SUCB vs Latpay Terminal
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SUCB
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The Scottish Universities Community Bank Mobile Banking app allowing members to access their accounts 24/7 Members can: -Login with TouchID or FaceID -View their share and loan balance -View their statements for each account -Withdraw from their accounts -Apply for a loan -View and update their details and contact information -Receive push notifications with important updates from SPCU -View FAQ's -View useful links
Latpay Terminal
This secure application allows registered merchants to accept card payments directly from their iOS devices. It processes transactions with the same robust security as online payments, facilitating both invoice and over-the-counter sales.
- Accept card payments
- Secure transaction processing
- Invoice payments
- Over-the-counter sales
- iOS device compatibility
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Using our Terminal Application is easy. Simply download the secure app on any iOS Devices, register your merchant account with latpay, and you can start accepting payments. For invoice payments or over the counter sales, simply Tap your customersβ card and the payment will follow the same rigorous controls and authentication protocols as our tried and tested e-Commerce transactions. In fact, the transactions will pass through the same latpay payment hub as a βcard not presentβ transaction. Mobile Payment Statistics Over 2 billion mobile phone or tablet users make mobile commerce transactions each year. 62% of smartphone users have made a purchase online using their mobile device in the last 6 months. Australia & New Zealand businesses experienced a 33% growth in mobile commerce from 2016 β 2017.
Screenshots
Verdict
The clearest difference is update cadence: SUCB at monthly against Latpay Terminal's every 6 months. Latpay Terminal's advantage is iOS requirement (13.1 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SUCB ships an update monthly, Latpay Terminal every 6 months. The most recent releases landed on October 27, 2026 and October 29, 2026 respectively.
| Parameter | SUCB | Latpay Terminal |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Monthly β better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | β | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.1 β better |
| Further details β not scored | ||
| Size | 36 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | FIRST SCOTTISH UNIVERSITY CREDIT UNION LIMITED | Lateral Payment Solutions Pty Ltd |
In-app purchases
SUCB
No in-app purchases
Latpay Terminal
No in-app purchases
Questions
Is SUCB free?
Is Latpay Terminal free?
Do SUCB or Latpay Terminal have ads?
Which is updated more often, SUCB or Latpay Terminal?
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