Comparison

信用卡助手 vs DebtCleared

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

信用卡助手

This tool helps manage credit cards by providing reminders for billing and payment due dates. It also allows for tracking expenses, payments, and storing card numbers locally. A widget offers quick access to payment deadlines without opening the app.

Highlights
  • Billing and payment reminders
  • Expense and repayment tracking
  • Card number storage
  • Widget for quick access
  • Offline functionality
Features
Read full description

信用卡助手是一款简单方便使用的卡片管理工具。他可以方便地管理信用卡的账单日提醒,还款日提醒等。 主要功能: 提醒:提醒信用卡的账单日,还款日,逾期未还款等。 信用卡:管理信用卡的消费,还款,账单,自动扣款等功能。 卡包:方便记录卡片号码,不用每次翻包去查看卡片号码。 widget:在通知页就可以查看还款日期,不用打卡应用去查看,方便使用 注意事项:本应用是本地工具应用,所有数据保存在本地,不需要联网就可以使用。 【管理好信用卡,让生活更美好】

About

DebtCleared

Features
Read full description

"DebtCleared" is a minimalist and focused debt management and repayment tracking tool. Whether you are managing multiple loans, credit card installments, or personal debts with friends, DebtCleared helps you keep everything organized so you can clearly understand your financial status at a glance. Say goodbye to financial anxiety and plan your path to financial freedom with clear data. 【Key Features】 Simple Tracking: Quickly add loans, debts, or bills with details on the amount and cycles without any clunky steps. Repayment Progress: Keep track of every payment you make. Visually monitor your remaining balance and watch your debt drop to zero. Smart Reminders: Set custom notifications for due dates so you never miss a payment and avoid late fees. Financial Overview: Get a clear summary of your total debt and upcoming monthly payments for better budgeting. Private & Secure: A pure utility experience. Your data is stored safely on your device, ensuring your financial privacy. Download "DebtCleared" now, take the first step toward financial freedom, and start living a stress-free life! 【Legal Information】 Privacy Policy: https://docs.google.com/document/d/1FR9pKU5kjqFU9-QlyWxSlolYGhRikXCggEaAmjws6r8/edit?usp=sharing Terms of Service: https://docs.google.com/document/d/1nTMjrCY_F7BfbROL6ZzrQ1-3DqB7NTaESBLjVpCSOBE/edit?usp=sharing

Screenshots

信用卡助手4 screens
DebtCleared4 screens

Verdict

The call

The clearest difference is ads: DebtCleared at none against 信用卡助手's shown. 信用卡助手's advantage is update cadence (every 2 days vs fortnightly) and iOS requirement (10.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

信用卡助手 ships an update every 2 days, DebtCleared fortnightly. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 6 level
信用卡助手 versus DebtCleared: the parameters behind the verdict, then further details
Parameter信用卡助手DebtCleared
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 days — betterFortnightly
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad
Requires iOS10.0 — better17.0
Further details — not scored
Size23 MB28 MB
Age rating4+4+
DeveloperBeijing Houyuan Zhixing Technology Co.,Ltd.强胜 贾

In-app purchases

None

信用卡助手

No in-app purchases

None

DebtCleared

No in-app purchases

Questions

Is 信用卡助手 free?
信用卡助手 is free to download, with no in-app purchases.
Is DebtCleared free?
DebtCleared is free to download, with no in-app purchases.
Do 信用卡助手 or DebtCleared have ads?
信用卡助手 shows ads; DebtCleared does not.
Which is updated more often, 信用卡助手 or DebtCleared?
信用卡助手 ships an update every 2 days, and DebtCleared fortnightly. Most recently, 信用卡助手 was updated on October 29, 2026 and DebtCleared on October 25, 2026.

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