Comparison

Debt Tracker vs Debty

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Highlights
  • Manage debts and receivables
  • Separate by currency
  • Debt payoff planner
  • Monthly status tracking
  • Payment tracker
  • Money tracking
Features
Read full description

Debt Tracker is the ideal app for anyone who needs to manage their debt efficiently. With this app, you can easily stay organized and keep track of all your financial commitments. Whether it’s tracking your debt or monitoring what others owe you, the app’s powerful features help you stay on top of it all with our comprehensive debt tracker. Here’s what Debts - Manage your debtors offers: 1. Manage your debt and receivables effortlessly. 2. Separate your debts and receivables by currency for easy management of international transactions. 3. Track the total amount of your debts and receivables at any time. 4. Use the debt payoff planner to organize your payments and set clear goals. 5. Keep track of the monthly status of your debts and payments. 6. Stay organized with our easy-to-use payment tracker. 7. Track your overall finances with the intuitive money tracking app. Our debt payoff planner helps you create a clear path to pay off your debt, so you always know what’s next. The debt payoff planner tracker ensures you stay on track with monthly updates, allowing you to see exactly where you stand with your debt. This way, you can avoid surprises and manage everything in one place. With the debt tracker, you can also keep an eye on your overall debt status and stay organized by tracking both debts and receivables. The debt tracker feature is designed to provide a clear overview of what you owe and what others owe you, ensuring you never lose sight of your financial situation. Additionally, the debt payoff planner tracker keeps you informed on the progress of your debt payoff plan. Plus, the payment tracker makes it easy to monitor every payment, whether you’re paying off your debt or waiting to receive funds. Our money tracker and money tracking app also help you get a complete view of your finances, so you can always stay in control. Download Debt tracker today and take control of your debt! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Debty

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

Highlights
  • Track debts and loans
  • Manage shared expenses
  • Automatic calculations
  • Payment reminders
  • iCloud synchronization
  • Intuitive interface
Features
Read full description

Debty - Private Debt Tracker is a simple and intuitive app that helps you manage and track your debts, loans, and shared expenses. With Debty, you can easily record and track money you owe or are owed. No more need for notes and calculators - Debty does all the work for you. Plus, with iCloud synchronization, your records are always up-to-date across all your devices. Debty also sends reminders so you never forget to pay back a debt. Manage your finances with ease with Debty. Terms of Service: https://debty.derg.se/terms-and-conditions/ Privacy Policy: https://debty.derg.se/privacy-policy/

Screenshots

Debt Tracker4 screens
Debty4 screens

Verdict

The call

The clearest difference is rating: Debty at 4.8 against Debt Tracker's 4.4. Debty also leads on update cadence (weekly vs every 5 weeks) and device support (4 vs 2). Debt Tracker's advantage is iOS requirement (16.4 vs 18.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Debty sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Debty holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 105 and 131 respectively. Written reviews point the same way: 64% of Debt Tracker's written reviews are positive against 69% of Debty's.

UpkeepUpdate frequency

Debt Tracker ships an update every 5 weeks, Debty weekly. The most recent releases landed on September 19, 2026 and September 25, 2026 respectively.

Scorecard4 real differences · 6 level
Debt Tracker versus Debty: the parameters behind the verdict, then further details
ParameterDebt TrackerDebty
PriceFreeFree
Rating4.4 (105 ratings)4.8 (131 ratings) — better
Positive reviews63.6% of reviews69.1% of reviews — better
Number of ratings105131 — better
Update frequencyEvery 5 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS16.4 — better18.0
Further details — not scored
Size38 MB12 MB
Age rating4+4+
DeveloperAppFlux LabsDerg AB

Customer experience

Debt Tracker

All ratings105 ratings
Positive83.8%
Neutral6.7%
Negative9.5%
Written reviews44 reviews
Positive63.6%
Neutral9.1%
Negative27.3%

Debty

All ratings131 ratings
Positive94.7%
Neutral1.5%
Negative3.8%
Written reviews55 reviews
Positive69.1%
Neutral5.5%
Negative25.5%

Bugs and requests

Debt Tracker

Not enough reviews yet to summarise bugs or requests.

Debty

Reported bugs

9 issues
  • App crashes when adding new debtor (after premium)
  • App crashes when deleting a transaction
  • App crashes on startup after update
  • App crashes and data is lost
  • All records disappeared after an update
Show 4 more
  • App becomes unusable after update
  • Payment issues
  • App takes up a lot of space
  • App crashes and data is erased

Requested features

11 requests
  • Filter out 0 owed amounts
  • Sort by total amount
  • Automatic repayment options
  • Cloud backup option
  • iOS 26 style
Show 6 more
  • Transfer data to another phone
  • Add debtors in two currencies
  • Search for debtor names
  • Option to hide users with zero balance
  • Balance section with clickable currency buttons
  • Contact developer for suggestions

In-app purchases

3 purchases

Debt Tracker

Subscriptions2
  • 1 Month$0.991 Month
  • 12 Months$4.991 Year
One-time1
  • Lifetime$9.99
3 purchases

Debty

Subscriptions3
  • Monthly7 Days trial$2.991 Month
  • Quarterly7 Days trial$8.993 Months
  • Annual7 Days trial$24.991 Year

Questions

Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Is Debty free?
Debty is free to download, with in-app purchases available.
Which has better reviews, Debt Tracker or Debty?
Debty is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Debty averages 4.8 from 131 ratings.
Do Debt Tracker or Debty have ads?
Neither Debt Tracker nor Debty shows ads.
Which is updated more often, Debt Tracker or Debty?
Debt Tracker ships an update every 5 weeks, and Debty weekly. Most recently, Debt Tracker was updated on September 19, 2026 and Debty on September 25, 2026.

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