Comparison

Daak vs Substrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Daak

Track expenses, manage budgets, and monitor assets with this comprehensive financial management tool. It offers customizable categories, multi-currency support, and detailed statistical charts. Secure your data with password protection and iCloud synchronization.

Highlights
  • Customizable categories
  • Multi-currency support
  • Budget and asset management
  • Statistical charts
  • Income and expense calendar
  • iCloud synchronization
  • Password protection
Features
Read full description

# App Store Featured App Daak, fully functional, cute and easy to use ▣ Fully functional - Supports Apple Watch and various widgets - Customize primary and secondary categories - Multiple ledgers, multi-person Ledger, and multi-currency functions - Budget, asset, debt (borrow/lend) management - Refund, reimbursement, installment payment - Bill support adding pictures, locations, and tag information - Various statistical charts (pie charts, curve charts, bar charts) - Income and expense calendar, easily check your income and expense every day - Bill templates, pre-order lists - Piggy bank function - Customize week/month start day - Back up data through iCloud and synchronize data between multiple devices in real time - Password protection and background blur to protect your privacy - Bill data import and export ▣ Cute - 100+ super cute hand-drawn icons - Various App icons - Various holiday themed icons - Girly theme color ▣ Contact us ◎ Email: daak.user@outlook.com # Daak Subscription Daak subscription allows you to unlock all paid features in Daak - Payment will be charged to iTunes account at confirmation of purchase - Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period - Account will be charged for renewal within 24-hours prior to the end of the current period, and the cost of the renewal will be identified - Subscriptions can be managed by users. You can manage or cancel automatic renewal in your account settings - If a free trial period is offered, any unused portion will be forfeited when the user purchases a subscription to that publication (if applicable) Terms Of Use: https://docs.google.com/document/d/1_tEs2TYQE3h0swDksJaLs6-jG8RAIHyiGe_xHtMsXnQ/edit?usp=sharing Privacy Policy: https://docs.google.com/document/d/10zp7MZUfDzkhRvsQqd2ht-fT9fk9gQ7ToDk0Gnk4ow8/edit?usp=sharing

About

Substrack

Effortlessly track all your recurring subscriptions in one place. Understand your monthly and yearly spending by category and identify areas to save money. This app offers a clean interface and strong privacy features, working offline without requiring an account.

Highlights
  • Easy subscription tracking
  • Automatic cost calculation
  • Spending by category
  • Minimalist UI
  • Offline functionality
  • Fort Knox privacy
Features
Read full description

WRANGLE THOSE WILD SUBSCRIPTIONS, HERO. Your coins are escaping into the digital void every month and you don't even know where they're going. Substrack and Penny the Horse will be your personal finance guardian, tracking all your subscriptions in one totally algebraic place. Peep your monthly and yearly totals faster than a horse at races. Understand your spending by category, and reclaim your treasure hoard. AWESOME POWERS * Easy Subscription Wrangling - Add all your subscriptions with just a few taps. Corral Netflix, Spotify, Adobe, iCloud, and whatever other mystical services are draining your wallet. * Instant Math Magic - Your monthly and yearly costs appear automatically. Zero brain-melting required. * Quick Stats Scrolls - Get the juicy intel: average cost per subscription, total categories, yearly damage, and how much vanishes each day. * Clean UI - A minimal and simple interface that won't harsh your mellow. Tracking subscriptions shouldn't cause friction but better than your notes app. * Fort Knox Privacy - Your secrets stay in your device. No accounts, no creepy tracking, no annoying ads. Just you and your data, chillin'. * Works in the Wilderness - No internet? No problem. Your info lives right on your device, like a loyal sword in your inventory. PERFECT FOR ADVENTURERS LIKE * Anyone juggling multiple streaming potions, software spells, or recurring quests * Coin-savers ready to banish unnecessary expenses to the abyss * Budget warriors who demand to know exactly where their loot disappears to * Privacy champions who want a simple, ad-free adventure SUBSTRACK IS SO NEAT One righteous tool that does one thing spectacularly: helps you understand where your subscription coins are actually going. Download Substrack today and start your quest toward financial enlightenment.

