Comparison

Debt Tracker vs Sono

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Highlights
  • Manage debts and receivables
  • Separate by currency
  • Debt payoff planner
  • Monthly status tracking
  • Payment tracker
  • Money tracking
Features
Read full description

Debt Tracker is the ideal app for anyone who needs to manage their debt efficiently. With this app, you can easily stay organized and keep track of all your financial commitments. Whether it’s tracking your debt or monitoring what others owe you, the app’s powerful features help you stay on top of it all with our comprehensive debt tracker. Here’s what Debts - Manage your debtors offers: 1. Manage your debt and receivables effortlessly. 2. Separate your debts and receivables by currency for easy management of international transactions. 3. Track the total amount of your debts and receivables at any time. 4. Use the debt payoff planner to organize your payments and set clear goals. 5. Keep track of the monthly status of your debts and payments. 6. Stay organized with our easy-to-use payment tracker. 7. Track your overall finances with the intuitive money tracking app. Our debt payoff planner helps you create a clear path to pay off your debt, so you always know what’s next. The debt payoff planner tracker ensures you stay on track with monthly updates, allowing you to see exactly where you stand with your debt. This way, you can avoid surprises and manage everything in one place. With the debt tracker, you can also keep an eye on your overall debt status and stay organized by tracking both debts and receivables. The debt tracker feature is designed to provide a clear overview of what you owe and what others owe you, ensuring you never lose sight of your financial situation. Additionally, the debt payoff planner tracker keeps you informed on the progress of your debt payoff plan. Plus, the payment tracker makes it easy to monitor every payment, whether you’re paying off your debt or waiting to receive funds. Our money tracker and money tracking app also help you get a complete view of your finances, so you can always stay in control. Download Debt tracker today and take control of your debt! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Sono

Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.

Highlights
  • Record borrowed and lent money
  • Display debt summaries
  • Manage debtors and creditors
  • Support multiple currencies
  • Dark theme
  • Transaction reminders
  • Local and cloud storage
Features
Read full description

Manage your debts easily and efficiently with Sono. Keep track of borrowed and lent money, send invoices, and stay organized — download our free app today! ▼ Why choose Sono for debt management? Avoid the hassle of forgetting important transaction details or relying on error-prone notes or Excel sheets. Sono is a smart and simple debt tracker and manager that makes it easy to record and keep track of all your financial activities. With Sono, you just record the transaction details each time you borrow or lend money — Sono does the rest. ▼ Sono's standard features include: - Clear summary dashboard of all your debts - Record transactions to track what people owe you and what you owe people - Manage debtors and creditors with notes for each contact - Repayment tracking — log repayments against open transactions - Due dates with reminders so you never forget - Multiple currencies supported - Organize transactions with tags for easy filtering - Add comments to transactions and notes to contacts - Itemized invoice generation with PDF export - Multiple accounts to keep personal and business debts separate - Dark mode, light mode, or follow system setting - Customizable color themes - Lock app with a PIN code - Store data locally on your device or sync to the cloud - Import existing data from a CSV file - Export data to PDF format - Backup and restore data ▼ Premium features: - Ad-free experience - Multi-device support — use Sono on all your devices - Multiple accounts (workspaces) - Custom currency — add your own currency unit - Interest for transactions — simple or fixed interest calculation - Attach files, photos, or audio recordings to transactions - Export data to CSV or Excel format - Biometric authentication (Face ID / Touch ID) - iCloud backup and restore - Add profile pictures for contacts - Business profile — display your business info on invoices ▼ Your data is safe and secure Your data is safe with Sono. Store information locally on your device or sync to the cloud — so you never lose your important financial data. --- About premium subscription: - At confirmation of purchase, or following the completion of a free-trial period, payment will be charged to your Apple account. - Your subscription will automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period. - Your account will be charged for renewal within 24-hours prior to the end of the current subscription period. Automatic renewals will cost the same price you were originally charged for the subscription. - You can manage your subscriptions and turn off auto-renewal by going to your Account Settings on the App Store after purchase. - Any unused portion of a free trial period, if offered, will be forfeited. --- Terms of Use: https://sonofinance.com/terms-conditions/ Privacy policy: https://sonofinance.com/privacy-policy/ --- If you have any questions, issues or suggestions don't hesitate to send us a message at hello@sonofinance.com. If you love our app, we would greatly appreciate it if you could leave a 5-star rating and review. Thank you!

Screenshots

Debt Tracker4 screens
Sono4 screens

Verdict

The call

The clearest difference is ads: Debt Tracker at none against Sono's shown. Debt Tracker also leads on ratings volume (105 vs 23). Sono's advantage is review sentiment (89% vs 64%) and rating (4.7 vs 4.4). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Sono sells 11 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Sono holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 105 and 23 respectively. Written reviews point the same way: 64% of Debt Tracker's written reviews are positive against 89% of Sono's.

UpkeepUpdate frequency

Debt Tracker ships an update every 5 weeks, Sono every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Debt Tracker versus Sono: the parameters behind the verdict, then further details
ParameterDebt TrackerSono
PriceFreeFree
Rating4.4 (105 ratings)4.7 (23 ratings) — better
Positive reviews63.6% of reviews88.9% of reviews — better
Number of ratings105 — better23
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.6 — better
Further details — not scored
Size38 MB96 MB
Age rating4+4+
DeveloperAppFlux LabsDanh Minh Ngo

Customer experience

Debt Tracker

All ratings105 ratings
Positive83.8%
Neutral6.7%
Negative9.5%
Written reviews44 reviews
Positive63.6%
Neutral9.1%
Negative27.3%

Sono

All ratings23 ratings
Positive95.7%
Neutral0.0%
Negative4.3%
Written reviews27 reviews
Positive88.9%
Neutral0.0%
Negative11.1%

In-app purchases

3 purchases

Debt Tracker

Subscriptions2
  • 1 Month$0.991 Month
  • 12 Months$4.991 Year
One-time1
  • Lifetime$9.99
11 purchases

Sono

Subscriptions7
  • Monthly7 Days trial$3.991 Month
  • 3 months7 Days trial$8.993 Months
  • Professional Monthly$12.991 Month
Show 4 more
  • Annual$17.991 Year
  • Annual14 Days trial$17.991 Year
  • Annual7 Days trial$29.991 Year
  • Professional Annually$129.991 Year
One-time4
  • Ads removal$9.99
  • Lifetime premium$49.99
  • Lifetime premium$69.99
Show 1 more
  • Lifetime premium$99.99

Questions

Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Is Sono free?
Sono is free to download, with in-app purchases available.
Which has better reviews, Debt Tracker or Sono?
Sono is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Sono averages 4.7 from 23 ratings.
Do Debt Tracker or Sono have ads?
Sono shows ads; Debt Tracker does not.
Which is updated more often, Debt Tracker or Sono?
Debt Tracker ships an update every 5 weeks, and Sono every 3 weeks. Most recently, Debt Tracker was updated on October 25, 2026 and Sono on October 24, 2026.

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