IDB Mobile Banking vs IDB Direct

Our bank’s mobile application aims to provide a seamless digital banking experience to our customers. The initial phase of the application includes the following key features and services: 1. Balances Inquiry: View real-time account balances across all accounts. 2. Transactions History: Access detailed transaction history for all linked accounts. 3. Account Statement: Generate and download account statements for a selected period. 4. Cheque Book Services: • Request a new cheque book. • Follow up on existing cheque book requests. • Cancel pending cheque book requests. 5. Currency Services: • View up-to-date currency exchange rates. • Use the exchange rate calculator to estimate conversions. • Access saving account interest rates. 6. Location-Based Services: • Locate nearby ATMs and branches based on the user’s current location. 7. Customer Profile Management: View and update customer profile details. 8. Loan Inquiry: Check loan details, including balances and repayment schedules. 9. Postdated Cheques Inquiry: View details of all postdated cheques issued or received. 10. Frequently Asked Questions (FAQ): Access a comprehensive FAQ section to resolve common queries. 11. Contact Bank Information: Quick access to the bank’s contact details for support. 12. Set Account Nickname: Personalize accounts by setting nicknames for easy reference. 13. Transfers: • Transfer funds between the user’s accounts in EGP. • View a history of transfers between accounts. • Access a list of standing instructions for recurring transactions. This phase focuses on delivering essential banking services while ensuring a user-friendly interface, robust security, and accessibility for our customers.

Enjoy a more convenient and secure way of banking with the IDB Direct mobile banking app. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with IDB Direct: -View your IDB accounts and transactional activity at all times -Set up alerts so you know when your balance drops below a certain amount -Transfer money between your accounts -Automate your bill payments through Bill Pay -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branch locations near you This app is exclusively available to IDB Bank clients with a personal account who are enrolled in online banking. Please contact your IDB Account Officer to learn how to enroll. Mobile deposits may be subject to additional verification and funds may not be immediately posted on the account. Please review applicable deposit disclosures within the app. If you enroll in mobile alerts within the app, standard data charges may apply. IDB Bank® is a registered service mark of Israel Discount Bank of New York. Member FDIC.