : Happy Pay: Spend Smart, Live Happy! Welcome to Happy Pay, a digital pay that simplifies payments. Key Features: •Free and Fast Transfers: Effortlessly send and receive money with just a few taps. •User Friendly Interface: Navigate easily with our new design , perfect for everyone-from beginners to seasoned users. •Easy Account Management: Manage and monitor your bank accounts and cards with ease. View balances , transaction history and card statements at a glance. •Exclusive Offers and Rewards: Benefits from special discounts and rewards at participating merchants, making your money go further! Instant Notifications: Stay updated with real-time notifications for every transaction and invoice, so you always have an overview of your wallet.
Screenshots
Verdict
The clearest difference is rating: Happy Pay MN at 3.0 against QPAY wallet's 1.0. Happy Pay MN also leads on ratings volume (4 vs 1). QPAY wallet's advantage is iOS requirement (13.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Happy Pay MN holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | QPAY wallet | Happy Pay MN |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 3.0 (4 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 | 4 — better |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 53 MB | 105 MB |
| Age rating | 4+ | 4+ |
| Developer | KKTT LLC | Trade and Development Bank of Mongolia |
Customer experience
QPAY wallet
Happy Pay MN
In-app purchases
QPAY wallet
No in-app purchases
Happy Pay MN
No in-app purchases









