Ziina vs Tappy Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ziina
This app offers a secure and fast platform for individuals and businesses in the UAE to send, receive, and manage money. It provides tools for personal payments, business transactions, and a digital card for spending, with features like QR codes and payment links.
- Send and receive money instantly
- QR codes and payment links
- Digital Ziina Card for spending
- Tap to Pay on iPhone
- Payment gateway integration
- Payment keyboard for invoices
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Ziina is the fast, secure way for individuals and businesses in the UAE to send, receive and manage money. Whether you’re growing your business or paying your share of the rent, Ziina helps you move money simply and safely. ZIINA VIOLET Ziina Violet is a membership built for how you live, work and move in the UAE. Enjoy premium monthly benefits from 12 brands and services like ClassPass, SALT, Ounass and more. From workouts and coffee runs to fuel delivery and laundry, Ziina Violet gets you more from the things you already do—and pays for itself with just 1-2 benefits. Plus, enjoy monthly cashback, 0 currency fees online or abroad, priority support and your exclusive Violet Card. ZIINA PERSONAL Ziina makes transfers as easy as a text. Send or receive payments in seconds, whether you’re splitting dinner, paying a friend back or covering the little things that make up everyday life. Accept payments through QR codes or payment links, with support for credit cards, Apple Pay and Google Pay. Everything stays secure, organized and easy to track in your Ziina account. Keep your balance for future spending or cash out instantly. ZIINA BUSINESS Ziina Business is the one-stop shop for all your business needs. Get 1,000 AED in fee-free processing when you join. Plus, when you invite another business to the Ziina family, both of you can earn an extra 5,000 AED in free processing. Whether you're launching a startup or managing an established business, Ziina Business is here to help you with all the tools you need to keep your business running smoothly. ZIINA CARD Spend your Ziina balance directly with your digital Ziina Card. Use your funds to cover your business or personal expenses, and manage everything in one place. Add your card to your Apple or Google wallet and enjoy 0 currency fees on all non-AED spend, online and abroad. TAP TO PAY ON iPHONE With Tap to Pay on iPhone and Ziina, you can accept contactless, in-person payments directly on your iPhone—no extra hardware needed. Just open the Ziina app and start accepting payments in seconds. Fast, secure and ideal for cafes, salons, fitness studios, pop-ups and mobile businesses. SECURE PAYMENT GATEWAY Ziina’s payment gateway integrates seamlessly with Shopify, WooCommerce, WordPress and custom websites. Accept payments in up to 10 currencies, making it easy to sell locally and internationally while keeping cashflow secure and easy to manage. PAYMENT LINKS Create and send secure payment links on demand. Get paid by customers via Visa, Mastercard, AMEX, Apple Pay or Google Pay—locally or internationally. PAYMENT KEYBOARD Send invoices without leaving your chats. With ZiiBoard, create and send payment requests directly inside WhatsApp, Instagram or any messaging app. No switching apps. No lost conversations. QR STANDS AND NFC CARDS Accept in-person payments anywhere with custom QR stands and NFC cards—simple, fast, and ready for pop-ups, markets or mobile stalls. Customers scan or tap and pay with Apple Pay, Google Pay or their card. Funds appear instantly in your Ziina account. FAST CASH OUTS Ziina supports all UAE banks, including RAKBANK, ADCB, Emirates NBD, Citibank UAE, HSBC and more. Transfers arrive within a few hours, at most 1-2 working days. PRIVACY AND SECURITY Ziina Payment LLC is licensed by the Central Bank of the UAE (License No. 1112672). Your account is protected with biometric authentication and PCI-DSS–certified technology to safeguard payment card information. Get paid the Ziina way. Download the app today to sign up and get started in under a minute.
Tappy Pay
Manage your Tappy wearable devices for contactless payments, access control, and event entry. Easily secure your device by locking or deleting it if lost or stolen. Track transactions and receive real-time notifications.
- Add and manage Tappy wearable devices
- Enable tokenized contactless payments
- Manage access control and event entry
- Lock or delete lost/stolen devices
- View transaction history
- Receive transaction notifications
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Tappy Pay is your companion for adding and managing Tappy wearable devices. You can use the Tappy Pay app to create an account and link your wearable devices to it. Enable and manage tokenized contactless payments, access control, event access and season ticket services at supported locations on your Tappy wearable devices. Lost your wearable device or it got stolen? No worries, you can easily lock or delete the wearable using the app to disable it. View your transaction history and get notifications when a transaction is performed using the wearable.
Screenshots
Verdict
The clearest difference is ads: Tappy Pay at none against Ziina's shown. Tappy Pay also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). Ziina's advantage is update cadence (weekly vs every 5 weeks) and ratings volume (854 vs 1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tappy Pay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Ziina has 854 ratings behind it against 1, so its average is the more settled of the two.
Ziina ships an update weekly, Tappy Pay every 5 weeks. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.
| Parameter | Ziina | Tappy Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (854 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 54.4% of reviews | — |
| Number of ratings | 854 — better | 1 |
| Update frequency | Weekly — better | Every 5 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 350 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Ziina, Inc | Tappy Technologies Canada |
Customer experience
Ziina
Tappy Pay
Bugs and requests
Ziina
Reported bugs
5 issues- Transaction glitch on Feb 25 2025 with missing payments
- Account verification stuck for extended periods
- KYC process rejecting valid documents repeatedly
- Cashout requests held beyond stated 2 working day SLA
- Transaction rejection causing account closure
Requested features
4 requests- Expansion to Qatar market
- Phone support line instead of WhatsApp only
- Multiple support channels for better accessibility
- Clearer communication on account status changes
Tappy Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Ziina
No in-app purchases
Tappy Pay
No in-app purchases









