Paymix Authenticator vs Sparely
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Paymix Authenticator
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Easily and securely access your Paymix Ltd. card account from your phone and makes it easy for you to manage your cards on the go! Your security is our priority. Mobile data transmissions and account information are protected by 256-bit SSL encryption, similar to banking online.
Sparely
Track money saved by reducing or skipping spending habits like daily coffee or impulse buys. Visualize your savings with custom habits, goals, and detailed statistics. A simple, focused approach to financial awareness.
- Habit tracking with price and mode
- Savings goals with progress
- Detailed statistics by habit
- Dashboard with total savings
- Home screen widget
- Customizable habits
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Sparely is a savings tracker for everyday habits and expenses that add up. Delivery food, daily coffee, snacks, impulse buys, or other recurring costs: pick what you want to skip or reduce, enter the real cost, and see how much money you keep. When an urge hits, the AI coach gives you a short, calm reply to help you get through the moment and stay focused on your goal. FEATURES ā¢ Track money saved from habits you reduce or skip ā¢ AI coach for urges and difficult moments ā¢ Set savings goals for what the money is for ā¢ See today, week, year, and all-time stats ā¢ View your savings history over time ā¢ Add custom habits with cost and frequency ā¢ Weekly recap of your saved money ā¢ One calm dashboard focused on savings ā¢ Start free; Pro unlocks unlimited habits, goals, AI coach, weekly recap, and full stats Spend less. Keep more. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Paymix Authenticator at none against Sparely's 2. Paymix Authenticator also leads on iOS requirement (11.0 vs 13.0). Sparely's advantage is update cadence (monthly vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Sparely sells 2 in-app purchases, starting at $2.99 per month. Paymix Authenticator asks for nothing beyond the download.
Paymix Authenticator ships an update every 3 months, Sparely monthly. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.
| Parameter | Paymix Authenticator | Sparely |
|---|---|---|
| Price | Free | Free |
| Positive reviews | ā | 100.0% of reviews |
| Update frequency | Every 3 months | Monthly ā better |
| Ads | No | No |
| In-app purchases | No ā better | Yes |
| Monetization | ā | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 ā better | 13.0 |
| Further details ā not scored | ||
| Size | 30 MB | 46 MB |
| Age rating | 4+ | 17+ |
| Developer | Romcard S.A. | Anastasia Paskar |
In-app purchases
Paymix Authenticator
No in-app purchases
Sparely
- Sparely Pro (Monthly)7 Days trial$2.991 Month
- Sparely Pro (Yearly)14 Days trial$29.991 Year
Questions
Is Paymix Authenticator free?
Is Sparely free?
Do Paymix Authenticator or Sparely have ads?
Which is updated more often, Paymix Authenticator or Sparely?
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