MotionBank vs SplitPal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MotionBank
A digital banking app offering a wide range of financial and non-financial transactions for customers. Easily open accounts, manage credit cards, make payments via QRIS, and access services like time deposits and bill payments from your smartphone.
- Open account via smartphone
- Virtual Credit Card
- QRIS payment feature
- Time Deposit account opening
- Top-up e-wallets and mobile credit
- Bill payments (PLN)
- Cardless cash withdrawal/deposit
- Split Bill feature
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MotionBank - Digital Banking Services by MNC Bank MotionBank is a digital banking application by MNC Bank designed to provide various facilities and conveniences for MNC Bank customers to conduct financial & non-financial transactions, which can be accessed anytime and anywhere via smartphone. Why use MotionBank? MotionBank Benefits Enjoy promotions and exciting programs for MotionBank users. Get bonus balance by sharing your MotionBank referral code with your friends. Easy Open Account Now you can open an account via your smartphone and without visiting the branch. Virtual Credit Card Enjoy the benefit of Virtual Credit Card services for MNC Bank credit card holders. QRIS Feature Pay your purchases using our QRIS feature to ease transactions at all merchants. Time Deposit Enjoy special interest and the convenience of opening time deposit account by using MotionBank. Top Up & Pay Top up your e-Wallet balance and purchase mobile credit or data packages easier. Also, you don't get trouble paying your bills because we have bill payment features like PLN bills. Cardless You can now withdraw cash and deposit at Indomaret without your physical card. Split Bill Need to request money to your friends? Try our Split Bill feature to request money. Let’s enjoy MotionBank for your easier transaction! Thank you. www.motionbank.id www.mncbank.co.id
SplitPal
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SplitPal makes splitting shared costs effortless. Create a group for a trip or a night out, add the people in it, and log who paid for what. SplitPal keeps everyone's balance up to date and tells you the simplest way to settle — the fewest transfers to clear every debt. FEATURES - Group-based: keep each trip or event separate - Smart settle-up: minimal number of transfers - Equal split with a per-person preview - Multiple currencies (¥, $, €, and more) - 100% offline — your data never leaves your device - No account, no sign-up Perfect for trips, dinners, roommates, and any shared expenses.
Screenshots
Verdict
The clearest difference is update cadence: SplitPal at every 9 days against MotionBank's every 3 weeks. MotionBank's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MotionBank ships an update every 3 weeks, SplitPal every 9 days. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.
| Parameter | MotionBank | SplitPal |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 46.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 168 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | BANK MNC INTERNASIONAL, PT TBK | Yuki Okawa |
In-app purchases
MotionBank
No in-app purchases
SplitPal
No in-app purchases









