Comparison

Payly vs SubTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payly

Effortlessly manage all your recurring payments in one place. Set up your subscriptions once and enjoy peace of mind knowing you won't miss a due date. This free application offers a straightforward way to keep track of your financial commitments.

Highlights
  • Subscription management
  • Recurring payment tracking
  • Free to use
  • No ads
  • No in-app purchases
Read full description

Made as a simple to use app that you can set it up once and live in peace. FREE and contains no ads or in app purchases.

About

SubTrack

Features
Read full description

Subscriptions are convenient — until recurring payments quietly add up. SubTrack is a simple subscription tracker that helps you track subscriptions, monitor recurring expenses, and understand your monthly and yearly spending — all in one place. No ads. No accounts. No cloud. Your data is stored locally on your device, keeping your subscription and spending data fully private. Track subscriptions with clarity • Track all subscriptions and recurring payments • See total monthly and yearly subscription spending • Never forget active or unused subscriptions • Manage digital subscriptions and bills easily • Simple manual entry to stay mindful of expenses Clean subscription & spending tracker SubTrack is designed to be calm, minimal, and distraction-free. No complex charts or overwhelming dashboards — just clear insights into your subscriptions and recurring costs. Whether you want a subscription manager, monthly expense tracker, or a lightweight bill tracker, SubTrack keeps everything easy and understandable. Privacy-first by design • No sign-ups or accounts • No ads or third-party trackers • No data collection • Works offline • All subscription data stays on your device If you’re looking for a private, simple, and reliable subscription tracking app to control recurring expenses and spending, SubTrack is built for you.

Screenshots

Payly4 screens
SubTrack4 screens

Verdict

The call

The clearest difference is device support: SubTrack at 2 against Payly's —. Payly's advantage is iOS requirement (13.2 vs 17.6). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 6 level
Payly versus SubTrack: the parameters behind the verdict, then further details
ParameterPaylySubTrack
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Ads—No
In-app purchasesNoNo
MonetizationFree—
Devices—iPhone, iPad — better
Requires iOS13.2 — better17.6
Further details — not scored
Size1 MB11 MB
Age rating4+4+
DeveloperAvinash Panneerselvamgoutham pajjuru

In-app purchases

None

Payly

No in-app purchases

None

SubTrack

No in-app purchases

Questions

Is Payly free?
Payly is free to download, with no in-app purchases.
Is SubTrack free?
SubTrack is free to download, with no in-app purchases.

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