Comparison

SpendNotes vs Budgetfold

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendNotes

Easily track daily income and expenses with an intuitive interface. Organize transactions, set budgets, and monitor financial goals. Offers detailed analytics and customizable PDF reports for better financial control.

Highlights
  • Track expenses and income
  • Organize transactions by account
  • Create custom categories
  • Set daily, weekly, monthly, yearly budgets
  • Define saving goals
  • Finance overview with charts and tables
  • Detailed analytics and PDF reports
Features
Read full description

متوفر باللغة العربية. يوفر التقويم الهجري. SpendNotes is here to help you manage your spending with the least amount of effort. With this application we pursued to provide easy and beautiful way to track and view your daily income and expenses, so you can control your financial life better. SpendNotes provide very intuitive interface to do all of that, it also supports the latest feature from Apple in iOS 13 "Dark Mode". With SpendNotes, we guarantee not to save any of your data in our servers, nor use any of that for any kind of marketing analysis, so you can rest assured that no one else owns your data but you. Features include: 1. Tracking Track your expenses & income. 2. Accounts Organize your transactions into separate accounts according to their source or nature. 3. Categories Select a category for the tracked items. 4. Custom Categories Create custom category for tracking items. 5. Budgets Define budgets to control expenses over day, week, month, year or over a specific date range. 6. Saving Goals Define goals to better plan and save for you future expenses. 7. Finance Overview Intuitive chart and table for the summary of your finance over tracked periods. 8. Analytics Delve into many charts and diagrams that shows the very details of your transactions. 9. Planned Tracking Define plans to track recurring expenses & incomes, or to be paid at specific time in future. 10. PDF Reports Customize and export detailed reports of your finances in PDF format. All users have access to most of features offered by the app, And we offer an In-App purchase product "Plus", with which user can have access to the following features: 1. Define unlimited amount of accounts. 2. Define unlimited amount of budgets. 3. Define unlimited amount of saving goals. 4. Define daily, weekly & yearly budgets, in addition to monthly ones that is offered for free. 5. You can use iCloud to sync between your devices from Apple. 6. You can attach photo to your tracked items. 7. Define plans with more options to track recurring and upcoming items. 8. Export reports of your expenses in PDF format. Credits: Icons & illustrations by Icons8

About

Budgetfold

Features
Read full description

Budgetfold is a simple monthly budget for one person or a whole household. Add your income, plan spending categories, log expenses as they happen, and see where the month stands at a glance. SET UP IN A MINUTE Tell Budgetfold what comes in each month and pick your categories. It suggests amounts from your income, and you adjust anything. BUDGET TOGETHER Share a budget with your partner or roommates using a simple invite code. Everyone sees the same numbers in real time, and each entry shows who added it. CLEAR AT A GLANCE The overview shows income, planned spending, what's spent, and what remains, plus how you're doing compared with the same day last month. Category bars turn orange near the limit and red when you pass it. LOG SPENDING IN SECONDS Add an expense from the Home Screen widget, with Siri ("Add an expense in Budgetfold"), or with one tap in the app. Ask Siri how much is left this month. MONTHS THAT CARRY OVER Mark rent and subscriptions as repeating, and they're added to next month automatically, along with your categories. GENTLE REMINDERS Optional heads-ups when a category reaches 80% of its plan, and a reminder when a new month starts. BUDGETFOLD PLUS (OPTIONAL) Link your bank accounts in the US and Canada through Plaid, and new purchases land in the right category on their own. Payday deposits are spotted and added as income with one tap. Name your accounts, like "Joint checking", and reconnect a bank in seconds when it asks you to sign in again. One subscription covers everyone in the budgets you own; each person links only their own banks. Plus is $8.99 per month or $89.99 per year after a free 2-week trial. Payment is charged to your Apple ID and the subscription renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in Settings. PRIVATE BY DESIGN No ads, no tracking. Bank linking is optional, your bank credentials never touch Budgetfold, and you can unlink a bank at any time. Delete your account and all of its data from inside the app. Sign in with Apple, Google, or email. Privacy policy: https://familybudget-83803.web.app/privacy Terms of use: https://familybudget-83803.web.app/terms

Screenshots

SpendNotes4 screens
Budgetfold4 screens

Verdict

The call

The clearest difference is in-app purchases: Budgetfold at none against SpendNotes's 2. Budgetfold also leads on update cadence (every 4 days vs every 3 weeks). SpendNotes's advantage is iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendNotes sells 2 in-app purchases, starting at $4.99 per 3 months. Budgetfold asks for nothing beyond the download.

UpkeepUpdate frequency

SpendNotes ships an update every 3 weeks, Budgetfold every 4 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
SpendNotes versus Budgetfold: the parameters behind the verdict, then further details
ParameterSpendNotesBudgetfold
PriceFreeFree
Rating4.8 (406 ratings) — better—
Positive reviews69.2% of reviews—
Number of ratings406 — better—
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size15 MB24 MB
Age rating4+4+
DeveloperSuhaib Al-AbsiDean Gergoric

Bugs and requests

SpendNotes

Reported bugs

3 issues
  • App boots off when trying to purchase full version
  • Widgets not showing properly after update
  • Developer not responding to emails

Requested features

8 requests
  • Add a 'debts' section
  • Add 'deposit', 'withdrawal', and 'savings' categories
  • MAC compatibility
  • Set budgets on a biweekly basis
  • Add multiplication and division to the calculator
Show 3 more
  • Create sub-categories for expenses and income
  • Option for lifetime free access via sharing
  • Change currency within the app

Budgetfold

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

SpendNotes

Subscriptions2
  • SpendNotes Plus - 3 Months$4.993 Months
  • SpendNotes Plus - Yearly$14.991 Year
None

Budgetfold

No in-app purchases

Questions

Is SpendNotes free?
SpendNotes is free to download, with in-app purchases available.
Is Budgetfold free?
Budgetfold is free to download, with no in-app purchases.
Do SpendNotes or Budgetfold have ads?
Neither SpendNotes nor Budgetfold shows ads.
Which is updated more often, SpendNotes or Budgetfold?
SpendNotes ships an update every 3 weeks, and Budgetfold every 4 days. Most recently, SpendNotes was updated on November 7, 2026 and Budgetfold on October 31, 2026.

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