Vista 3D Secure vs TECHVENTURES 3D

High security for online shopping! Vista 3D Secure is a mobile app dedicated to Vista Bank (Romania) cardholders, mandatory to be used in online card payments within the European Economic Area. It is compliant with SCA (Strong Customer Authentication) new legislation and certified VISA International for VISA Secure, ensuring both an integrated user experience and the highest security standards for online card payments. It is easy to make safe online transactions using Vista 3D Secure application. 1. Download the application; 2. Log in the application with (i) your phone number registered at the bank and (ii) the last 6 digits of your Vista Bank card number; 3. Validate the registration in the application by entering the code received by SMS. ONLINE purchases can be authenticated easily, securely and quickly through Vista 3D Secure: 1. Make an online payment to the merchant of your choice; 2. If the merchant site has VISA Secure standard implemented, you will receive a “push” notification; 3. Click on the notification received and you will go directly to the Vista 3D Secure app; 4. You will receive on the phone screen your transaction’s details: merchant’s name and amount to be paid. 5. After accepting the transaction, you will be requested to authorize it using your phone security code: Facial Recognition, Fingerprint, PIN or Pattern. 6. The transaction is accepted and confirmed also by the merchant’s website.

3-D Secure (3DS) is a message protocol that facilitates cardholder authentication when making card-not-present transactions. BCF 3D application allows cardholders of Banca Comerciala Feroviara to authentificate themelves through biometrics according to PSD2 regulations. (Strong Customer Authentication) Cardholders are able to see a list of the authorized or non authorized e-commerce transanctions.