Comparison

SUCB vs Latpay Terminal

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SUCB

Features
Read full description

The Scottish Universities Community Bank Mobile Banking app allowing members to access their accounts 24/7 Members can: -Login with TouchID or FaceID -View their share and loan balance -View their statements for each account -Withdraw from their accounts -Apply for a loan -View and update their details and contact information -Receive push notifications with important updates from SPCU -View FAQ's -View useful links

About

Latpay Terminal

This secure application allows registered merchants to accept card payments directly from their iOS devices. It processes transactions with the same robust security as online payments, facilitating both invoice and over-the-counter sales.

Highlights
  • Accept card payments
  • Secure transaction processing
  • Invoice payments
  • Over-the-counter sales
  • iOS device compatibility
Features
Read full description

Using our Terminal Application is easy. Simply download the secure app on any iOS Devices, register your merchant account with latpay, and you can start accepting payments. For invoice payments or over the counter sales, simply Tap your customers’ card and the payment will follow the same rigorous controls and authentication protocols as our tried and tested e-Commerce transactions. In fact, the transactions will pass through the same latpay payment hub as a β€œcard not present” transaction. Mobile Payment Statistics Over 2 billion mobile phone or tablet users make mobile commerce transactions each year. 62% of smartphone users have made a purchase online using their mobile device in the last 6 months. Australia & New Zealand businesses experienced a 33% growth in mobile commerce from 2016 – 2017.

Screenshots

SUCB4 screens
Latpay Terminal4 screens

Verdict

The call

The clearest difference is update cadence: SUCB at monthly against Latpay Terminal's every 6 months. Latpay Terminal's advantage is iOS requirement (13.1 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SUCB ships an update monthly, Latpay Terminal every 6 months. The most recent releases landed on October 27, 2026 and October 29, 2026 respectively.

Scorecard2 real differences Β· 6 level
SUCB versus Latpay Terminal: the parameters behind the verdict, then further details
ParameterSUCBLatpay Terminal
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyMonthly β€” betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.1 β€” better
Further details β€” not scored
Size36 MB7 MB
Age rating4+4+
DeveloperFIRST SCOTTISH UNIVERSITY CREDIT UNION LIMITEDLateral Payment Solutions Pty Ltd

In-app purchases

None

SUCB

No in-app purchases

None

Latpay Terminal

No in-app purchases

Questions

Is SUCB free?
SUCB is free to download, with no in-app purchases.
Is Latpay Terminal free?
Latpay Terminal is free to download, with no in-app purchases.
Do SUCB or Latpay Terminal have ads?
Neither SUCB nor Latpay Terminal shows ads.
Which is updated more often, SUCB or Latpay Terminal?
SUCB ships an update monthly, and Latpay Terminal every 6 months. Most recently, SUCB was updated on October 27, 2026 and Latpay Terminal on October 29, 2026.

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