Comparison

SpendNotes vs Smart Accountant.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendNotes

Easily track daily income and expenses with an intuitive interface. Organize transactions, set budgets, and monitor financial goals. Offers detailed analytics and customizable PDF reports for better financial control.

Highlights
  • Track expenses and income
  • Organize transactions by account
  • Create custom categories
  • Set daily, weekly, monthly, yearly budgets
  • Define saving goals
  • Finance overview with charts and tables
  • Detailed analytics and PDF reports
Features
Read full description

متوفر باللغة العربية. يوفر التقويم الهجري. SpendNotes is here to help you manage your spending with the least amount of effort. With this application we pursued to provide easy and beautiful way to track and view your daily income and expenses, so you can control your financial life better. SpendNotes provide very intuitive interface to do all of that, it also supports the latest feature from Apple in iOS 13 "Dark Mode". With SpendNotes, we guarantee not to save any of your data in our servers, nor use any of that for any kind of marketing analysis, so you can rest assured that no one else owns your data but you. Features include: 1. Tracking Track your expenses & income. 2. Accounts Organize your transactions into separate accounts according to their source or nature. 3. Categories Select a category for the tracked items. 4. Custom Categories Create custom category for tracking items. 5. Budgets Define budgets to control expenses over day, week, month, year or over a specific date range. 6. Saving Goals Define goals to better plan and save for you future expenses. 7. Finance Overview Intuitive chart and table for the summary of your finance over tracked periods. 8. Analytics Delve into many charts and diagrams that shows the very details of your transactions. 9. Planned Tracking Define plans to track recurring expenses & incomes, or to be paid at specific time in future. 10. PDF Reports Customize and export detailed reports of your finances in PDF format. All users have access to most of features offered by the app, And we offer an In-App purchase product "Plus", with which user can have access to the following features: 1. Define unlimited amount of accounts. 2. Define unlimited amount of budgets. 3. Define unlimited amount of saving goals. 4. Define daily, weekly & yearly budgets, in addition to monthly ones that is offered for free. 5. You can use iCloud to sync between your devices from Apple. 6. You can attach photo to your tracked items. 7. Define plans with more options to track recurring and upcoming items. 8. Export reports of your expenses in PDF format. Credits: Icons & illustrations by Icons8

About

Smart Accountant.

Manage personal and business finances with ease. Track expenses, classify accounts and movements, handle multiple currencies, and generate reports. Features auto-backup and multi-device synchronization.

Highlights
  • Fund management (exemption/suspension)
  • Account and movement classification
  • Multi-currency support
  • Auto backup to Google Drive
  • Multi-device synchronization
  • Import/Export to Excel
Features
Read full description

Smart Accountant application is an application based on the hardware iPhone devices and is based on accounting and features to enable it to meet the needs of different users as needed and the possibility of adapting flexibly and in an easy way that allows even people who have no accounting background or experience in dealing with accounting systems from dealing And benefit from it namely: • Exemption / suspension of the Fund: The application is characterized by the possibility of choosing to stop the Fund or the option of activating the Fund and to carry out all movements on it and adhere to its balance and move between them easily and at any time. • Classification of accounts: through which the distribution of customer accounts to categories categories for easy inventory and extraction of reports and balances, such as: (customers, suppliers, friends, relatives, employees, ... etc) with ease of modification. • Classification of movements: The movements are divided into categories so that the user can know the type of item or classification that consumes his expenses or expenses more whether debt or personal expenses, family or study or business transactions or other and the extraction of reports. • Add different currencies and ease of exchange between them and the extraction of reports. • Easy, simple to use and fast performance. • Auto Backup to Google Drive. • The possibility of closing accounts during a certain period. • Connect several devices to each other and define them as a master device and slave devices and work at the same time from any of these devices. • Add an unlimited number of slave devices to the main device list. • Export/Import data from one device to another using Google Drive account to transfer the database between devices smoothly. Purpose of application: 1. Manage personal and family expenses and expenses. 2. Account management and personal debt. 3. Business transaction management. Targeted: 1. Treasurers. 2. Expatriate Agents. 3. Representatives of companies and distributors. 4. Contractors and business entrepreneurs. 5. Professionals and shops. 6. All individuals of different levels and jobs. Accounting operations available in the application: 1. Conversion between accounts. 2. Discount and deposit. 3. Inquire about balances. 4. Various reports. 5. Share Balance - Movement - Statement of Account. The New : 1.Import from Excel for transactions and statements of accounts for each independent customer or for multiple customers combined in one Excel sheet in an accurate and easy way for users. 2.Export to Excel for all statements and reports available in the app with the ability to name the file before saving. 3.Adding an entry number for each file imported from Excel to facilitate the return of all transactions and details later using their entry number for review, also specifying a classification for the imported transactions. 4.Share transactions as a payment or receipt voucher in PDF format smoothly and with high flexibility. 5.Adding a new screen to modify or add any text or note on the payment voucher or receipt voucher before printing according to the user's desire. 6.Adding regions to distribute clients and accounts on them. 7.Adding a text or a note at the end of the account statements and reports with the possibility of modification as desired by the user at any time. 8.Adding the last payment date for each customer in the total reports to make it easier for the user to follow up on bad and overdue debts without having to enter each customer's account statement separately. 9.Printing a historical account statement from customer's page directly. 10.Ability to request activation of the application before the trial period ends. 11.Show/Hide the balances on the Accounts List screen.

