5D Pay vs RD Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
5D Pay
This app allows users to send and receive money quickly, earn rewards on spending, and manage finances with insights. It also facilitates business operations and group payments.
- Send and receive money
- Earn rewards on spending
- Apply rewards to purchases
- Manage finances with insights
- Run business operations
- Collect money from multiple people
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5D Pay helps you pay, get paid, and REWARDED, in no time: SEND AND RECEIVE MONEY in just a few taps or a single scan. EARN REWARDS ON YOUR SPENDING and apply them against your next purchase at 5D Pay merchant outlets. MANAGE YOUR MONEY with insights you can use to plan your finances. RUN YOUR BUSINESS at your fingertips. COLLECT MONEY FROM MULTIPLE PEOPLE NEARBY ALL AT ONCE. We save you time to do the things you love. Get started right away and earn rewards!
RD Wallet
A licensed multi-currency business account for global companies. Offers secure, fast, and cost-efficient mobile payments, including instant transfers with no fees. Supports HKD, CNY, USD, JPY, SGD, EUR, GBP, and AUD.
- Licensed Stored Value Facility
- 100% mobile onboarding
- Supports global businesses
- Multiple currency support (HKD, CNY, USD, JPY, SGD, EUR, GBP, AUD)
- Instant wallet-to-wallet transfers
- Zero fees for wallet transfers
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RD Wallet – Trusted Multi-Currency Business Account for Global Businesses RD Wallet is a licenced Stored Value Facility in Hong Kong. It is the first business-focused mobile wallet in Hong Kong that supports multiple currencies, providing secure, fast and cost-efficient payment solution for businesses. ·100% mobile onboarding Open a mobile business anytime, anywhere. ·For global businesses^ Accept applications from Hong Kong, overseas, and offshore businesses^. ·Multiple currencies Support multiple currencies for both local and cross-border trades, including HKD, CNY, USD, JPY, SGD, EUR, GBP, and AUD. You can make payments wherever you are. ·Instant transfer Send and receive money instantly with $0 fees using wallet-to-wallet transfer. ^Subject to successful completion of corporate identity verification on RD App and RD Wallet’s internal approval procedures, which include but are not limited to the provision of entity and business information in English for company search. Terms and conditions apply. Actual account opening time may differ depending on individual circumstances.
Screenshots
Verdict
The clearest difference is iOS requirement: 5D Pay at 13.0 against RD Wallet's 15.5. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for 5D Pay against 5.0 for RD Wallet. Both are backed by a comparable volume of ratings — 4 and 2 respectively.
5D Pay ships an update fortnightly, RD Wallet every 3 weeks. The most recent releases landed on September 16, 2026 and July 29, 2026 respectively.
| Parameter | 5D Pay | RD Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (2 ratings) |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 4 — better | 2 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 108 MB | 140 MB |
| Age rating | 4+ | 4+ |
| Developer | Yintran Group Holdings Limited | RD ezLink Limited |
Customer experience
5D Pay
RD Wallet
In-app purchases
5D Pay
No in-app purchases
RD Wallet
No in-app purchases
