Comparison

Waricel vs Spring Bank NY Personal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Waricel

Send mobile money credits directly to loved ones' phones with just a few taps. Choose a contact, select a top-up amount, and pay securely using various methods. Stay connected with friends and family globally.

Highlights
  • Send mobile credits instantly
  • Select contacts and amounts
  • Multiple secure payment options
  • Fraud prevention system
  • 24/7 support team
  • Global reach
Features
Read full description

It cannot be easier than that... Directly into the phone of a loved one. Just choose a contact, choose a top-up amount and pay. Yep, that's all. The Waricel app allows you to send your gift directly into their hands in just a few taps. The best value for the best convenience. Convenience is when the price is right, the service is instantaneous and you do it wherever you have your phone on you...virtually everywhere Fear not !!! Paying for your mobile top-up is ALWAYS safe. Choose the payment method that you prefer, from PayPal, Visa, MasterCard. With our fraud prevention system and a dedicated 24/7 support team, you are in good hands. Waricel will deliver your gift without hassle so you can always stay connected with your friends and family. Download now for free and start spreading love all around the globe. For more information, please visit: www.waricel.com

About

Spring Bank NY Personal

Manage your finances conveniently from your mobile device. Check account balances, transfer funds between accounts, pay bills, and deposit checks securely. This app is available to all existing online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay and schedule bills
  • Deposit checks remotely
Features
Read full description

Start banking wherever you are with the Spring Bank NY Personal Mobile Banking app! Available to all Spring Bank online banking customers. Spring Bank NY Personal Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features of the Spring Bank NY Personal Mobile app include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay and schedule your bills on-the-go via your mobile device. Check Deposit - Easily deposit checks on-the-go.

Screenshots

Waricel4 screens
Spring Bank NY Personal4 screens

Verdict

The call

The clearest difference is ratings volume: Spring Bank NY Personal at 342 against Waricel's 10. On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Waricel against 4.8 for Spring Bank NY Personal. That said, the two scores are not equally well evidenced: Spring Bank NY Personal has 342 ratings behind it against 10, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on June 4, 2026 and September 17, 2026 respectively.

Scorecard1 real difference · 9 level
Waricel versus Spring Bank NY Personal: the parameters behind the verdict, then further details
ParameterWaricelSpring Bank NY Personal
PriceFreeFree
Rating4.7 (10 ratings)4.8 (342 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings10342 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size64 MB147 MB
Age rating4+4+
DeveloperWaricelSpring Bank NY

Customer experience

Waricel

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Spring Bank NY Personal

All ratings342 ratings
Positive95.0%
Neutral1.5%
Negative3.5%
Written reviews16 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Waricel

No in-app purchases

None

Spring Bank NY Personal

No in-app purchases

Questions

Is Waricel free?
Waricel is free to download, with no in-app purchases.
Is Spring Bank NY Personal free?
Spring Bank NY Personal is free to download, with no in-app purchases.
Which has better reviews, Waricel or Spring Bank NY Personal?
Spring Bank NY Personal is rated higher. Waricel averages 4.7 out of 5 from 10 ratings, while Spring Bank NY Personal averages 4.8 from 342 ratings.
Do Waricel or Spring Bank NY Personal have ads?
Neither Waricel nor Spring Bank NY Personal shows ads.
Which is updated more often, Waricel or Spring Bank NY Personal?
Waricel ships an update monthly, and Spring Bank NY Personal monthly. Most recently, Waricel was updated on June 4, 2026 and Spring Bank NY Personal on September 17, 2026.

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