Comparison

Debt Tracker vs Depty

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Highlights
  • Manage debts and receivables
  • Separate by currency
  • Debt payoff planner
  • Monthly status tracking
  • Payment tracker
  • Money tracking
Features
Read full description

Debt Tracker is the ideal app for anyone who needs to manage their debt efficiently. With this app, you can easily stay organized and keep track of all your financial commitments. Whether it’s tracking your debt or monitoring what others owe you, the app’s powerful features help you stay on top of it all with our comprehensive debt tracker. Here’s what Debts - Manage your debtors offers: 1. Manage your debt and receivables effortlessly. 2. Separate your debts and receivables by currency for easy management of international transactions. 3. Track the total amount of your debts and receivables at any time. 4. Use the debt payoff planner to organize your payments and set clear goals. 5. Keep track of the monthly status of your debts and payments. 6. Stay organized with our easy-to-use payment tracker. 7. Track your overall finances with the intuitive money tracking app. Our debt payoff planner helps you create a clear path to pay off your debt, so you always know what’s next. The debt payoff planner tracker ensures you stay on track with monthly updates, allowing you to see exactly where you stand with your debt. This way, you can avoid surprises and manage everything in one place. With the debt tracker, you can also keep an eye on your overall debt status and stay organized by tracking both debts and receivables. The debt tracker feature is designed to provide a clear overview of what you owe and what others owe you, ensuring you never lose sight of your financial situation. Additionally, the debt payoff planner tracker keeps you informed on the progress of your debt payoff plan. Plus, the payment tracker makes it easy to monitor every payment, whether you’re paying off your debt or waiting to receive funds. Our money tracker and money tracking app also help you get a complete view of your finances, so you can always stay in control. Download Debt tracker today and take control of your debt! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Depty

Manage shared expenses and debts with an intuitive interface. Supports multiple currencies and integrates with your contacts for easy communication and tracking. All features are free to use.

Highlights
  • Intuitive interface
  • Multicurrency support
  • Group expense splitting
  • In-app chat for debt management
  • Contact integration via QR code
Features
Read full description

Depty keeps track of debts and shared expenses — so you always know who owes who. Split trips, rent and dinners with friends. Add an expense in seconds, Depty does the math. Your data is synced to your account and never lost when you change phones. Lent a friend $20? Split dinner with five people? Covered the whole hotel? Add it in one tap. Depty instantly shows who owes who, and exactly how much. WHY DEPTY • Unlimited expenses, free. Add as many transactions as you want — no paywall on the basics, unlike other bill splitters. • Radically simple. No tutorials, no accounting skills. Everything happens in one tap — if you can text, you can Depty. • All math is automatic. Personal debts, group balances, multi-currency totals — you never calculate anything yourself. PERSONAL DEBT CHATS Open a chat with anyone from your contacts — or add them manually. Log what you lent or borrowed, attach receipts and photos, and always see the exact balance between you two. GROUP EXPENSES, SPLIT FAIRLY Create a group for a trip, apartment, or a night out. Split costs equally — or pick exactly who shared each expense. Three of you ordered dessert and two didn't? Split it between three. Everyone pays only for what's theirs. NEVER CHASE MONEY AGAIN BOTH SIDES SEE THE SAME NUMBERS A debt is visible to both of you: the numbers match and nothing gets forgotten. Share the balance in one tap instead of starting an awkward money talk. MADE FOR REAL LIFE • Trips and vacations with friends • Roommates sharing rent and groceries • Couples managing everyday spending • Dinners, gifts, tickets — any group purchase • Personal loans between friends and family AND MORE • Multiple currencies in one chat — perfect for travel • Add friends instantly with a QR code • Attach photos, receipts, and documents to any expense • Available in 14 languages Download Depty — and never wonder who owes who again. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Debt Tracker4 screens
Depty4 screens

Verdict

The call

The clearest difference is rating: Depty at 5.0 against Debt Tracker's 4.4. Depty also leads on monetization model (free vs free with in-app purchases). Debt Tracker's advantage is ratings volume (105 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Depty sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Depty holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Debt Tracker ships an update every 5 weeks, Depty every 3 weeks. The most recent releases landed on October 16, 2026 and October 2, 2026 respectively.

Scorecard3 real differences · 7 level
Debt Tracker versus Depty: the parameters behind the verdict, then further details
ParameterDebt TrackerDepty
PriceFreeFree
Rating4.4 (105 ratings)5.0 (2 ratings) — better
Positive reviews63.6% of reviews—
Number of ratings105 — better2
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size38 MB68 MB
Age rating4+4+
DeveloperAppFlux LabsSINHRONE SP. Z O.O.

Customer experience

Debt Tracker

All ratings105 ratings
Positive83.8%
Neutral6.7%
Negative9.5%
Written reviews44 reviews
Positive63.6%
Neutral9.1%
Negative27.3%

Depty

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Debt Tracker

Subscriptions2
  • 1 Month$0.991 Month
  • 12 Months$4.991 Year
One-time1
  • Lifetime$9.99
1 purchases

Depty

Subscriptions1
  • Monthly subscription$0.991 Month

Questions

Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Is Depty free?
Depty is free to download, with in-app purchases available.
Which has better reviews, Debt Tracker or Depty?
Depty is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Depty averages 5.0 from 2 ratings.
Do Debt Tracker or Depty have ads?
Neither Debt Tracker nor Depty shows ads.
Which is updated more often, Debt Tracker or Depty?
Debt Tracker ships an update every 5 weeks, and Depty every 3 weeks. Most recently, Debt Tracker was updated on October 16, 2026 and Depty on October 2, 2026.

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