Comparison

Código Virtual vs DAVIbank Token Personas CR

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Código Virtual

This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.

Highlights
  • Second factor authentication
  • Generate OTP codes
  • Secure financial transactions
  • Supports transfers
  • Supports loan payments
  • Supports credit card payments
Features
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Código Virtual es el segundo factor de autenticación a utilizar en Coopenae Virtual. Con ésta aplicación el cliente puede generar por si mismo el código OTP para realizar cualquier acción considerada de riesgo desde el app transaccional tales como: * Envío de transferencias * Pago de préstamos de terceros * Pago de tarjetas de crédito de terceros * Modificación de información personal * Solicitar regeneración de contraseña * Otros

About

DAVIbank Token Personas CR

This app generates unique security codes every 60 seconds to confirm transactions like transfers and payments in online and mobile banking. It ensures secure access to your financial services.

Highlights
  • Generates unique security codes
  • Confirms online banking transactions
  • Confirms mobile banking transactions
  • Supports transfers and payments
  • Enhances configuration changes security
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En el marco del proceso de integración de las operaciones de The Bank of Nova Scotia (“Scotiabank”) en Costa Rica, Scotiabank ha otorgado una licencia de uso temporal de la marca “Scotiabank” (y sus derivados) a DAVIbank (Costa Rica) S.A. (antes denominado Scotiabank de Costa Rica S.A.). Para todos los efectos legales, DAVIbank (Costa Rica) S.A. (antes denominado Scotiabank de Costa Rica S.A.) es el titular y el único responsable por los productos y servicios ofrecidos. ---------------------------------------- ¡Le damos la bienvenida a su aplicación DAVIbank Token Personas! Continúe disfrutando de todos nuestros servicios y funciones. Realice todas sus transacciones con tranquilidad y seguridad: DAVIbank Token Personas es una aplicación que genera un código único cada 60 segundos. Estos códigos se utilizan para confirmar operaciones como transferencias, pagos o cambios de configuración en Banca en Línea y Banca Móvil. La descarga y el uso de DAVIbank Token Personas es gratuito.  En caso de robo o pérdida del dispositivo móvil, por favor comuníquese lo antes posible con nuestra Línea de Atención al 8001-726842 para reportarlo. * Para más información, visite nuestro sitio web: https://www.scotiabankcr.com/acerca/canales-de-servicio/canales-de-servicios/canales-digitales.aspx * Ubicación: Costa Rica, San José, Sabana Norte, Avenida Las Américas, frente al costado norte del Estadio Nacional. * Privacidad: https://www.scotiabankcr.com/Acerca/privacidad.aspx

Screenshots

Código Virtual4 screens
DAVIbank Token Personas CR4 screens

Verdict

The call

The clearest difference is rating: DAVIbank Token Personas CR at 3.7 against Código Virtual's 3.0. DAVIbank Token Personas CR also leads on update cadence (every 4 months vs every 19 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DAVIbank Token Personas CR holds the better App Store score, 3.7 against 3.0. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

UpkeepUpdate frequency

Código Virtual ships an update every 19 months, DAVIbank Token Personas CR every 4 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Código Virtual versus DAVIbank Token Personas CR: the parameters behind the verdict, then further details
ParameterCódigo VirtualDAVIbank Token Personas CR
PriceFreeFree
Rating3.0 (2 ratings)3.7 (3 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings23 — better
Update frequencyEvery 19 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size84 MB6 MB
Age rating17+4+
DeveloperCoopenae RLScotiabank de Costa Rica

Customer experience

Código Virtual

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

DAVIbank Token Personas CR

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Código Virtual

No in-app purchases

None

DAVIbank Token Personas CR

No in-app purchases

Questions

Is Código Virtual free?
Código Virtual is free to download, with no in-app purchases.
Is DAVIbank Token Personas CR free?
DAVIbank Token Personas CR is free to download, with no in-app purchases.
Which has better reviews, Código Virtual or DAVIbank Token Personas CR?
DAVIbank Token Personas CR is rated higher. Código Virtual averages 3.0 out of 5 from 2 ratings, while DAVIbank Token Personas CR averages 3.7 from 3 ratings.
Do Código Virtual or DAVIbank Token Personas CR have ads?
Neither Código Virtual nor DAVIbank Token Personas CR shows ads.
Which is updated more often, Código Virtual or DAVIbank Token Personas CR?
Código Virtual ships an update every 19 months, and DAVIbank Token Personas CR every 4 months. Most recently, Código Virtual was updated on October 21, 2026 and DAVIbank Token Personas CR on October 24, 2026.

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