Screenshots

Daak4 screens
Substrack3 screens

Verdict

The call

The clearest difference is price: Daak at Free against Substrack's $0.99. Daak also leads on ratings volume (358 vs 2). Substrack's advantage is in-app purchases (none vs 3) and ads (none vs shown). On device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Daak is free to download; Substrack costs $0.99 up front. Daak sells 3 in-app purchases, starting at $0.99 per month. Substrack asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Substrack holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Daak has 358 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Daak ships an update every 9 days, Substrack daily. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard7 real differences · 3 level
Daak versus Substrack: the parameters behind the verdict, then further details
ParameterDaakSubstrack
PriceFree — better$0.99
Rating4.6 (358 ratings)5.0 (2 ratings) — better
Positive reviews72.3% of reviews—
Number of ratings358 — better2
Update frequencyEvery 9 daysDaily — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size77 MB27 MB
Age rating4+4+
DeveloperLovely Duck, LLCOrbit Space Studio LLC

Customer experience

Daak

All ratings358 ratings
Positive89.9%
Neutral3.1%
Negative7.0%
Written reviews137 reviews
Positive72.3%
Neutral10.2%
Negative17.5%

Substrack

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Daak

Reported bugs

10 issues
  • CSV import misinterprets commas in remarks as currency delimiters
  • Cloud backup data appears empty after restore
  • App crashes when viewing transactions from previous months
  • Future credit card payments adjust balances before payment date
  • Transfer transactions incorrectly appear in monthly income statistics
Show 5 more
  • Budget section for transfers/repayments doesn't record transactions properly
  • Year-month display doesn't match actual transaction records
  • CSV import creates duplicate entries
  • Refund/reimbursement cannot be applied to different account than original payment
  • Shortcuts app currency selection not respected in quick entry

Requested features

20 requests
  • Add cryptocurrency support (Bitcoin, etc.) with automatic API updates
  • Implement 12-hour time format option
  • Enable automatic monthly budget recurrence
  • Add macOS/desktop version
  • Improve CSV import with better format documentation and comma handling
Show 15 more
  • Add auto-suggestions for remarks based on previous entries
  • Implement native recurring payment scheduling (not just via Shortcuts)
  • Add future/past balance time-travel feature for planning
  • Improve remarks field size and customizable transaction entry layout
  • Add category search functionality
  • Allow moving transaction subcategories between main categories
  • Support more bank icons (Wells Fargo, Discover, SoFi, etc.)
  • Add advanced reporting with filtering by category, account, and custom periods
  • Implement net worth trend line chart
  • Add separate discount and tax fields on invoices
  • Enable multi-currency per account with automatic currency detection
  • Add landscape mode for iPad
  • Improve date visibility in transaction list view
  • Auto-scroll to newly added transactions
  • Allow customization of home page layout and widget arrangement

Substrack

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Daak

Subscriptions2
  • Monthly Subscription$0.991 Month
  • Annual Subscription3 Days trial$8.991 Year
One-time1
  • One-Time Purchase$12.99
None

Substrack

No in-app purchases

Questions

Is Daak free?
Daak is free to download, with in-app purchases available.
Is Substrack free?
Substrack costs $0.99, with no in-app purchases.
Which has better reviews, Daak or Substrack?
Substrack is rated higher. Daak averages 4.6 out of 5 from 358 ratings, while Substrack averages 5.0 from 2 ratings.
Do Daak or Substrack have ads?
Daak shows ads; Substrack does not.
Which is updated more often, Daak or Substrack?
Daak ships an update every 9 days, and Substrack daily. Most recently, Daak was updated on October 27, 2026 and Substrack on October 24, 2026.

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