SUCB vs IFEPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SUCB
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The Scottish Universities Community Bank Mobile Banking app allowing members to access their accounts 24/7 Members can: -Login with TouchID or FaceID -View their share and loan balance -View their statements for each account -Withdraw from their accounts -Apply for a loan -View and update their details and contact information -Receive push notifications with important updates from SPCU -View FAQ's -View useful links
IFEPAY
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We are IFEPAY Ltd, registered with FCA as a Payment Institution in the UK. Our mobile app is the easiest and cheapest way of transferring money to XX. We will be adding other countries soon. Send money from the UK to any city in XX within minutes. 1. Register/Login 2. Add Beneficiaries 3. Initiate and Pay for the Transfer 4. Track Transfer Status 5. Earn Referral Bonus
Screenshots
Verdict
The clearest difference is update cadence: IFEPAY at fortnightly against SUCB's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SUCB ships an update monthly, IFEPAY fortnightly. The most recent releases landed on October 17, 2026 and October 6, 2026 respectively.
| Parameter | SUCB | IFEPAY |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 36 MB | 120 MB |
| Age rating | 4+ | 17+ |
| Developer | FIRST SCOTTISH UNIVERSITY CREDIT UNION LIMITED | IFEPAY SERVICES LTD |
In-app purchases
SUCB
No in-app purchases
IFEPAY
No in-app purchases
