Comparison

Payflow vs Presente app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payflow

Access earned wages on demand, whenever you need them. This service allows you to withdraw funds you've already earned directly to your bank account with a few clicks. Your employer must offer this benefit for you to use it.

Highlights
  • Access earned wages on demand
  • Real-time withdrawals
  • Direct bank transfers
  • No commissions charged
  • Employer-provided benefit integration
Features
Read full description

¿Por qué tenemos que esperar a final de mes para cobrar? ¿No te gustaría cobrar cuando quieras y las veces que quieras? Imagínate si con solo un par de clics, pudieras tener en tu cuenta de banco el dinero que ya te has ganado. Eso es exactamente lo que Payflow te ofrece. Trabajamos con tu empresa para darte a ti el poder de cobrar lo que ya te has ganado, cuando tú lo necesites. Una vez estés dado de alta en la plataforma, podrás identificarte y empezar a cobrar en tiempo real. Cuando te hagas un Payflow, te enviaremos instantáneamente el dinero a tu cuenta de banco y no te cobraremos ninguna comisión. Al final de mes, cobrarás el mismo día que siempre y como siempre - la única diferencia es que restaremos lo que ya has cobrado a lo largo del mes con Payflow de tu nómina. Para poder utilizar Payflow, necesitas que tu empresa ofrezca este beneficio social. Podrás darte de alta en la plataforma utilizando el código de activación único que te enviará tu empresa. Si tu empresa aún no utiliza en Payflow, escríbenos a hola@payflow.es, y danos los datos de tu empresa. Nos pondremos en contacto con ellos para que pronto puedas cobrar cuando quieras.

About

Presente app

Manage your accounts with agility and security. Review balances, request products, and perform transactions with a new, user-friendly design. Features include biometric login and a virtual card for online purchases.

Highlights
  • Account balance review
  • Product requests
  • Transaction execution
  • Biometric login
  • Virtual card for online purchases
  • Agile and secure management
Features
Read full description

Con tu app Presente puedes manejar tus cuentas de una forma ágil y segura, en ella puedes revisar tus saldos, solicitar productos, realizar transacciones y muchas opciones más. Encontrarás un nuevo diseño que te permitirá acceder de forma más sencilla a las principales acciones y nuevas funcionalidades como el ingreso con biometría y la Tarjeta Virtual Presente que te permitirá comprar en cualquier comercio online.

Screenshots

Payflow4 screens
Presente app4 screens

Verdict

The call

The clearest difference is update cadence: Payflow at weekly against Presente app's monthly. Payflow also leads on ratings volume (12 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Payflow against 4.5 for Presente app. That said, the two scores are not equally well evidenced: Payflow has 12 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Payflow ships an update weekly, Presente app monthly. The most recent releases landed on September 21, 2026 and September 20, 2026 respectively.

Scorecard2 real differences · 8 level
Payflow versus Presente app: the parameters behind the verdict, then further details
ParameterPayflowPresente app
PriceFreeFree
Rating4.6 (12 ratings) — better4.5 (2 ratings)
Positive reviews66.2% of reviews—
Number of ratings12 — better2
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size25 MB108 MB
Age rating4+4+
DeveloperPayflow Digital S.L.FONDO DE EMPLEADOS ALMACENES EXITO

Customer experience

Payflow

All ratings12 ratings
Positive91.7%
Neutral0.0%
Negative8.3%
Written reviews71 reviews
Positive66.2%
Neutral2.8%
Negative31.0%

Presente app

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Payflow

No in-app purchases

None

Presente app

No in-app purchases

Questions

Is Payflow free?
Payflow is free to download, with no in-app purchases.
Is Presente app free?
Presente app is free to download, with no in-app purchases.
Which has better reviews, Payflow or Presente app?
Payflow is rated higher. Payflow averages 4.6 out of 5 from 12 ratings, while Presente app averages 4.5 from 2 ratings.
Do Payflow or Presente app have ads?
Neither Payflow nor Presente app shows ads.
Which is updated more often, Payflow or Presente app?
Payflow ships an update weekly, and Presente app monthly. Most recently, Payflow was updated on September 21, 2026 and Presente app on September 20, 2026.

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