Screenshots

SpendNotes4 screens
Smart Accountant.4 screens

Verdict

The call

The clearest difference is rating: SpendNotes at 4.8 against Smart Accountant.'s 4.3. SpendNotes also leads on ratings volume (397 vs 121). Smart Accountant.'s advantage is in-app purchases (none vs 3) and review sentiment (85% vs 71%). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendNotes sells 3 in-app purchases, starting at $4.99 per 3 months. Smart Accountant. asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SpendNotes holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 397 and 121 respectively. Written reviews complicate that: 71% of SpendNotes's written reviews are positive against 85% of Smart Accountant.'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SpendNotes ships an update every 3 weeks, Smart Accountant. every 2 weeks. The most recent releases landed on September 21, 2026 and September 12, 2026 respectively.

Scorecard6 real differences · 4 level
SpendNotes versus Smart Accountant.: the parameters behind the verdict, then further details
ParameterSpendNotesSmart Accountant.
PriceFreeFree
Rating4.8 (397 ratings) — better4.3 (121 ratings)
Positive reviews70.8% of reviews85.2% of reviews — better
Number of ratings397 — better121
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.011.0 — better
Further details — not scored
Size16 MB83 MB
Age rating4+4+
DeveloperSuhaib Al-AbsiAnwar Al Omari

Customer experience

SpendNotes

All ratings397 ratings
Positive95.0%
Neutral1.5%
Negative3.5%
Written reviews24 reviews
Positive70.8%
Neutral8.3%
Negative20.8%

Smart Accountant.

All ratings121 ratings
Positive81.8%
Neutral6.6%
Negative11.6%
Written reviews88 reviews
Positive85.2%
Neutral3.4%
Negative11.4%

Bugs and requests

SpendNotes

Reported bugs

3 issues
  • App boots off when trying to purchase full version
  • Widgets not showing properly after update
  • Developer not responding to emails

Requested features

8 requests
  • Add a 'debts' section
  • Add 'deposit', 'withdrawal', and 'savings' categories
  • MAC compatibility
  • Set budgets on a biweekly basis
  • Add multiplication and division to the calculator
Show 3 more
  • Create sub-categories for expenses and income
  • Option for lifetime free access via sharing
  • Change currency within the app

Smart Accountant.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

SpendNotes

Subscriptions2
  • SpendNotes Plus - 3 Months$4.993 Months
  • SpendNotes Plus - Yearly$14.991 Year
One-time1
  • SpendNotes Plus - Lifetime$59.99
None

Smart Accountant.

No in-app purchases

Questions

Is SpendNotes free?
SpendNotes is free to download, with in-app purchases available.
Is Smart Accountant. free?
Smart Accountant. is free to download, with no in-app purchases.
Which has better reviews, SpendNotes or Smart Accountant.?
SpendNotes is rated higher. SpendNotes averages 4.8 out of 5 from 397 ratings, while Smart Accountant. averages 4.3 from 121 ratings.
Do SpendNotes or Smart Accountant. have ads?
Neither SpendNotes nor Smart Accountant. shows ads.
Which is updated more often, SpendNotes or Smart Accountant.?
SpendNotes ships an update every 3 weeks, and Smart Accountant. every 2 weeks. Most recently, SpendNotes was updated on September 21, 2026 and Smart Accountant. on September 12, 2026.

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