CASH 1 LOANS vs LoanReady

The CASH 1 Mobile App makes it quick and convenient to access, view, and manage your CASH 1 account. You can view available credit, make payments, or request to use your available credit, all at your fingertips! The CASH 1 Mobile App can only be used to sign up for an account and as a servicing platform for existing customers in the states of AZ, ID, KS, LA, MO, NV, and UT. We do not do business in other states at this time. New customers will not be able to obtain loan products using the CASH 1 Mobile App. Loans may be requested but are not directly issued via the CASH 1 Mobile App. Credit products serviced within the CASH 1 Mobile App are offered by CASH 1. We operate only in states where we are licensed, and all of our loan products comply with both state and federal law. For licensing information, see Consumer Access - Browser Warning and https://www.cash1loans.com. All of our loan products have a repayment period of 3 months or longer. The maximum loan repayment period for a loan product is 24 months. Customers in Louisiana may request our Wealth Loan line of credit using the CASH 1 Mobile App. Both the maximum and minimum interest rate pertaining to the Wealth Loan is 27% APR. With the Wealth Loan line of credit, you automatically receive a savings account where you earn interest up to 4% APY, so you can accumulate wealth while paying off the line of credit. A representative example of the total cost for the Wealth Loan line of credit: Initial cash advance: $1000.00 Term: 17 months* APR: 27% Fees: $50.00 set up fee, $10.00 monthly statement fee Monthly payment: $86.00 Total interest: $214.94 Total cost (interest plus fees): $424.94 Total amount repayment amount: $1,424.94 *A line of credit is open ended, but this would be the effective term to repay assuming no further advances and on time payments are made. CASH 1 does not sell your information. View our Privacy Notice at https://www.cash1loans.com/privacy-notice and our Privacy Policy at https://www.cash1loans.com/privacy-policy.

Looking to achieve your dream of homeownership? Look no further than LoanReady, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, LoanReady has everything you need to get mortgage-ready and build your homeownership wealth with confidence. Here are some of the key features that set LoanReady apart: • Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy. • Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment. • Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches. • Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home. • Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one. • Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey. Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here. Achieving your dream of homeownership has never been easier. Download LoanReady today and take control of your financial future.