Comparison

Debt Tracker vs My Debts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Highlights
  • Manage debts and receivables
  • Separate by currency
  • Debt payoff planner
  • Monthly status tracking
  • Payment tracker
  • Money tracking
Features
Read full description

Debt Tracker is the ideal app for anyone who needs to manage their debt efficiently. With this app, you can easily stay organized and keep track of all your financial commitments. Whether it’s tracking your debt or monitoring what others owe you, the app’s powerful features help you stay on top of it all with our comprehensive debt tracker. Here’s what Debts - Manage your debtors offers: 1. Manage your debt and receivables effortlessly. 2. Separate your debts and receivables by currency for easy management of international transactions. 3. Track the total amount of your debts and receivables at any time. 4. Use the debt payoff planner to organize your payments and set clear goals. 5. Keep track of the monthly status of your debts and payments. 6. Stay organized with our easy-to-use payment tracker. 7. Track your overall finances with the intuitive money tracking app. Our debt payoff planner helps you create a clear path to pay off your debt, so you always know what’s next. The debt payoff planner tracker ensures you stay on track with monthly updates, allowing you to see exactly where you stand with your debt. This way, you can avoid surprises and manage everything in one place. With the debt tracker, you can also keep an eye on your overall debt status and stay organized by tracking both debts and receivables. The debt tracker feature is designed to provide a clear overview of what you owe and what others owe you, ensuring you never lose sight of your financial situation. Additionally, the debt payoff planner tracker keeps you informed on the progress of your debt payoff plan. Plus, the payment tracker makes it easy to monitor every payment, whether you’re paying off your debt or waiting to receive funds. Our money tracker and money tracking app also help you get a complete view of your finances, so you can always stay in control. Download Debt tracker today and take control of your debt! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

My Debts

Organize and track all your debts, bills, subscriptions, and daily expenses in one place. Receive timely payment reminders and view insightful spending reports to improve your savings and financial planning.

Highlights
  • Track debts, bills, and subscriptions
  • Log and categorize daily expenses
  • Scan receipts for faster expense entry
  • Payment reminders
  • Real-time debt and expense totals
  • Spending reports with charts
  • Home screen widgets
  • Siri Shortcuts integration
Read full description

Organize your debts, expenses and payments easily. With Mis Deudas, keep track of debts, everyday expenses, subscriptions and monthly payments in one place. Get reminders and improve your personal savings. Do you have debts, pending payments or several subscriptions and forget the due dates? With Mis Deudas you can: Track debts, bills, monthly payments, subscriptions and tandas (rotating savings groups). Log your daily expenses and sort them by category. Scan receipts to capture expenses faster. Get reminders before every payment. See the total of your debts and expenses in real time. View reports with charts of your spending by category. Use Home Screen widgets to see your finances at a glance. Add expenses and check your balance with Siri Shortcuts and quick actions. Organize your money and plan your savings better. Access premium features like expense tracking, subscriptions and recurring monthly payments. Mis Deudas is the ideal app for anyone who wants to manage their personal finances simply and quickly. Download now and start taking control of your finances. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Debt Tracker4 screens
My Debts4 screens

Verdict

The call

The clearest difference is rating: My Debts at 5.0 against Debt Tracker's 4.4. My Debts also leads on update cadence (weekly vs every 5 weeks). Debt Tracker's advantage is ads (none vs shown) and ratings volume (105 vs 9). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and My Debts sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

My Debts holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 64% of Debt Tracker's written reviews are positive against 71% of My Debts's.

UpkeepUpdate frequency

Debt Tracker ships an update every 5 weeks, My Debts weekly. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
Debt Tracker versus My Debts: the parameters behind the verdict, then further details
ParameterDebt TrackerMy Debts
PriceFreeFree
Rating4.4 (105 ratings)5.0 (9 ratings) — better
Positive reviews63.6% of reviews71.4% of reviews — better
Number of ratings105 — better9
Update frequencyEvery 5 weeksWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better18.6
Further details — not scored
Size38 MB40 MB
Age rating4+4+
DeveloperAppFlux LabsIvan Andres Venegas Muniz

Customer experience

Debt Tracker

All ratings105 ratings
Positive83.8%
Neutral6.7%
Negative9.5%
Written reviews44 reviews
Positive63.6%
Neutral9.1%
Negative27.3%

My Debts

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive71.4%
Neutral14.3%
Negative14.3%

In-app purchases

3 purchases

Debt Tracker

Subscriptions2
  • 1 Month$0.991 Month
  • 12 Months$4.991 Year
One-time1
  • Lifetime$9.99
2 purchases

My Debts

Subscriptions2
  • Premium Monthly7 Days trial$2.991 Month
  • Premium Annual7 Days trial$29.991 Year

Questions

Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Is My Debts free?
My Debts is free to download, with in-app purchases available.
Which has better reviews, Debt Tracker or My Debts?
My Debts is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while My Debts averages 5.0 from 9 ratings.
Do Debt Tracker or My Debts have ads?
My Debts shows ads; Debt Tracker does not.
Which is updated more often, Debt Tracker or My Debts?
Debt Tracker ships an update every 5 weeks, and My Debts weekly. Most recently, Debt Tracker was updated on November 3, 2026 and My Debts on November 3, 2026.

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