Payly vs SubTrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payly
Effortlessly manage all your recurring payments in one place. Set up your subscriptions once and enjoy peace of mind knowing you won't miss a due date. This free application offers a straightforward way to keep track of your financial commitments.
- Subscription management
- Recurring payment tracking
- Free to use
- No ads
- No in-app purchases
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Made as a simple to use app that you can set it up once and live in peace. FREE and contains no ads or in app purchases.
SubTrack
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Subscriptions are convenient — until recurring payments quietly add up. SubTrack is a simple subscription tracker that helps you track subscriptions, monitor recurring expenses, and understand your monthly and yearly spending — all in one place. No ads. No accounts. No cloud. Your data is stored locally on your device, keeping your subscription and spending data fully private. Track subscriptions with clarity • Track all subscriptions and recurring payments • See total monthly and yearly subscription spending • Never forget active or unused subscriptions • Manage digital subscriptions and bills easily • Simple manual entry to stay mindful of expenses Clean subscription & spending tracker SubTrack is designed to be calm, minimal, and distraction-free. No complex charts or overwhelming dashboards — just clear insights into your subscriptions and recurring costs. Whether you want a subscription manager, monthly expense tracker, or a lightweight bill tracker, SubTrack keeps everything easy and understandable. Privacy-first by design • No sign-ups or accounts • No ads or third-party trackers • No data collection • Works offline • All subscription data stays on your device If you’re looking for a private, simple, and reliable subscription tracking app to control recurring expenses and spending, SubTrack is built for you.
Screenshots
Verdict
The clearest difference is device support: SubTrack at 2 against Payly's —. Payly's advantage is iOS requirement (13.2 vs 17.6). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Payly | SubTrack |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Ads | — | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | — | iPhone, iPad — better |
| Requires iOS | 13.2 — better | 17.6 |
| Further details — not scored | ||
| Size | 1 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Avinash Panneerselvam | goutham pajjuru |
In-app purchases
Payly
No in-app purchases
SubTrack
No in-app purchases









