Comparison

CASH 1 LOANS vs medZERO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CASH 1 LOANS

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

Highlights
  • View available credit
  • Make payments
  • Request to use available credit
  • Manage account
  • Access credit information
Features
Read full description

The CASH 1 Mobile App makes it quick and convenient to access, view, and manage your CASH 1 account. You can view available credit, make payments, or request to use your available credit, all at your fingertips! The CASH 1 Mobile App can only be used to sign up for an account and as a servicing platform for existing customers in the states of AZ, ID, KS, LA, MO, NV, and UT. We do not do business in other states at this time. New customers will not be able to obtain loan products using the CASH 1 Mobile App. Loans may be requested but are not directly issued via the CASH 1 Mobile App. Credit products serviced within the CASH 1 Mobile App are offered by CASH 1. We operate only in states where we are licensed, and all of our loan products comply with both state and federal law. For licensing information, see Consumer Access - Browser Warning and https://www.cash1loans.com. All of our loan products have a repayment period of 3 months or longer. The maximum loan repayment period for a loan product is 24 months. Customers in Louisiana may request our Wealth Loan line of credit using the CASH 1 Mobile App. Both the maximum and minimum interest rate pertaining to the Wealth Loan is 27% APR. With the Wealth Loan line of credit, you automatically receive a savings account where you earn interest up to 4% APY, so you can accumulate wealth while paying off the line of credit. A representative example of the total cost for the Wealth Loan line of credit: Initial cash advance: $1000.00 Term: 17 months* APR: 27% Fees: $50.00 set up fee, $10.00 monthly statement fee Monthly payment: $86.00 Total interest: $214.94 Total cost (interest plus fees): $424.94 Total amount repayment amount: $1,424.94 *A line of credit is open ended, but this would be the effective term to repay assuming no further advances and on time payments are made. CASH 1 does not sell your information. View our Privacy Notice at https://www.cash1loans.com/privacy-notice and our Privacy Policy at https://www.cash1loans.com/privacy-policy.

About

medZERO

Access funds for out-of-pocket healthcare expenses with no interest or fees. Enroll in minutes to get instant access to funds and manage your account easily.

Highlights
  • On-demand access to funds
  • Pay healthcare expenses over time
  • Zero interest
  • Zero fees
  • Quick enrollment
  • Account management
Features
Read full description

medZERO gives you on-demand access to funds to pay out-of-pocket healthcare expenses over time—at ZERO interest and ZERO fees. If you’re eligible for medZERO membership, you can pay for your out-of-pocket healthcare expenses- that’s everything from new glasses to old doctor bills- over time with ZERO interest and ZERO Fees. The medZERO app takes less than 5 minutes to enroll in and brings you instant access to your on-demand funds- as well as all your account info at your fingertips.​

Screenshots

CASH 1 LOANS4 screens
medZERO4 screens

Verdict

The call

The clearest difference is review sentiment: medZERO at 100% against CASH 1 LOANS's 47%. medZERO also leads on rating (5.0 vs 2.9) and update cadence (fortnightly vs monthly). CASH 1 LOANS's advantage is ratings volume (27 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

medZERO holds the better App Store score, 5.0 against 2.9. Both are backed by a comparable volume of ratings — 27 and 6 respectively. Written reviews point the same way: 47% of CASH 1 LOANS's written reviews are positive against 100% of medZERO's.

UpkeepUpdate frequency

CASH 1 LOANS ships an update monthly, medZERO fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
CASH 1 LOANS versus medZERO: the parameters behind the verdict, then further details
ParameterCASH 1 LOANSmedZERO
PriceFreeFree
Rating2.9 (27 ratings)5.0 (6 ratings) — better
Positive reviews46.6% of reviews100.0% of reviews — better
Number of ratings27 — better6
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.6
Further details — not scored
Size62 MB26 MB
Age rating4+4+
DeveloperTHRIVOS INCmedZERO, Inc.

Customer experience

CASH 1 LOANS

All ratings24 ratings
Positive54.2%
Neutral0.0%
Negative45.8%
Written reviews116 reviews
Positive46.6%
Neutral1.7%
Negative51.7%

medZERO

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CASH 1 LOANS

Reported bugs

8 issues
  • Login loops and infinite registration screens
  • Password reset links expire immediately
  • App crashes and fails to load
  • Verification code not received or stuck on white screen
  • Unable to access available credit or withdraw funds
Show 3 more
  • Account information not displaying properly
  • Payment processing errors and failed transactions
  • App update causing widespread functionality issues

Requested features

7 requests
  • Fix password reset functionality
  • Improve app stability and loading performance
  • Enable fund withdrawals without requiring phone calls
  • Display clear loan agreement and payment history
  • Implement better account access and login system
Show 2 more
  • Add transparent payment breakdown showing principal vs interest
  • Expand service to additional states

medZERO

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CASH 1 LOANS

No in-app purchases

None

medZERO

No in-app purchases

Questions

Is CASH 1 LOANS free?
CASH 1 LOANS is free to download, with no in-app purchases.
Is medZERO free?
medZERO is free to download, with no in-app purchases.
Which has better reviews, CASH 1 LOANS or medZERO?
medZERO is rated higher. CASH 1 LOANS averages 2.9 out of 5 from 27 ratings, while medZERO averages 5.0 from 6 ratings.
Do CASH 1 LOANS or medZERO have ads?
Neither CASH 1 LOANS nor medZERO shows ads.
Which is updated more often, CASH 1 LOANS or medZERO?
CASH 1 LOANS ships an update monthly, and medZERO fortnightly. Most recently, CASH 1 LOANS was updated on November 3, 2026 and medZERO on October 30, 2026.

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