Comparison

ZEN.COM vs IBAN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZEN.COM

Manage multiple currencies, make secure payments, and earn cashback on purchases with this digital wallet and card. Ideal for international shopping and travel, it offers fair exchange rates and purchase protection.

Highlights
  • Multicurrency account
  • Digital wallet
  • Contactless payments
  • Cashback rewards
  • Shopping protection
  • Money transfers
Features
Read full description

ZEN.COM is a multicurrency account with a card and a digital wallet that make shopping and travel better. Pay at home and abroad, get more from every purchase and travel with peace of mind – all in one app. No need to switch banks – just switch cards. Pay better, get more, worry less Pay with your ZEN Card in shops and online, cover your subscriptions and book your trips – by card, phone or watch. Hold up to 35 currencies in one account, exchange them at the best rates and see what you’ve spent the moment you pay. Shop like always and earn cashback at 1,000+ partner stores, straight to your account. And if an order arrives faulty, wrong or not at all, ZEN Care Shopping Protection deals with the seller for you. Higher plans add more: Reward Zone, unlimited Shopping Protection and help claiming compensation when your flight is disrupted. Save money with cashback deals With ZEN.COM, you earn cashback on online shopping at hundreds of popular stores. Cashback rewards work with well-known brands such as AliExpress and Temu, along with many other shops. Choose the best and latest deals, enjoy special cashback offers and get real money back – no points, no coupons. Saving on everyday online shopping becomes effortless. Pay digitally and contactless Use your phone or smartwatch to pay quickly and securely. Add your card to Apple Pay or Google Pay to pay contactless wherever you shop. Whether shopping online or in store, payments are fast and easy. Multi-currency account with fair exchange rates Hold and manage multiple currencies in one mobile wallet. Pay in local payment methods at competitive foreign exchange rates with no hidden currency exchange fees. ZEN.COM is ideal for online shopping, exchanging travel money, calculating currencies and international spending – helping you avoid unnecessary conversion costs as you track and plan your personal finances. Send money simply Send digital money locally or internationally with transparent rules and no surprises. Use ZEN Buddies to send money instantly to other ZEN users. All transfers and payments are visible in one place, so you always know where your money goes. Secure payments and purchase protection Your payments are protected with ZEN Care. If something goes wrong with a purchase, you can request support directly in the app. How people in the UK use ZEN.COM • Emma shops online to find the latest hot deals at the best prices, and uses cashback rewards to save money on everyday purchases. • Fleur pays her subscriptions and does her online shopping using the ZEN virtual card. • James sends money, manages his personal finances and tracks monthly expenses in one app. Why choose ZEN.COM • Real-money cashback offers and fair exchange rates • Secure digital and contactless payments in store and online • One wallet for cards, transfers and spending • Secure payments with purchase protection • Clear pricing and full control over money management and expenses Download the ZEN.COM app and simplify how you pay, send, track and save money every day.

About

IBAN

Securely store and manage your IBANs with a user-friendly interface. Quickly add, edit, and access your bank account numbers, with options for sharing, favoriting, and multi-language support. Premium features offer an ad-free experience and advanced sharing capabilities.

Highlights
  • Secure IBAN storage
  • Easy add, edit, delete
  • Modern card layouts
  • Share and copy IBANs
  • Favorite IBANs
  • Multi-language support
  • QR code sharing (premium)
Features
Read full description

IBAN Notebook allows you to easily manage and store your IBANs. With its modern design and user-friendly interface, you can securely save your bank account numbers, IBANs, and related information. Features: • Easy to Use: Quickly add, edit, or delete your IBANs with a simple interface. • Secure Storage: Safely store all your IBANs and access them quickly when needed. • Modern Design: Enhanced user experience with new IBAN card layouts and bank logos. • Share & Copy: Easily share your IBANs or copy them to clipboard for use in other apps. • Favorites: Add frequently used IBANs to favorites for quick access. • Multi-Language Support: Turkish, English, German, French, Spanish, and more. Premium Features: • Ad-Free Experience: Remove all ads for uninterrupted use. • Unlimited IBAN Addition: Add as many IBANs as you want, no daily limits. • QR Code Sharing: Share your IBANs as QR codes and quickly add them by scanning. • Contacts Directory: View and manage all IBANs belonging to a person in one place. • Many Premium Features: More features and enhanced experience. Manage your financial information securely with IBAN Notebook and keep your bank accounts easily accessible. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

ZEN.COM4 screens
IBAN4 screens

Verdict

The call

The clearest difference is review sentiment: IBAN at 100% against ZEN.COM's 45%. ZEN.COM's advantage is in-app purchases (none vs 4) and update cadence (weekly vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IBAN sells 4 in-app purchases, starting at $0.99 per 7 days. ZEN.COM asks for nothing beyond the download.

UpkeepUpdate frequency

ZEN.COM ships an update weekly, IBAN fortnightly. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
ZEN.COM versus IBAN: the parameters behind the verdict, then further details
ParameterZEN.COMIBAN
PriceFreeFree
Rating4.6 (653 ratings) — better—
Positive reviews45.3% of reviews100.0% of reviews — better
Number of ratings653 — better—
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.5
Further details — not scored
Size384 MB113 MB
Age rating4+4+
DeveloperUAB ZEN.COMHatice GORUN

Customer experience

ZEN.COM

All ratings653 ratings
Positive89.6%
Neutral1.8%
Negative8.6%
Written reviews170 reviews
Positive45.3%
Neutral2.9%
Negative51.8%

IBAN

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ZEN.COM

No in-app purchases

4 purchases

IBAN

Subscriptions3
  • IBAN Pro Weekly$0.997 Days
  • IBAN Pro Monthly$2.991 Month
  • IBAN Pro Yearly7 Days trial$14.991 Year
One-time1
  • IBAN Pro Lifetime$34.99

Questions

Is ZEN.COM free?
ZEN.COM is free to download, with no in-app purchases.
Is IBAN free?
IBAN is free to download, with in-app purchases available.
Do ZEN.COM or IBAN have ads?
Neither ZEN.COM nor IBAN shows ads.
Which is updated more often, ZEN.COM or IBAN?
ZEN.COM ships an update weekly, and IBAN fortnightly. Most recently, ZEN.COM was updated on November 7, 2026 and IBAN on November 4, 2026.

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